Nissan Cube Insurance Rates
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UPDATED: Jun 8, 2023
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Average auto insurance rates for a Nissan Cube are $956 annually for full coverage. Comprehensive costs on average $146 each year, collision insurance costs $178, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,054. 16-year-old drivers receive the highest rates at up to $3,904 a year.
Average premium for full coverage: $956
Rate estimates by individual coverage type:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Cube models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $522 for basic liability insurance to a high rate of $2,054 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than congested cities. The graphic below illustrates how where you live affects car insurance rates.
These examples show why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Nissan Cube insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $586
- Raising to $1,000 deductibles will save around $74 a year
- The estimated rate for a 40-year-old driver with $500 deductibles is $956
- Buying low deductibles will cost $1,096
- At-risk drivers with multiple tickets or accidents could pay upwards of $2,054
- The cost with full coverage for a teen driver may cost $3,904
Insurance rates for a Nissan Cube can also vary considerably based on the trim level of your Cube, your driver profile, and policy deductibles and limits.
More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $3,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,100 to $1,600 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 41% to 128% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce rates by up to $220 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Nissan Cube insurance prices. A middle-age driver might find rates as low as $630 a year in states like Idaho, Maine, and Iowa, or at least $1,370 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$90 | -9.4% |
| Alaska | $732 | -$224 | -23.4% |
| Arizona | $794 | -$162 | -16.9% |
| Arkansas | $956 | -$0 | 0.0% |
| California | $1,090 | $134 | 14.0% |
| Colorado | $914 | -$42 | -4.4% |
| Connecticut | $984 | $28 | 2.9% |
| Delaware | $1,084 | $128 | 13.4% |
| Florida | $1,196 | $240 | 25.1% |
| Georgia | $880 | -$76 | -7.9% |
| Hawaii | $686 | -$270 | -28.2% |
| Idaho | $644 | -$312 | -32.6% |
| Illinois | $710 | -$246 | -25.7% |
| Indiana | $718 | -$238 | -24.9% |
| Iowa | $644 | -$312 | -32.6% |
| Kansas | $910 | -$46 | -4.8% |
| Kentucky | $1,306 | $350 | 36.6% |
| Louisiana | $1,414 | $458 | 47.9% |
| Maine | $590 | -$366 | -38.3% |
| Maryland | $788 | -$168 | -17.6% |
| Massachusetts | $764 | -$192 | -20.1% |
| Michigan | $1,662 | $706 | 73.8% |
| Minnesota | $800 | -$156 | -16.3% |
| Mississippi | $1,144 | $188 | 19.7% |
| Missouri | $848 | -$108 | -11.3% |
| Montana | $1,026 | $70 | 7.3% |
| Nebraska | $752 | -$204 | -21.3% |
| Nevada | $1,148 | $192 | 20.1% |
| New Hampshire | $688 | -$268 | -28.0% |
| New Jersey | $1,070 | $114 | 11.9% |
| New Mexico | $848 | -$108 | -11.3% |
| New York | $1,008 | $52 | 5.4% |
| North Carolina | $550 | -$406 | -42.5% |
| North Dakota | $784 | -$172 | -18.0% |
| Ohio | $660 | -$296 | -31.0% |
| Oklahoma | $982 | $26 | 2.7% |
| Oregon | $876 | -$80 | -8.4% |
| Pennsylvania | $914 | -$42 | -4.4% |
| Rhode Island | $1,274 | $318 | 33.3% |
| South Carolina | $866 | -$90 | -9.4% |
| South Dakota | $808 | -$148 | -15.5% |
| Tennessee | $838 | -$118 | -12.3% |
| Texas | $1,152 | $196 | 20.5% |
| Utah | $708 | -$248 | -25.9% |
| Vermont | $656 | -$300 | -31.4% |
| Virginia | $572 | -$384 | -40.2% |
| Washington | $740 | -$216 | -22.6% |
| West Virginia | $876 | -$80 | -8.4% |
| Wisconsin | $664 | -$292 | -30.5% |
| Wyoming | $852 | -$104 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $918 | $77 |
| Nissan Cube S 2WD | $938 | $78 |
| Nissan Cube SL 2WD | $962 | $80 |
| Nissan Cube Krom 2WD | $1,012 | $84 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2010 Nissan Cube | $156 | $196 | $474 | $984 |
| 2009 Nissan Cube | $146 | $178 | $474 | $956 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Nissan Cube Insurance
Saving money on car insurance consists of avoiding accidents and violations, having a good credit history, eliminating unneeded coverage, and determing if full coverage is necessary. Take the time to comparison shop at every policy renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.
The list below is a brief recap of the data touched on in the above illustrations.
- Policyholders who require higher liability limits will pay around $520 each year to raise from a minimum limit to higher 250/500 limits
- Drivers can save as much as $110 per year just by quoting online in advance
- Increasing deductibles could save up to $225 each year
- Teenagers pay the highest rates, costing as high as $325 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,904 |
| 20 | $2,184 |
| 30 | $968 |
| 40 | $956 |
| 50 | $878 |
| 60 | $858 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,096 |
| $250 | $1,034 |
| $500 | $956 |
| $1,000 | $882 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $956 |
| 50/100 | $1,107 |
| 100/300 | $1,225 |
| 250/500 | $1,533 |
| 100 CSL | $1,154 |
| 300 CSL | $1,415 |
| 500 CSL | $1,605 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,488 |
| 20 | $3,482 |
| 30 | $2,066 |
| 40 | $2,054 |
| 50 | $1,966 |
| 60 | $1,944 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $52 |
| Homeowner | $17 |
| 5-yr Accident Free | $56 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $33 |
| Advance Quote | $41 |
| Online Quote | $64 |
| Total Discounts | $370 |
Discounts are estimated and may not be available from every company or in every state.
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