Mitsubishi Galant Insurance Rates
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UPDATED: Jun 2, 2023
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The average auto insurance rates for a Mitsubishi Galant are $860 annually for full coverage insurance. Comprehensive insurance costs around $116, collision insurance costs $144, and liability insurance is estimated at $442. A liability-only policy costs approximately $496 a year, and high-risk insurance costs $1,846 or more. Teens cost the most to insure at up to $3,580 a year.
Average premium for full coverage: $860
Policy rates for type of insurance:
Price estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different Galant trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Mitsubishi Galant insurance rates range from as cheap as $496 for minimum levels of liability insurance to a much higher rate of $1,846 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects auto insurance rates.
The examples above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Mitsubishi Galant insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $533
- Choosing higher $1,000 deductibles can save about $60 each year
- The estimated rate for a good driver age 40 using $500 deductibles is $860
- Selecting more expensive low deductibles for comp and collision coverage costs an additional $110 a year
- High-risk insureds with serious driving violations could pay at least $1,846
- Policy cost with full coverage for a teen driver with full coverage can be $3,580 each year
Car insurance rates for a Mitsubishi Galant also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.
An older driver with no driving violations and high physical damage deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $3,500 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,000 to $1,500 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $170 each year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Mitsubishi Galant insurance rates. A good driver about age 40 could pay as low as $560 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,160 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $778 | -$82 | -9.5% |
| Alaska | $660 | -$200 | -23.3% |
| Arizona | $716 | -$144 | -16.7% |
| Arkansas | $860 | -$0 | 0.0% |
| California | $980 | $120 | 14.0% |
| Colorado | $822 | -$38 | -4.4% |
| Connecticut | $884 | $24 | 2.8% |
| Delaware | $972 | $112 | 13.0% |
| Florida | $1,076 | $216 | 25.1% |
| Georgia | $792 | -$68 | -7.9% |
| Hawaii | $618 | -$242 | -28.1% |
| Idaho | $582 | -$278 | -32.3% |
| Illinois | $640 | -$220 | -25.6% |
| Indiana | $646 | -$214 | -24.9% |
| Iowa | $578 | -$282 | -32.8% |
| Kansas | $818 | -$42 | -4.9% |
| Kentucky | $1,174 | $314 | 36.5% |
| Louisiana | $1,272 | $412 | 47.9% |
| Maine | $530 | -$330 | -38.4% |
| Maryland | $710 | -$150 | -17.4% |
| Massachusetts | $688 | -$172 | -20.0% |
| Michigan | $1,494 | $634 | 73.7% |
| Minnesota | $718 | -$142 | -16.5% |
| Mississippi | $1,030 | $170 | 19.8% |
| Missouri | $762 | -$98 | -11.4% |
| Montana | $924 | $64 | 7.4% |
| Nebraska | $678 | -$182 | -21.2% |
| Nevada | $1,030 | $170 | 19.8% |
| New Hampshire | $620 | -$240 | -27.9% |
| New Jersey | $960 | $100 | 11.6% |
| New Mexico | $762 | -$98 | -11.4% |
| New York | $908 | $48 | 5.6% |
| North Carolina | $494 | -$366 | -42.6% |
| North Dakota | $704 | -$156 | -18.1% |
| Ohio | $596 | -$264 | -30.7% |
| Oklahoma | $884 | $24 | 2.8% |
| Oregon | $788 | -$72 | -8.4% |
| Pennsylvania | $820 | -$40 | -4.7% |
| Rhode Island | $1,148 | $288 | 33.5% |
| South Carolina | $778 | -$82 | -9.5% |
| South Dakota | $728 | -$132 | -15.3% |
| Tennessee | $754 | -$106 | -12.3% |
| Texas | $1,034 | $174 | 20.2% |
| Utah | $638 | -$222 | -25.8% |
| Vermont | $588 | -$272 | -31.6% |
| Virginia | $516 | -$344 | -40.0% |
| Washington | $664 | -$196 | -22.8% |
| West Virginia | $788 | -$72 | -8.4% |
| Wisconsin | $596 | -$264 | -30.7% |
| Wyoming | $766 | -$94 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $860 | $72 |
| Mitsubishi Galant ES | $860 | $72 |
| Mitsubishi Galant SE | $872 | $73 |
Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $164 | $252 | $474 | $1,048 |
| 2007 Mitsubishi Galant | $132 | $166 | $460 | $916 |
| 2006 Mitsubishi Galant | $130 | $160 | $452 | $900 |
| 2004 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Mitsubishi Galant Insurance
Finding cheaper rates on Mitsubishi Galant insurance takes not taking risks behind the wheel, having a good credit score, being claim-free, and consideration of higher deductibles. Set aside time to shop around every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following is a condensed summary of the ideas that were raised in the charts and tables above.
- Teens are the costliest to insure, possibly costing $298 each month if comprehensive and collision insurance is included
- High-risk drivers with multiple at-fault accidents pay on average $990 more every year for Galant insurance
- Increasing comprehensive and collision deductibles could save up to $175 each year
- It is possible to save up to $90 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,580 |
| 20 | $1,974 |
| 30 | $866 |
| 40 | $860 |
| 50 | $790 |
| 60 | $774 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $970 |
| $250 | $920 |
| $500 | $860 |
| $1,000 | $800 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $860 |
| 50/100 | $960 |
| 100/300 | $1,071 |
| 250/500 | $1,358 |
| 100 CSL | $1,005 |
| 300 CSL | $1,248 |
| 500 CSL | $1,425 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,010 |
| 20 | $3,140 |
| 30 | $1,852 |
| 40 | $1,846 |
| 50 | $1,768 |
| 60 | $1,750 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $42 |
| Multi-vehicle | $47 |
| Homeowner | $16 |
| 5-yr Accident Free | $49 |
| 5-yr Claim Free | $53 |
| Paid in Full/EFT | $28 |
| Advance Quote | $36 |
| Online Quote | $56 |
| Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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