Mitsubishi Mirage Insurance Rates
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UPDATED: Jun 6, 2023
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Average insurance rates for a Mitsubishi Mirage are $1,190 a year with full coverage. Comprehensive insurance costs an estimated $206, collision costs $374, and liability costs around $452. A liability-only policy costs as low as $504 a year, with high-risk insurance costing $2,586 or more. Teen drivers receive the highest rates at $4,658 a year or more.
Average premium for full coverage: $1,190
Rate estimates broken down by individual coverage type:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for all Mirage models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from the low end price of $504 for just liability coverage to the much higher price of $2,586 for a policy for a high-risk driver.
Price Range by Location
Where you live can have significant affects on car insurance rates. More rural locations tend to have lower incidents of collision claims than larger metro areas.
The example below illustrates how rural and urban location affects insurance prices.
These examples demonstrate why everyone should compare prices for a targeted area, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Mitsubishi Mirage insurance rates for other coverage scenarios.
- The lowest rate with discounts is $697
- Using higher $1,000 deductibles will save approximately $130 annually
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,190
- Choosing pricier low deductibles for physical damage coverage will cost an additional $258 every year
- Drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
- The cost that insures a teen driver for full coverage can cost as much as $4,658 or more
Insurance rates for a Mitsubishi Mirage can also vary considerably based on the model of your Mirage, your age and driving habits, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you may be forking out $1,400 to $2,000 extra per year, depending on your age. Mitsubishi Mirage insurance for high-risk drivers can be as much as 43% to 131% more than average. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $4,600 a year. View Rates by Age
Where you live has a huge impact on Mitsubishi Mirage insurance prices. A driver around age 40 might see rates as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,610 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,076 | -$114 | -9.6% |
| Alaska | $914 | -$276 | -23.2% |
| Arizona | $988 | -$202 | -17.0% |
| Arkansas | $1,190 | -$0 | 0.0% |
| California | $1,358 | $168 | 14.1% |
| Colorado | $1,138 | -$52 | -4.4% |
| Connecticut | $1,226 | $36 | 3.0% |
| Delaware | $1,348 | $158 | 13.3% |
| Florida | $1,490 | $300 | 25.2% |
| Georgia | $1,100 | -$90 | -7.6% |
| Hawaii | $856 | -$334 | -28.1% |
| Idaho | $806 | -$384 | -32.3% |
| Illinois | $888 | -$302 | -25.4% |
| Indiana | $896 | -$294 | -24.7% |
| Iowa | $804 | -$386 | -32.4% |
| Kansas | $1,132 | -$58 | -4.9% |
| Kentucky | $1,626 | $436 | 36.6% |
| Louisiana | $1,762 | $572 | 48.1% |
| Maine | $736 | -$454 | -38.2% |
| Maryland | $982 | -$208 | -17.5% |
| Massachusetts | $954 | -$236 | -19.8% |
| Michigan | $2,070 | $880 | 73.9% |
| Minnesota | $998 | -$192 | -16.1% |
| Mississippi | $1,426 | $236 | 19.8% |
| Missouri | $1,056 | -$134 | -11.3% |
| Montana | $1,278 | $88 | 7.4% |
| Nebraska | $940 | -$250 | -21.0% |
| Nevada | $1,430 | $240 | 20.2% |
| New Hampshire | $860 | -$330 | -27.7% |
| New Jersey | $1,332 | $142 | 11.9% |
| New Mexico | $1,056 | -$134 | -11.3% |
| New York | $1,254 | $64 | 5.4% |
| North Carolina | $688 | -$502 | -42.2% |
| North Dakota | $976 | -$214 | -18.0% |
| Ohio | $822 | -$368 | -30.9% |
| Oklahoma | $1,222 | $32 | 2.7% |
| Oregon | $1,092 | -$98 | -8.2% |
| Pennsylvania | $1,138 | -$52 | -4.4% |
| Rhode Island | $1,590 | $400 | 33.6% |
| South Carolina | $1,080 | -$110 | -9.2% |
| South Dakota | $1,004 | -$186 | -15.6% |
| Tennessee | $1,042 | -$148 | -12.4% |
| Texas | $1,438 | $248 | 20.8% |
| Utah | $884 | -$306 | -25.7% |
| Vermont | $816 | -$374 | -31.4% |
| Virginia | $712 | -$478 | -40.2% |
| Washington | $922 | -$268 | -22.5% |
| West Virginia | $1,092 | -$98 | -8.2% |
| Wisconsin | $826 | -$364 | -30.6% |
| Wyoming | $1,062 | -$128 | -10.8% |
Choosing high deductibles could cut rates by as much as $390 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out which company is cheapest is to regularly compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2017 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2015 Mitsubishi Mirage | $178 | $292 | $460 | $1,088 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Mitsubishi Mirage Insurance
Saving money on car insurance requires being a good driver, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Shop around every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following list is a quick review of the coverage data raised in the charts and tables above.
- You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles can save approximately $400 each year
- Drivers age 16 to 20 are charged the highest rates, with premiums as much as $388 per month if full coverage is included
- Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,400 more annually than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,658 |
| 20 | $2,762 |
| 30 | $1,228 |
| 40 | $1,190 |
| 50 | $1,092 |
| 60 | $1,070 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,328 |
| $500 | $1,190 |
| $1,000 | $1,060 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,190 |
| 50/100 | $1,280 |
| 100/300 | $1,393 |
| 250/500 | $1,687 |
| 100 CSL | $1,326 |
| 300 CSL | $1,574 |
| 500 CSL | $1,755 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,610 |
| 20 | $4,402 |
| 30 | $2,622 |
| 40 | $2,586 |
| 50 | $2,472 |
| 60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $64 |
| Homeowner | $19 |
| 5-yr Accident Free | $82 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $50 |
| Advance Quote | $57 |
| Online Quote | $83 |
| Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
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