Toyota Tercel Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 31, 2023

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Criteria which help determine

Auto insurance rates on a Toyota Tercel can vary widely and are calculated by many factors. A few of these criteria are:

  • High performance increases premiums
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Optional coverages like vehicle replacement
  • Claims drive up premiums
  • No coverage lapses saves money
  • Owning a home can lower rates

A final factor which can affect Toyota Tercel insurance quotes is the model year. Models that are a few years old have a much lower replacement value in comparison to older models so the cost to replace them may end up costing you less. Conversely, more recent Tercel vehicles may have a trim level with safety features such as autonomous braking, a telematics system, a collision avoidance system, and a rollover prevention system which can provide discounts that lower premiums.

Liability coverage

injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision

another vehicle or an object, but not an animal. . , . .

Comprehensive (Other than Collision)

caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured and underinsured coverage

This coverage . , . .

Medical payments coverage and PIP

bills ambulance fees, surgery, and doctor visits. . .

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