Nissan Rogue Insurance Rates
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UPDATED: Jun 6, 2023
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
The average insurance rates for a Nissan Rogue are $1,364 a year with full coverage. Comprehensive costs an estimated $226, collision costs $458, and liability coverage costs $500. Liability-only coverage costs as little as $560 a year, with high-risk coverage costing around $2,968. 16-year-old drivers cost the most to insure at $5,340 a year or more.
Average premium for full coverage: $1,364
Policy rates broken down by type of insurance:
Includes $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Rogue models.
Price Range Variability
For a driver in their 40's, Nissan Rogue insurance rates go from as low as $560 for liability-only coverage to the much higher price of $2,968 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than congested cities.
The example below illustrates how location helps determine insurance prices.
The examples above demonstrate why everyone should compare rates for a targeted area and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Nissan Rogue insurance rates for other coverage scenarios.
- The best full coverage rate is $794
- Drivers who choose higher $1,000 deductibles will pay approximately $156 annually
- The average rate for a good driver age 40 who has $500 deductibles is $1,364
- Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,668
- High-risk insureds with multiple tickets or accidents could pay up to $2,968 or more
- Policy cost for full coverage for a teenage driver for full coverage can cost as much as $5,340 a year
Insurance rates for a Nissan Rogue also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.
A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age
Your home state makes a big difference in Nissan Rogue insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or at least $1,840 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,232 | -$132 | -9.7% |
Alaska | $1,046 | -$318 | -23.3% |
Arizona | $1,132 | -$232 | -17.0% |
Arkansas | $1,364 | -$0 | 0.0% |
California | $1,554 | $190 | 13.9% |
Colorado | $1,300 | -$64 | -4.7% |
Connecticut | $1,400 | $36 | 2.6% |
Delaware | $1,544 | $180 | 13.2% |
Florida | $1,704 | $340 | 24.9% |
Georgia | $1,258 | -$106 | -7.8% |
Hawaii | $976 | -$388 | -28.4% |
Idaho | $924 | -$440 | -32.3% |
Illinois | $1,012 | -$352 | -25.8% |
Indiana | $1,026 | -$338 | -24.8% |
Iowa | $918 | -$446 | -32.7% |
Kansas | $1,292 | -$72 | -5.3% |
Kentucky | $1,858 | $494 | 36.2% |
Louisiana | $2,018 | $654 | 47.9% |
Maine | $842 | -$522 | -38.3% |
Maryland | $1,124 | -$240 | -17.6% |
Massachusetts | $1,088 | -$276 | -20.2% |
Michigan | $2,364 | $1,000 | 73.3% |
Minnesota | $1,140 | -$224 | -16.4% |
Mississippi | $1,632 | $268 | 19.6% |
Missouri | $1,208 | -$156 | -11.4% |
Montana | $1,466 | $102 | 7.5% |
Nebraska | $1,074 | -$290 | -21.3% |
Nevada | $1,636 | $272 | 19.9% |
New Hampshire | $982 | -$382 | -28.0% |
New Jersey | $1,524 | $160 | 11.7% |
New Mexico | $1,206 | -$158 | -11.6% |
New York | $1,436 | $72 | 5.3% |
North Carolina | $786 | -$578 | -42.4% |
North Dakota | $1,118 | -$246 | -18.0% |
Ohio | $940 | -$424 | -31.1% |
Oklahoma | $1,398 | $34 | 2.5% |
Oregon | $1,250 | -$114 | -8.4% |
Pennsylvania | $1,298 | -$66 | -4.8% |
Rhode Island | $1,818 | $454 | 33.3% |
South Carolina | $1,234 | -$130 | -9.5% |
South Dakota | $1,150 | -$214 | -15.7% |
Tennessee | $1,192 | -$172 | -12.6% |
Texas | $1,642 | $278 | 20.4% |
Utah | $1,008 | -$356 | -26.1% |
Vermont | $932 | -$432 | -31.7% |
Virginia | $816 | -$548 | -40.2% |
Washington | $1,052 | -$312 | -22.9% |
West Virginia | $1,250 | -$114 | -8.4% |
Wisconsin | $942 | -$422 | -30.9% |
Wyoming | $1,216 | -$148 | -10.9% |
Opting for high physical damage deductibles could save up to $460 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $450 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,600 to $2,300 additional every year, depending on your age. Nissan Rogue insurance for high-risk drivers can cost around 43% to 131% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates and see how they stack up. Every company utilizes a different rate formula, and rates will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Rogue S 2WD | $1,364 | $114 |
Nissan Rogue S AWD | $1,364 | $114 |
Nissan Rogue SL 2WD | $1,364 | $114 |
Nissan Rogue SL AWD | $1,402 | $117 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Nissan Rogue | $226 | $458 | $500 | $1,364 |
2018 Nissan Rogue | $218 | $424 | $510 | $1,332 |
2017 Nissan Rogue | $208 | $400 | $514 | $1,302 |
2016 Nissan Rogue | $200 | $358 | $520 | $1,258 |
2015 Nissan Rogue | $188 | $330 | $520 | $1,218 |
2013 Nissan Rogue | $176 | $288 | $534 | $1,178 |
2012 Nissan Rogue | $164 | $268 | $534 | $1,146 |
2011 Nissan Rogue | $158 | $244 | $540 | $1,122 |
2010 Nissan Rogue | $148 | $222 | $534 | $1,084 |
2009 Nissan Rogue | $140 | $202 | $534 | $1,056 |
2008 Nissan Rogue | $134 | $182 | $530 | $1,026 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Nissan Rogue Insurance
Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit history, not filing small claims, and maximizing policy discounts. Invest time comparing rates once a year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following is a recap of the data that was covered in the charts and tables above.
- You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date
- Consumers who want higher liability limits will pay around $550 every year to go from a 30/60 limit to 250/500 limits
- Teens are expensive to insure, as much as $445 each month including comprehensive and collision insurance
- Drivers that have major violations or accidents may pay on average $1,600 more annually for Rogue insurance
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,340 |
20 | $3,178 |
30 | $1,406 |
40 | $1,364 |
50 | $1,250 |
60 | $1,226 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,668 |
$250 | $1,526 |
$500 | $1,364 |
$1,000 | $1,208 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,364 |
50/100 | $1,502 |
100/300 | $1,627 |
250/500 | $1,952 |
100 CSL | $1,552 |
300 CSL | $1,827 |
500 CSL | $2,027 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,582 |
20 | $5,070 |
30 | $3,016 |
40 | $2,968 |
50 | $2,838 |
60 | $2,816 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $74 |
Homeowner | $22 |
5-yr Accident Free | $96 |
5-yr Claim Free | $88 |
Paid in Full/EFT | $58 |
Advance Quote | $66 |
Online Quote | $95 |
Total Discounts | $570 |
Discounts are estimated and may not be available from every company or in every state.
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