Mercury Milan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 3, 2023

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Estimated insurance rates for a Mercury Milan are $842 a year with full coverage. Comprehensive insurance costs approximately $144 each year, collision costs $178, and liability insurance costs around $384. A policy with only liability insurance costs as low as $432 a year, with a high-risk policy costing $1,802 or more. Teens pay the most at $3,366 a year or more.

Average premium for full coverage: $842

Premium estimates by type of coverage:

Comprehensive $144
Collision $178
Liability $384

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Milan models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Mercury Milan go from the low end price of $432 for just liability insurance to a high rate of $1,802 for a driver required to buy high-risk insurance.

Liability Only $432
Full Coverage $842
High Risk $1,802

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $632
Small Cities $884
Large Cities $1,137

These rate differences demonstrate why all drivers should compare prices using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Mercury Milan insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $515
  • Using higher $1,000 deductibles will save $74 annually
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $842
  • Selecting low deductibles for physical damage coverage will cost an additional $138 a year
  • Drivers with serious driving violations could pay around $1,802 or more
  • An auto insurance policy that insures a teen driver can cost $3,366 or more

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing full coverage Mercury Milan insurance prices range from $515 to $3,366

Car insurance prices for a Mercury Milan also have a wide range based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,000 to $1,400 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $3,300 a year. View Rates by Age

Where you choose to live has a huge impact on Mercury Milan insurance rates. A driver around age 40 might see prices as low as $610 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,140 on average in New York, Michigan, and Florida.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $760 -$82 -9.7%
Alaska $646 -$196 -23.3%
Arizona $696 -$146 -17.3%
Arkansas $842 -$0 0.0%
California $960 $118 14.0%
Colorado $800 -$42 -5.0%
Connecticut $864 $22 2.6%
Delaware $950 $108 12.8%
Florida $1,050 $208 24.7%
Georgia $778 -$64 -7.6%
Hawaii $604 -$238 -28.3%
Idaho $572 -$270 -32.1%
Illinois $626 -$216 -25.7%
Indiana $634 -$208 -24.7%
Iowa $566 -$276 -32.8%
Kansas $798 -$44 -5.2%
Kentucky $1,148 $306 36.3%
Louisiana $1,244 $402 47.7%
Maine $518 -$324 -38.5%
Maryland $694 -$148 -17.6%
Massachusetts $668 -$174 -20.7%
Michigan $1,458 $616 73.2%
Minnesota $706 -$136 -16.2%
Mississippi $1,008 $166 19.7%
Missouri $746 -$96 -11.4%
Montana $902 $60 7.1%
Nebraska $660 -$182 -21.6%
Nevada $1,008 $166 19.7%
New Hampshire $606 -$236 -28.0%
New Jersey $940 $98 11.6%
New Mexico $742 -$100 -11.9%
New York $884 $42 5.0%
North Carolina $482 -$360 -42.8%
North Dakota $690 -$152 -18.1%
Ohio $578 -$264 -31.4%
Oklahoma $862 $20 2.4%
Oregon $772 -$70 -8.3%
Pennsylvania $800 -$42 -5.0%
Rhode Island $1,120 $278 33.0%
South Carolina $764 -$78 -9.3%
South Dakota $708 -$134 -15.9%
Tennessee $736 -$106 -12.6%
Texas $1,014 $172 20.4%
Utah $622 -$220 -26.1%
Vermont $574 -$268 -31.8%
Virginia $504 -$338 -40.1%
Washington $648 -$194 -23.0%
West Virginia $772 -$70 -8.3%
Wisconsin $582 -$260 -30.9%
Wyoming $750 -$92 -10.9%

View Chart as Image

Mercury Milan insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $220 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Each insurance company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $810 $68
Mercury Milan Premier $842 $70
Mercury Milan Premier AWD $858 $72
Mercury Milan Hybrid $954 $80

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $162 $236 $402 $936
2009 Mercury Milan $152 $214 $402 $904
2008 Mercury Milan $148 $192 $398 $874
2007 Mercury Milan $146 $188 $390 $860
2006 Mercury Milan $144 $178 $384 $842

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Mercury Milan Insurance

Finding better rates on Mercury Milan insurance requires having a decent driving record, having a positive credit history, being claim-free, and avoiding coverage lapses. Compare rates at every policy renewal by getting rate quotes from direct companies, and also from local insurance agencies.

The following items are a brief recap of the data covered in the above illustrations.

  • Drivers who purchase additional liability coverage will pay approximately $420 every year to increase from 30/60 bodily injury limits to the 250/500 level
  • You may be able to save around $90 per year simply by quoting online in advance
  • Increasing policy deductibles can save approximately $200 each year
  • 16 to 18-year-old drivers pay the highest auto insurance prices, possibly costing $281 per month if full coverage is purchased

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,366
20 $1,916
30 $856
40 $842
50 $774
60 $758

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $980
$250 $918
$500 $842
$1,000 $768

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $842
50/100 $1,044
100/300 $1,157
250/500 $1,451
100 CSL $1,090
300 CSL $1,338
500 CSL $1,519

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $4,738
20 $3,044
30 $1,818
40 $1,802
50 $1,720
60 $1,702

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $111

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $51
5-yr Claim Free $52
Paid in Full/EFT $30
Advance Quote $36
Online Quote $56
Total Discounts $327
Rate after discounts $515

Discounts are estimated and may not be available from every company or in every state.

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