Mazda Tribute Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated insurance prices for a Mazda Tribute are $818 every 12 months including full coverage. Comprehensive costs on average $130, collision costs $168, and liability is $384. A liability-only policy costs around $432 a year, with high-risk insurance costing around $1,758. Teens pay the most at $3,306 a year or more.
Average premium for full coverage: $818
Premium estimates by type of coverage:
Prices include $500 deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Tribute models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Mazda Tribute go from the cheapest price of $432 for just the minimum liability insurance to the much higher price of $1,758 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.
The example below illustrates the difference between rural and urban areas on car insurance rates.
These rate differences highlight why everyone should compare rates quotes based on a specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Mazda Tribute insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $499
- Raising to $1,000 deductibles will save around $66 every year
- The average price for a 40-year-old good driver with $500 deductibles is $818
- Selecting pricier low deductibles increases the price to $948
- At-risk drivers with serious driving violations could pay upwards of $1,758 or more
- An auto insurance policy to insure a teen driver for full coverage may cost $3,306
Auto insurance prices for a Mazda Tribute also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Tribute.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $200 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $345 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $3,300 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,000 to $1,400 in extra premium annually, depending on your age. Mazda Tribute insurance for high-risk drivers is expensive and can cost as much as 42% to 136% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Mazda Tribute insurance prices. A middle-age driver might find prices as low as $630 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,170 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $738 | -$80 | -9.8% |
| Alaska | $628 | -$190 | -23.2% |
| Arizona | $678 | -$140 | -17.1% |
| Arkansas | $818 | -$0 | 0.0% |
| California | $932 | $114 | 13.9% |
| Colorado | $780 | -$38 | -4.6% |
| Connecticut | $840 | $22 | 2.7% |
| Delaware | $926 | $108 | 13.2% |
| Florida | $1,024 | $206 | 25.2% |
| Georgia | $756 | -$62 | -7.6% |
| Hawaii | $590 | -$228 | -27.9% |
| Idaho | $554 | -$264 | -32.3% |
| Illinois | $610 | -$208 | -25.4% |
| Indiana | $618 | -$200 | -24.4% |
| Iowa | $552 | -$266 | -32.5% |
| Kansas | $776 | -$42 | -5.1% |
| Kentucky | $1,116 | $298 | 36.4% |
| Louisiana | $1,212 | $394 | 48.2% |
| Maine | $504 | -$314 | -38.4% |
| Maryland | $676 | -$142 | -17.4% |
| Massachusetts | $652 | -$166 | -20.3% |
| Michigan | $1,420 | $602 | 73.6% |
| Minnesota | $688 | -$130 | -15.9% |
| Mississippi | $980 | $162 | 19.8% |
| Missouri | $726 | -$92 | -11.2% |
| Montana | $878 | $60 | 7.3% |
| Nebraska | $644 | -$174 | -21.3% |
| Nevada | $980 | $162 | 19.8% |
| New Hampshire | $590 | -$228 | -27.9% |
| New Jersey | $914 | $96 | 11.7% |
| New Mexico | $724 | -$94 | -11.5% |
| New York | $862 | $44 | 5.4% |
| North Carolina | $472 | -$346 | -42.3% |
| North Dakota | $670 | -$148 | -18.1% |
| Ohio | $562 | -$256 | -31.3% |
| Oklahoma | $840 | $22 | 2.7% |
| Oregon | $750 | -$68 | -8.3% |
| Pennsylvania | $780 | -$38 | -4.6% |
| Rhode Island | $1,092 | $274 | 33.5% |
| South Carolina | $744 | -$74 | -9.0% |
| South Dakota | $690 | -$128 | -15.6% |
| Tennessee | $716 | -$102 | -12.5% |
| Texas | $988 | $170 | 20.8% |
| Utah | $606 | -$212 | -25.9% |
| Vermont | $560 | -$258 | -31.5% |
| Virginia | $490 | -$328 | -40.1% |
| Washington | $630 | -$188 | -23.0% |
| West Virginia | $750 | -$68 | -8.3% |
| Wisconsin | $564 | -$254 | -31.1% |
| Wyoming | $728 | -$90 | -11.0% |
With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $788 | $66 |
| Mazda Tribute I Sport 4WD | $804 | $67 |
| Mazda Tribute I Touring 2WD | $804 | $67 |
| Mazda Tribute I Grand Touring 2WD | $818 | $68 |
| Mazda Tribute I Touring 4WD | $818 | $68 |
| Mazda Tribute I Grand Touring 4WD | $834 | $70 |
| Mazda Tribute S Grand Touring 2WD | $834 | $70 |
| Mazda Tribute S Grand Touring 4WD | $852 | $71 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $140 | $202 | $402 | $880 |
| 2006 Mazda Tribute | $130 | $168 | $384 | $818 |
| 2005 Mazda Tribute | $120 | $160 | $380 | $796 |
| 2004 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Mazda Tribute Insurance
Finding better rates on car insurance consists of not taking risks behind the wheel, having a good credit score, refrain from filing small claims, and taking advantage of discounts. Set aside time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The following is a quick rundown of the concepts that were covered above.
- Higher risk drivers with reckless driving or DUI convictions may pay on average $940 more each year for Tribute insurance
- Teens are charged the highest prices, with the cost nearing $276 per month if comprehensive and collision insurance is included
- You may be able to save as much as $90 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save as much as $200 each year
- You may be able to save as much as $90 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,306 |
| 20 | $1,870 |
| 30 | $832 |
| 40 | $818 |
| 50 | $754 |
| 60 | $738 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $948 |
| $250 | $890 |
| $500 | $818 |
| $1,000 | $752 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $818 |
| 50/100 | $929 |
| 100/300 | $1,025 |
| 250/500 | $1,274 |
| 100 CSL | $967 |
| 300 CSL | $1,178 |
| 500 CSL | $1,332 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,654 |
| 20 | $2,974 |
| 30 | $1,770 |
| 40 | $1,758 |
| 50 | $1,676 |
| 60 | $1,660 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $41 |
| Multi-vehicle | $44 |
| Homeowner | $15 |
| 5-yr Accident Free | $49 |
| 5-yr Claim Free | $51 |
| Paid in Full/EFT | $29 |
| Advance Quote | $35 |
| Online Quote | $55 |
| Total Discounts | $319 |
Discounts are estimated and may not be available from every company or in every state.
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