Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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Average insurance prices for a Mercury Milan are $842 every 12 months with full coverage. Comprehensive insurance costs approximately $144, collision insurance costs $178, and liability insurance costs around $384. A policy with just liability insurance costs as low as $432 a year, and coverage for high-risk drivers costs $1,802 or more. Teen drivers receive the highest rates at up to $3,366 a year.
Average premium for full coverage: $842
Rate estimates by individual coverage type:
Rates are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for different Milan trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from the cheapest price of $432 for just the minimum liability insurance to a much higher rate of $1,802 for a driver who requires high-risk insurance.
Price Range by Location
Where you live has a significant impact on the price of insurance. Rural locations tend to have more infrequent collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.
These examples demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Mercury Milan insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $515
- Using higher $1,000 deductibles will save $74 annually
- The average price for a 40-year-old driver who chooses $500 deductibles is $842
- Choosing more expensive low deductibles for physical damage coverage costs an extra $138 a year
- Drivers with multiple violations and an at-fault accident could pay around $1,802
- The cost to insure a teen driver with full coverage can cost $3,366 or more
Insurance rates for a Mercury Milan can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Milan.
Choosing high deductibles could cut rates by as much as $220 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles could pay as little as $800 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $3,300 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,000 to $1,400 additional per year, depending on your age. High-risk driver insurance can be anywhere from 42% to 132% more than average. View High Risk Driver Rates
Where you live has a huge impact on Mercury Milan insurance rates. A driver around age 40 might see rates as low as $610 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,140 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $760 | -$82 | -9.7% |
| Alaska | $646 | -$196 | -23.3% |
| Arizona | $696 | -$146 | -17.3% |
| Arkansas | $842 | -$0 | 0.0% |
| California | $960 | $118 | 14.0% |
| Colorado | $800 | -$42 | -5.0% |
| Connecticut | $864 | $22 | 2.6% |
| Delaware | $950 | $108 | 12.8% |
| Florida | $1,050 | $208 | 24.7% |
| Georgia | $778 | -$64 | -7.6% |
| Hawaii | $604 | -$238 | -28.3% |
| Idaho | $572 | -$270 | -32.1% |
| Illinois | $626 | -$216 | -25.7% |
| Indiana | $634 | -$208 | -24.7% |
| Iowa | $566 | -$276 | -32.8% |
| Kansas | $798 | -$44 | -5.2% |
| Kentucky | $1,148 | $306 | 36.3% |
| Louisiana | $1,244 | $402 | 47.7% |
| Maine | $518 | -$324 | -38.5% |
| Maryland | $694 | -$148 | -17.6% |
| Massachusetts | $668 | -$174 | -20.7% |
| Michigan | $1,458 | $616 | 73.2% |
| Minnesota | $706 | -$136 | -16.2% |
| Mississippi | $1,008 | $166 | 19.7% |
| Missouri | $746 | -$96 | -11.4% |
| Montana | $902 | $60 | 7.1% |
| Nebraska | $660 | -$182 | -21.6% |
| Nevada | $1,008 | $166 | 19.7% |
| New Hampshire | $606 | -$236 | -28.0% |
| New Jersey | $940 | $98 | 11.6% |
| New Mexico | $742 | -$100 | -11.9% |
| New York | $884 | $42 | 5.0% |
| North Carolina | $482 | -$360 | -42.8% |
| North Dakota | $690 | -$152 | -18.1% |
| Ohio | $578 | -$264 | -31.4% |
| Oklahoma | $862 | $20 | 2.4% |
| Oregon | $772 | -$70 | -8.3% |
| Pennsylvania | $800 | -$42 | -5.0% |
| Rhode Island | $1,120 | $278 | 33.0% |
| South Carolina | $764 | -$78 | -9.3% |
| South Dakota | $708 | -$134 | -15.9% |
| Tennessee | $736 | -$106 | -12.6% |
| Texas | $1,014 | $172 | 20.4% |
| Utah | $622 | -$220 | -26.1% |
| Vermont | $574 | -$268 | -31.8% |
| Virginia | $504 | -$338 | -40.1% |
| Washington | $648 | -$194 | -23.0% |
| West Virginia | $772 | -$70 | -8.3% |
| Wisconsin | $582 | -$260 | -30.9% |
| Wyoming | $750 | -$92 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $810 | $68 |
| Mercury Milan Premier | $842 | $70 |
| Mercury Milan Premier AWD | $858 | $72 |
| Mercury Milan Hybrid | $954 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $162 | $236 | $402 | $936 |
| 2009 Mercury Milan | $152 | $214 | $402 | $904 |
| 2008 Mercury Milan | $148 | $192 | $398 | $874 |
| 2007 Mercury Milan | $146 | $188 | $390 | $860 |
| 2006 Mercury Milan | $144 | $178 | $384 | $842 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Mercury Milan Insurance
Saving money on Mercury Milan insurance requires being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates at every other renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The items below are a quick review of the concepts that were covered above.
- High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $960 more per year to insure their Milan
- Teen drivers are the costliest to insure, with premiums as much as $281 per month if full coverage is included
- You may be able to save around $90 per year just by shopping early and online
- Increasing deductibles could save as much as $200 each year
- You may be able to save around $90 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,366 |
| 20 | $1,916 |
| 30 | $856 |
| 40 | $842 |
| 50 | $774 |
| 60 | $758 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $980 |
| $250 | $918 |
| $500 | $842 |
| $1,000 | $768 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $842 |
| 50/100 | $1,044 |
| 100/300 | $1,157 |
| 250/500 | $1,451 |
| 100 CSL | $1,090 |
| 300 CSL | $1,338 |
| 500 CSL | $1,519 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,738 |
| 20 | $3,044 |
| 30 | $1,818 |
| 40 | $1,802 |
| 50 | $1,720 |
| 60 | $1,702 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $42 |
| Multi-vehicle | $45 |
| Homeowner | $15 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $52 |
| Paid in Full/EFT | $30 |
| Advance Quote | $36 |
| Online Quote | $56 |
| Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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