Nissan Cube Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance prices for a Nissan Cube are $956 every 12 months for full coverage. Comprehensive costs approximately $146, collision costs $178, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,054. Teens pay the most at $3,904 a year or more.
Average premium for full coverage: $956
Premium estimates by type of coverage:
Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different Cube trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Nissan Cube go from the cheapest price of $522 for just liability insurance to a much higher rate of $2,054 for coverage for higher-risk drivers.
Insurance Price Range by Location
Living in a larger city can make a big difference on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than cities with more traffic congestion.
The price range example below illustrates how where you live affects auto insurance prices.
These rate differences show why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Nissan Cube insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $586
- Choosing higher $1,000 deductibles can save $74 a year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $956
- Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,096
- Higher-risk drivers with serious driving violations could pay around $2,054 or more
- An auto insurance policy to insure a 16-year-old driver with full coverage can cost $3,904 each year
Insurance prices for a Nissan Cube also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your Cube.
Choosing higher comprehensive and collision insurance deductibles can save as much as $220 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $3,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance ranges from 41% to 128% more than the average policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $630 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,370 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$90 | -9.4% |
| Alaska | $732 | -$224 | -23.4% |
| Arizona | $794 | -$162 | -16.9% |
| Arkansas | $956 | -$0 | 0.0% |
| California | $1,090 | $134 | 14.0% |
| Colorado | $914 | -$42 | -4.4% |
| Connecticut | $984 | $28 | 2.9% |
| Delaware | $1,084 | $128 | 13.4% |
| Florida | $1,196 | $240 | 25.1% |
| Georgia | $880 | -$76 | -7.9% |
| Hawaii | $686 | -$270 | -28.2% |
| Idaho | $644 | -$312 | -32.6% |
| Illinois | $710 | -$246 | -25.7% |
| Indiana | $718 | -$238 | -24.9% |
| Iowa | $644 | -$312 | -32.6% |
| Kansas | $910 | -$46 | -4.8% |
| Kentucky | $1,306 | $350 | 36.6% |
| Louisiana | $1,414 | $458 | 47.9% |
| Maine | $590 | -$366 | -38.3% |
| Maryland | $788 | -$168 | -17.6% |
| Massachusetts | $764 | -$192 | -20.1% |
| Michigan | $1,662 | $706 | 73.8% |
| Minnesota | $800 | -$156 | -16.3% |
| Mississippi | $1,144 | $188 | 19.7% |
| Missouri | $848 | -$108 | -11.3% |
| Montana | $1,026 | $70 | 7.3% |
| Nebraska | $752 | -$204 | -21.3% |
| Nevada | $1,148 | $192 | 20.1% |
| New Hampshire | $688 | -$268 | -28.0% |
| New Jersey | $1,070 | $114 | 11.9% |
| New Mexico | $848 | -$108 | -11.3% |
| New York | $1,008 | $52 | 5.4% |
| North Carolina | $550 | -$406 | -42.5% |
| North Dakota | $784 | -$172 | -18.0% |
| Ohio | $660 | -$296 | -31.0% |
| Oklahoma | $982 | $26 | 2.7% |
| Oregon | $876 | -$80 | -8.4% |
| Pennsylvania | $914 | -$42 | -4.4% |
| Rhode Island | $1,274 | $318 | 33.3% |
| South Carolina | $866 | -$90 | -9.4% |
| South Dakota | $808 | -$148 | -15.5% |
| Tennessee | $838 | -$118 | -12.3% |
| Texas | $1,152 | $196 | 20.5% |
| Utah | $708 | -$248 | -25.9% |
| Vermont | $656 | -$300 | -31.4% |
| Virginia | $572 | -$384 | -40.2% |
| Washington | $740 | -$216 | -22.6% |
| West Virginia | $876 | -$80 | -8.4% |
| Wisconsin | $664 | -$292 | -30.5% |
| Wyoming | $852 | -$104 | -10.9% |
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices from multiple companies. Each auto insurer calculates prices differently, so the prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $918 | $77 |
| Nissan Cube S 2WD | $938 | $78 |
| Nissan Cube SL 2WD | $962 | $80 |
| Nissan Cube Krom 2WD | $1,012 | $84 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2010 Nissan Cube | $156 | $196 | $474 | $984 |
| 2009 Nissan Cube | $146 | $178 | $474 | $956 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Nissan Cube Insurance
Finding better rates on insurance for a Nissan Cube takes being safe and accident-free, having good credit, not filing small claims, and maximizing policy discounts. Take the time to comparison shop at least once a year by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.
Below you'll find a brief review of the primary concepts that were touched on in the above illustrations.
- Drivers can save around $110 per year simply by shopping early and online
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,100 more per year than a low-risk driver
- Increasing policy deductibles could save as much as $225 each year
- Youthful drivers are expensive to insure, as much as $325 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,904 |
| 20 | $2,184 |
| 30 | $968 |
| 40 | $956 |
| 50 | $878 |
| 60 | $858 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,096 |
| $250 | $1,034 |
| $500 | $956 |
| $1,000 | $882 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $956 |
| 50/100 | $1,107 |
| 100/300 | $1,225 |
| 250/500 | $1,533 |
| 100 CSL | $1,154 |
| 300 CSL | $1,415 |
| 500 CSL | $1,605 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,488 |
| 20 | $3,482 |
| 30 | $2,066 |
| 40 | $2,054 |
| 50 | $1,966 |
| 60 | $1,944 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $52 |
| Homeowner | $17 |
| 5-yr Accident Free | $56 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $33 |
| Advance Quote | $41 |
| Online Quote | $64 |
| Total Discounts | $370 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
