Nissan Leaf Insurance Rates
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UPDATED: Jun 6, 2023
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Estimated insurance rates for a Nissan Leaf are $1,400 a year with full coverage. Comprehensive costs approximately $270 a year, collision insurance costs $516, and liability costs $456. A liability-only policy costs as little as $508 a year, and high-risk insurance costs around $3,048. 16-year-old drivers pay the most at up to $5,330 a year.
Average premium for full coverage: $1,400
Premium estimates by type of coverage:
Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Leaf trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Nissan Leaf range from as low as $508 for basic liability insurance to a high of $3,048 for a high-risk driver policy.
Insurance Price Range by Location
Your location can make a big difference on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than congested cities. The diagram below illustrates how your location can change auto insurance prices.
These rate differences demonstrate why it is important to compare rates using their specific location and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Nissan Leaf insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $803
- Drivers who choose higher $1,000 deductibles will pay $1,224 annually
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,400
- Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,750
- Drivers with multiple tickets or accidents could pay around $3,048
- An auto insurance policy for full coverage for a 16-year-old driver can cost $5,330 a year
Auto insurance prices for a Nissan Leaf also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age
Where you choose to live makes a big difference in Nissan Leaf insurance prices. A 40-year-old driver could pay as low as $1,010 a year in states like Utah, Ohio, and New Hampshire, or at least $1,890 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,268 | -$132 | -9.4% |
Alaska | $1,074 | -$326 | -23.3% |
Arizona | $1,162 | -$238 | -17.0% |
Arkansas | $1,400 | -$0 | 0.0% |
California | $1,598 | $198 | 14.1% |
Colorado | $1,340 | -$60 | -4.3% |
Connecticut | $1,442 | $42 | 3.0% |
Delaware | $1,586 | $186 | 13.3% |
Florida | $1,754 | $354 | 25.3% |
Georgia | $1,294 | -$106 | -7.6% |
Hawaii | $1,008 | -$392 | -28.0% |
Idaho | $946 | -$454 | -32.4% |
Illinois | $1,046 | -$354 | -25.3% |
Indiana | $1,056 | -$344 | -24.6% |
Iowa | $946 | -$454 | -32.4% |
Kansas | $1,330 | -$70 | -5.0% |
Kentucky | $1,912 | $512 | 36.6% |
Louisiana | $2,074 | $674 | 48.1% |
Maine | $864 | -$536 | -38.3% |
Maryland | $1,154 | -$246 | -17.6% |
Massachusetts | $1,122 | -$278 | -19.9% |
Michigan | $2,434 | $1,034 | 73.9% |
Minnesota | $1,172 | -$228 | -16.3% |
Mississippi | $1,680 | $280 | 20.0% |
Missouri | $1,242 | -$158 | -11.3% |
Montana | $1,506 | $106 | 7.6% |
Nebraska | $1,104 | -$296 | -21.1% |
Nevada | $1,680 | $280 | 20.0% |
New Hampshire | $1,008 | -$392 | -28.0% |
New Jersey | $1,566 | $166 | 11.9% |
New Mexico | $1,242 | -$158 | -11.3% |
New York | $1,476 | $76 | 5.4% |
North Carolina | $808 | -$592 | -42.3% |
North Dakota | $1,146 | -$254 | -18.1% |
Ohio | $966 | -$434 | -31.0% |
Oklahoma | $1,438 | $38 | 2.7% |
Oregon | $1,284 | -$116 | -8.3% |
Pennsylvania | $1,336 | -$64 | -4.6% |
Rhode Island | $1,870 | $470 | 33.6% |
South Carolina | $1,268 | -$132 | -9.4% |
South Dakota | $1,182 | -$218 | -15.6% |
Tennessee | $1,226 | -$174 | -12.4% |
Texas | $1,688 | $288 | 20.6% |
Utah | $1,038 | -$362 | -25.9% |
Vermont | $960 | -$440 | -31.4% |
Virginia | $840 | -$560 | -40.0% |
Washington | $1,084 | -$316 | -22.6% |
West Virginia | $1,284 | -$116 | -8.3% |
Wisconsin | $970 | -$430 | -30.7% |
Wyoming | $1,248 | -$152 | -10.9% |
Opting for high physical damage deductibles could save up to $530 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost from 43% to 135% more than the average rate. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2017 Nissan Leaf | $270 | $516 | $456 | $1,400 |
2013 Nissan Leaf | $228 | $374 | $474 | $1,234 |
2012 Nissan Leaf | $210 | $346 | $474 | $1,188 |
2011 Nissan Leaf | $206 | $314 | $478 | $1,156 |
Rates are averaged for all Nissan Leaf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Nissan Leaf Insurance
Finding better rates on insurance for a Nissan Leaf not only requires being a good driver, but also having good credit, being claim-free, and possibly higher deductibles. Invest the time to shop around every time your policy renews by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following list is a review of the information illustrated above.
- You may be able to save around $170 per year just by quoting early and online
- Drivers age 16 to 20 have the highest car insurance prices, possibly costing $444 per month if they have full coverage
- Increasing policy deductibles can save around $525 each year
- Drivers considered higher risk who have several accidents or serious violations pay on average $1,650 more per year than a safer driver
- Insureds who purchase an increased level of liability coverage will pay around $500 every year to go from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,330 |
20 | $3,252 |
30 | $1,454 |
40 | $1,400 |
50 | $1,282 |
60 | $1,258 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,750 |
$250 | $1,588 |
$500 | $1,400 |
$1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,400 |
50/100 | $1,491 |
100/300 | $1,605 |
250/500 | $1,902 |
100 CSL | $1,537 |
300 CSL | $1,788 |
500 CSL | $1,970 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,602 |
20 | $5,186 |
30 | $3,106 |
40 | $3,048 |
50 | $2,912 |
60 | $2,888 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $75 |
Multi-vehicle | $75 |
Homeowner | $22 |
5-yr Accident Free | $103 |
5-yr Claim Free | $91 |
Paid in Full/EFT | $63 |
Advance Quote | $69 |
Online Quote | $99 |
Total Discounts | $597 |
Discounts are estimated and may not be available from every company or in every state.
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