Mazda Tribute Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated insurance prices for a Mazda Tribute are $818 every 12 months for full coverage. Comprehensive insurance costs an estimated $130, collision costs $168, and liability insurance is $384. A liability-only policy costs around $432 a year, with high-risk insurance costing $1,758 or more. Teens pay the most at $3,306 a year or more.
Average premium for full coverage: $818
Premium estimates broken down by type of coverage:
Includes $500 deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for different Tribute trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Mazda Tribute go from the cheapest price of $432 for minimum levels of liability insurance to a much higher rate of $1,758 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than cities with more traffic congestion.
The price range example below illustrates how where you live affects insurance prices.
These rate differences show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Mazda Tribute insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $499
- Raising to $1,000 deductibles will save approximately $66 a year
- The average price for a 40-year-old good driver who has $500 deductibles is $818
- Selecting more expensive low deductibles costs an extra $130 a year
- Higher-risk drivers with serious driving violations could pay up to $1,758 or more
- An auto insurance policy to insure a teen driver with full coverage can cost as much as $3,306
Auto insurance prices for a Mazda Tribute also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $200 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $345 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles could pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $3,300 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying $1,000 to $1,400 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 136% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Mazda Tribute insurance rates. A middle-age driver might find prices as low as $540 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,170 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $738 | -$80 | -9.8% |
| Alaska | $628 | -$190 | -23.2% |
| Arizona | $678 | -$140 | -17.1% |
| Arkansas | $818 | -$0 | 0.0% |
| California | $932 | $114 | 13.9% |
| Colorado | $780 | -$38 | -4.6% |
| Connecticut | $840 | $22 | 2.7% |
| Delaware | $926 | $108 | 13.2% |
| Florida | $1,024 | $206 | 25.2% |
| Georgia | $756 | -$62 | -7.6% |
| Hawaii | $590 | -$228 | -27.9% |
| Idaho | $554 | -$264 | -32.3% |
| Illinois | $610 | -$208 | -25.4% |
| Indiana | $618 | -$200 | -24.4% |
| Iowa | $552 | -$266 | -32.5% |
| Kansas | $776 | -$42 | -5.1% |
| Kentucky | $1,116 | $298 | 36.4% |
| Louisiana | $1,212 | $394 | 48.2% |
| Maine | $504 | -$314 | -38.4% |
| Maryland | $676 | -$142 | -17.4% |
| Massachusetts | $652 | -$166 | -20.3% |
| Michigan | $1,420 | $602 | 73.6% |
| Minnesota | $688 | -$130 | -15.9% |
| Mississippi | $980 | $162 | 19.8% |
| Missouri | $726 | -$92 | -11.2% |
| Montana | $878 | $60 | 7.3% |
| Nebraska | $644 | -$174 | -21.3% |
| Nevada | $980 | $162 | 19.8% |
| New Hampshire | $590 | -$228 | -27.9% |
| New Jersey | $914 | $96 | 11.7% |
| New Mexico | $724 | -$94 | -11.5% |
| New York | $862 | $44 | 5.4% |
| North Carolina | $472 | -$346 | -42.3% |
| North Dakota | $670 | -$148 | -18.1% |
| Ohio | $562 | -$256 | -31.3% |
| Oklahoma | $840 | $22 | 2.7% |
| Oregon | $750 | -$68 | -8.3% |
| Pennsylvania | $780 | -$38 | -4.6% |
| Rhode Island | $1,092 | $274 | 33.5% |
| South Carolina | $744 | -$74 | -9.0% |
| South Dakota | $690 | -$128 | -15.6% |
| Tennessee | $716 | -$102 | -12.5% |
| Texas | $988 | $170 | 20.8% |
| Utah | $606 | -$212 | -25.9% |
| Vermont | $560 | -$258 | -31.5% |
| Virginia | $490 | -$328 | -40.1% |
| Washington | $630 | -$188 | -23.0% |
| West Virginia | $750 | -$68 | -8.3% |
| Wisconsin | $564 | -$254 | -31.1% |
| Wyoming | $728 | -$90 | -11.0% |
With such a large range in prices, the only way to know which insurance company is cheapest is to compare prices from as many companies as possible. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $788 | $66 |
| Mazda Tribute I Sport 4WD | $804 | $67 |
| Mazda Tribute I Touring 2WD | $804 | $67 |
| Mazda Tribute I Grand Touring 2WD | $818 | $68 |
| Mazda Tribute I Touring 4WD | $818 | $68 |
| Mazda Tribute I Grand Touring 4WD | $834 | $70 |
| Mazda Tribute S Grand Touring 2WD | $834 | $70 |
| Mazda Tribute S Grand Touring 4WD | $852 | $71 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $140 | $202 | $402 | $880 |
| 2006 Mazda Tribute | $130 | $168 | $384 | $818 |
| 2005 Mazda Tribute | $120 | $160 | $380 | $796 |
| 2004 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Mazda Tribute Insurance
Finding better rates on Mazda Tribute insurance consists of not taking risks behind the wheel, having a good credit score, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop at every other renewal by requesting quotes from direct carriers, and also from several local insurance agents.
The following is a recap of the concepts that were touched on in the above illustrations.
- High-risk drivers that have major violations or accidents pay on average $940 more annually for Tribute insurance
- Teens are the costliest to insure, as much as $276 per month if comprehensive and collision insurance is included
- Drivers can save approximately $90 per year simply by shopping early and online
- Increasing policy deductibles could save as much as $200 each year
- Drivers can save approximately $90 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,306 |
| 20 | $1,870 |
| 30 | $832 |
| 40 | $818 |
| 50 | $754 |
| 60 | $738 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $948 |
| $250 | $890 |
| $500 | $818 |
| $1,000 | $752 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $818 |
| 50/100 | $929 |
| 100/300 | $1,025 |
| 250/500 | $1,274 |
| 100 CSL | $967 |
| 300 CSL | $1,178 |
| 500 CSL | $1,332 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,654 |
| 20 | $2,974 |
| 30 | $1,770 |
| 40 | $1,758 |
| 50 | $1,676 |
| 60 | $1,660 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $41 |
| Multi-vehicle | $44 |
| Homeowner | $15 |
| 5-yr Accident Free | $49 |
| 5-yr Claim Free | $51 |
| Paid in Full/EFT | $29 |
| Advance Quote | $35 |
| Online Quote | $55 |
| Total Discounts | $319 |
Discounts are estimated and may not be available from every company or in every state.
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