Saturn Outlook Insurance Rates

Estimated insurance rates for a Saturn Outlook are $992 a year including full coverage. Comprehensive insurance costs approximately $174 a year, collision costs $192, and liability costs around $468. Liability-only coverage costs as low as $518 a year, with high-risk coverage costing $2,124 or more. Teenage drivers pay the most at $3,982 a year or more.

Average premium for full coverage: $992

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Outlook trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences highlight why it is important to compare prices using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best discount rate is $607
• Using higher $1,000 deductibles will save $908 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $992
• Using low $100 deductibles for physical damage coverage will cost an additional $156 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,124 or more
• An auto insurance policy that insures a 16-year-old driver can cost $3,982 or more

View Chart as Image

Insurance prices for a Saturn Outlook also have a wide range based on the trim level of your Outlook, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,200 to $1,700 extra annually, depending on your age. A high-risk auto insurance policy can be from 43% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $3,900 a year. View Rates by Age

Where you choose to live has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see prices as low as $760 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,420 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $240 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $421 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Saturn Outlook Insurance

Finding better rates on insurance for a Saturn Outlook requires being safe and accident-free, having above-average credit, refrain from filing small claims, and maximizing policy discounts. Compare prices at every other renewal by requesting rates from direct car insurance companies, and also from local auto insurance providers.

Below you'll find a brief review of the concepts that were touched on in this article.

• Drivers considered higher risk with DUI or reckless driving convictions will likely pay on average $1,130 more per year than a low-risk driver
• Youthful drivers are expensive to insure, with the cost nearing $332 per month if full coverage is included
• You may be able to save around $110 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $250 each year
• You may be able to save around $110 per year simply by quoting early and online