Mitsubishi Outlander Insurance Rates
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UPDATED: Jun 6, 2023
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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.
This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.
When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.
Estimated insurance prices for a Mitsubishi Outlander are $1,256 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $260 a year, collision costs $484, and liability insurance costs around $376. A liability-only policy costs as low as $426 a year, with high-risk insurance costing $2,724 or more. 16-year-old drivers pay the most at $4,698 a year or more.
Average premium for full coverage: $1,256
Premium estimates broken down by type of coverage:
Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Outlander trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Mitsubishi Outlander go from the cheapest price of $426 for a discount liability-only rate to a high of $2,724 for a high-risk insurance policy.
Insurance Price Range by Location
Where you live has a significant impact on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than congested cities.
The diagram below illustrates how location helps determine insurance prices.
These rate differences illustrate why it is important to compare prices for a targeted area and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Mitsubishi Outlander insurance rates for other coverage scenarios.
- The best full coverage rate is $717
- Using higher $1,000 deductibles will save approximately $1,088 each year
- The average price for a 40-year-old good driver who has $500 deductibles is $1,256
- Buying low $100 deductibles for physical damage coverage costs an extra $328 a year
- Drivers with multiple tickets or accidents could pay up to $2,724 or more
- An auto insurance policy to insure a teen driver can cost as much as $4,698 or more
Auto insurance prices for a Mitsubishi Outlander also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.
Opting for high physical damage deductibles could cut prices by as much as $500 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $4,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 133% more than the average rate. View High Risk Driver Rates
Where you choose to live has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see prices as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,690 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,134 | -$122 | -9.7% |
Alaska | $962 | -$294 | -23.4% |
Arizona | $1,042 | -$214 | -17.0% |
Arkansas | $1,256 | -$0 | 0.0% |
California | $1,430 | $174 | 13.9% |
Colorado | $1,198 | -$58 | -4.6% |
Connecticut | $1,288 | $32 | 2.5% |
Delaware | $1,420 | $164 | 13.1% |
Florida | $1,568 | $312 | 24.8% |
Georgia | $1,162 | -$94 | -7.5% |
Hawaii | $902 | -$354 | -28.2% |
Idaho | $850 | -$406 | -32.3% |
Illinois | $934 | -$322 | -25.6% |
Indiana | $948 | -$308 | -24.5% |
Iowa | $848 | -$408 | -32.5% |
Kansas | $1,192 | -$64 | -5.1% |
Kentucky | $1,710 | $454 | 36.1% |
Louisiana | $1,858 | $602 | 47.9% |
Maine | $774 | -$482 | -38.4% |
Maryland | $1,036 | -$220 | -17.5% |
Massachusetts | $1,002 | -$254 | -20.2% |
Michigan | $2,180 | $924 | 73.6% |
Minnesota | $1,052 | -$204 | -16.2% |
Mississippi | $1,502 | $246 | 19.6% |
Missouri | $1,114 | -$142 | -11.3% |
Montana | $1,346 | $90 | 7.2% |
Nebraska | $988 | -$268 | -21.3% |
Nevada | $1,502 | $246 | 19.6% |
New Hampshire | $906 | -$350 | -27.9% |
New Jersey | $1,404 | $148 | 11.8% |
New Mexico | $1,110 | -$146 | -11.6% |
New York | $1,320 | $64 | 5.1% |
North Carolina | $722 | -$534 | -42.5% |
North Dakota | $1,028 | -$228 | -18.2% |
Ohio | $864 | -$392 | -31.2% |
Oklahoma | $1,286 | $30 | 2.4% |
Oregon | $1,150 | -$106 | -8.4% |
Pennsylvania | $1,196 | -$60 | -4.8% |
Rhode Island | $1,674 | $418 | 33.3% |
South Carolina | $1,136 | -$120 | -9.6% |
South Dakota | $1,058 | -$198 | -15.8% |
Tennessee | $1,098 | -$158 | -12.6% |
Texas | $1,512 | $256 | 20.4% |
Utah | $928 | -$328 | -26.1% |
Vermont | $856 | -$400 | -31.8% |
Virginia | $752 | -$504 | -40.1% |
Washington | $968 | -$288 | -22.9% |
West Virginia | $1,150 | -$106 | -8.4% |
Wisconsin | $868 | -$388 | -30.9% |
Wyoming | $1,116 | -$140 | -11.1% |
With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mitsubishi Outlander ES 2WD | $1,180 | $98 |
Mitsubishi Outlander ES 4WD | $1,218 | $102 |
Mitsubishi Outlander SE 2WD | $1,218 | $102 |
Mitsubishi Outlander SE 2WD | $1,218 | $102 |
Mitsubishi Outlander SE 4WD | $1,218 | $102 |
Mitsubishi Outlander SE 4WD | $1,218 | $102 |
Mitsubishi Outlander XLS 2WD | $1,256 | $105 |
Mitsubishi Outlander XLS 4WD | $1,294 | $108 |
Mitsubishi Outlander GT-S AWC 4WD | $1,306 | $109 |
Mitsubishi Outlander GT-S AWC 4WD | $1,306 | $109 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Mitsubishi Outlander | $274 | $502 | $364 | $1,276 |
2019 Mitsubishi Outlander | $260 | $484 | $376 | $1,256 |
2016 Mitsubishi Outlander | $230 | $380 | $390 | $1,136 |
2014 Mitsubishi Outlander | $206 | $328 | $394 | $1,064 |
2009 Mitsubishi Outlander | $160 | $214 | $402 | $912 |
2007 Mitsubishi Outlander | $152 | $188 | $390 | $866 |
Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Mitsubishi Outlander Insurance
Finding better rates on Mitsubishi Outlander insurance requires being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest time comparing rates at least every other year by getting quotes from direct insurance companies, and also from insurance agencies where you live.
The items below are a recap of the car insurance concepts covered in the charts and tables above.
- High-risk drivers that have major violations or accidents could be forced to pay on average $1,470 more annually to insure their Outlander
- It is possible to save approximately $150 per year simply by quoting early and online
- Increasing policy deductibles could save as much as $500 each year
- Drivers who want more liability coverage will pay around $410 annually to increase from 30/60 bodily injury limits to a 250/500 level
Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.
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What are the safety ratings of the Mitsubishi Outlander?
The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.
Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.
Mitsubishi Outlander Compared Against Other Vehicles in the Same Class
Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.
The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.
Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes. Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,698 |
20 | $2,902 |
30 | $1,308 |
40 | $1,256 |
50 | $1,148 |
60 | $1,128 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,584 |
$250 | $1,430 |
$500 | $1,256 |
$1,000 | $1,088 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,256 |
50/100 | $1,381 |
100/300 | $1,475 |
250/500 | $1,720 |
100 CSL | $1,419 |
300 CSL | $1,626 |
500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,710 |
20 | $4,624 |
30 | $2,784 |
40 | $2,724 |
50 | $2,600 |
60 | $2,574 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $67 |
Multi-vehicle | $67 |
Homeowner | $19 |
5-yr Accident Free | $93 |
5-yr Claim Free | $82 |
Paid in Full/EFT | $58 |
Advance Quote | $63 |
Online Quote | $90 |
Total Discounts | $539 |
Discounts are estimated and may not be available from every company or in every state.
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