Nissan Murano Insurance Rates
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UPDATED: Jun 5, 2023
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
U.S. average insurance rates for a Nissan Murano are $1,306 a year with full coverage. Comprehensive insurance costs an estimated $248, collision insurance costs $458, and liability coverage is $442. Liability-only insurance costs around $496 a year, and high-risk driver insurance costs $2,836 or more. Teen drivers pay the highest rates at up to $5,006 a year.
Average premium for full coverage: $1,306
Price estimates broken down by individual coverage:
Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Murano trim levels.
Price Range from Low to High
For the normal driver, Nissan Murano insurance prices range from the low end price of $496 for just liability coverage to a much higher rate of $2,836 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city has a large influence on car insurance rates. More rural locations have lower incidents of collision claims than larger metro areas. The price range example below illustrates how geographic area affects insurance prices.
The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Nissan Murano insurance rates for other coverage scenarios.
- The lowest rate with discounts is $756
- Raising to $1,000 deductibles will save approximately $162 annually
- The estimated price for the average middle-age driver who has $500 deductibles is $1,306
- Choosing more expensive low deductibles will cost an additional $312 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,836
- The price that insures a teenage driver with full coverage can cost as much as $5,006
Car insurance prices for a Nissan Murano are also quite variable based on the model year and trim level, your age and driving habits, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you may be forking out $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 137% more than average. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age
The state you live in also has a big influence on Nissan Murano insurance rates. A middle-age driver might find prices as low as $940 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,770 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,182 | -$124 | -9.5% |
| Alaska | $1,002 | -$304 | -23.3% |
| Arizona | $1,086 | -$220 | -16.8% |
| Arkansas | $1,306 | -$0 | 0.0% |
| California | $1,488 | $182 | 13.9% |
| Colorado | $1,248 | -$58 | -4.4% |
| Connecticut | $1,344 | $38 | 2.9% |
| Delaware | $1,478 | $172 | 13.2% |
| Florida | $1,634 | $328 | 25.1% |
| Georgia | $1,206 | -$100 | -7.7% |
| Hawaii | $938 | -$368 | -28.2% |
| Idaho | $884 | -$422 | -32.3% |
| Illinois | $972 | -$334 | -25.6% |
| Indiana | $984 | -$322 | -24.7% |
| Iowa | $880 | -$426 | -32.6% |
| Kansas | $1,242 | -$64 | -4.9% |
| Kentucky | $1,782 | $476 | 36.4% |
| Louisiana | $1,936 | $630 | 48.2% |
| Maine | $806 | -$500 | -38.3% |
| Maryland | $1,078 | -$228 | -17.5% |
| Massachusetts | $1,046 | -$260 | -19.9% |
| Michigan | $2,270 | $964 | 73.8% |
| Minnesota | $1,092 | -$214 | -16.4% |
| Mississippi | $1,566 | $260 | 19.9% |
| Missouri | $1,158 | -$148 | -11.3% |
| Montana | $1,404 | $98 | 7.5% |
| Nebraska | $1,030 | -$276 | -21.1% |
| Nevada | $1,566 | $260 | 19.9% |
| New Hampshire | $940 | -$366 | -28.0% |
| New Jersey | $1,462 | $156 | 11.9% |
| New Mexico | $1,158 | -$148 | -11.3% |
| New York | $1,378 | $72 | 5.5% |
| North Carolina | $752 | -$554 | -42.4% |
| North Dakota | $1,070 | -$236 | -18.1% |
| Ohio | $904 | -$402 | -30.8% |
| Oklahoma | $1,342 | $36 | 2.8% |
| Oregon | $1,198 | -$108 | -8.3% |
| Pennsylvania | $1,246 | -$60 | -4.6% |
| Rhode Island | $1,744 | $438 | 33.5% |
| South Carolina | $1,182 | -$124 | -9.5% |
| South Dakota | $1,104 | -$202 | -15.5% |
| Tennessee | $1,146 | -$160 | -12.3% |
| Texas | $1,574 | $268 | 20.5% |
| Utah | $968 | -$338 | -25.9% |
| Vermont | $894 | -$412 | -31.5% |
| Virginia | $782 | -$524 | -40.1% |
| Washington | $1,012 | -$294 | -22.5% |
| West Virginia | $1,198 | -$108 | -8.3% |
| Wisconsin | $904 | -$402 | -30.8% |
| Wyoming | $1,166 | -$140 | -10.7% |
Choosing high deductibles can reduce prices by up to $480 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Murano S 2WD | $1,230 | $103 |
| Nissan Murano S AWD | $1,230 | $103 |
| Nissan Murano SL 2WD | $1,230 | $103 |
| Nissan Murano SL AWD | $1,268 | $106 |
| Nissan Murano LE 2WD | $1,382 | $115 |
| Nissan Murano LE AWD | $1,382 | $115 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Murano | $248 | $458 | $442 | $1,306 |
| 2018 Nissan Murano | $238 | $424 | $452 | $1,272 |
| 2017 Nissan Murano | $230 | $400 | $456 | $1,244 |
| 2016 Nissan Murano | $220 | $358 | $460 | $1,196 |
| 2015 Nissan Murano | $206 | $330 | $460 | $1,154 |
| 2014 Nissan Murano | $198 | $310 | $464 | $1,130 |
| 2012 Nissan Murano | $180 | $268 | $474 | $1,080 |
| 2011 Nissan Murano | $174 | $244 | $478 | $1,054 |
| 2009 Nissan Murano | $152 | $202 | $474 | $986 |
| 2007 Nissan Murano | $146 | $178 | $460 | $942 |
| 2006 Nissan Murano | $144 | $168 | $452 | $922 |
| 2005 Nissan Murano | $132 | $160 | $446 | $896 |
| 2004 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Nissan Murano Insurance
Getting lower rates on auto insurance consists of being a good driver, having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Shop around at least every other year by getting rate quotes from direct companies, and also from insurance agencies where you live.
The following list is a brief recap of the car insurance concepts presented in the illustrations above.
- Drivers who tend to receive serious violations could be forced to pay on average $1,530 more annually than a safer driver
- You may be able to save approximately $160 per year just by shopping early and online
- Increasing physical damage deductibles can save approximately $475 each year
- Consumers who want an increased level of liability coverage will pay about $490 every year to raise from a low limit to the 250/500 level
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,006 |
| 20 | $3,026 |
| 30 | $1,354 |
| 40 | $1,306 |
| 50 | $1,194 |
| 60 | $1,172 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,618 |
| $250 | $1,474 |
| $500 | $1,306 |
| $1,000 | $1,144 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,306 |
| 50/100 | $1,470 |
| 100/300 | $1,581 |
| 250/500 | $1,868 |
| 100 CSL | $1,515 |
| 300 CSL | $1,758 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,120 |
| 20 | $4,824 |
| 30 | $2,886 |
| 40 | $2,836 |
| 50 | $2,708 |
| 60 | $2,684 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $550 |
Discounts are estimated and may not be available from every company or in every state.
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