Volkswagen E-Golf Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED:

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Volkswagen E-Golf are $920 a year including full coverage. Comprehensive costs approximately $150 each year, collision insurance costs $170, and liability costs $442. A liability-only policy costs as little as $496 a year, and high-risk insurance costs around $1,968. 16-year-old drivers receive the highest rates at up to $3,734 a year.

Average premium for full coverage: $920

Rate estimates by individual coverage type:

Comprehensive $150
Collision $170
Liability $442

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and E-Golf models.

Price Range by Coverage and Risk

For an average driver, prices range range from the low end price of $496 for the bare minimum liability coverage to a high rate of $1,968 for a driver who has had serious violations or accidents.

Liability Only $496
Full Coverage $920
High Risk $1,968

Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $690
Small Cities $966
Large Cities $1,242

These examples highlight why all drivers should compare rates using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Volkswagen E-Golf insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $569
  • Drivers who choose higher $1,000 deductibles will pay $74 every year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $920
  • Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,056
  • Higher-risk drivers with multiple tickets or accidents could pay around $1,968
  • The cost that insures a teen driver can cost $3,734 a year

View Chart as Image

Volkswagen E-Golf insurance cost comparison chart
Column chart showing Volkswagen E-Golf insurance rates range from $569 to $3,734 for full coverage

Insurance rates for a Volkswagen E-Golf can also vary considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,100 to $1,600 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,700 a year. View Rates by Age

Where you live makes a big difference in Volkswagen E-Golf insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,310 on average in Louisiana, New York, and Michigan.

Volkswagen E-Golf Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $832 -$88 -9.6%
Alaska $706 -$214 -23.3%
Arizona $766 -$154 -16.7%
Arkansas $920 -$0 0.0%
California $1,048 $128 13.9%
Colorado $878 -$42 -4.6%
Connecticut $948 $28 3.0%
Delaware $1,040 $120 13.0%
Florida $1,150 $230 25.0%
Georgia $850 -$70 -7.6%
Hawaii $660 -$260 -28.3%
Idaho $622 -$298 -32.4%
Illinois $686 -$234 -25.4%
Indiana $692 -$228 -24.8%
Iowa $620 -$300 -32.6%
Kansas $876 -$44 -4.8%
Kentucky $1,256 $336 36.5%
Louisiana $1,362 $442 48.0%
Maine $568 -$352 -38.3%
Maryland $758 -$162 -17.6%
Massachusetts $738 -$182 -19.8%
Michigan $1,598 $678 73.7%
Minnesota $768 -$152 -16.5%
Mississippi $1,102 $182 19.8%
Missouri $816 -$104 -11.3%
Montana $990 $70 7.6%
Nebraska $726 -$194 -21.1%
Nevada $1,102 $182 19.8%
New Hampshire $662 -$258 -28.0%
New Jersey $1,028 $108 11.7%
New Mexico $814 -$106 -11.5%
New York $970 $50 5.4%
North Carolina $530 -$390 -42.4%
North Dakota $754 -$166 -18.0%
Ohio $636 -$284 -30.9%
Oklahoma $944 $24 2.6%
Oregon $842 -$78 -8.5%
Pennsylvania $878 -$42 -4.6%
Rhode Island $1,228 $308 33.5%
South Carolina $832 -$88 -9.6%
South Dakota $778 -$142 -15.4%
Tennessee $808 -$112 -12.2%
Texas $1,110 $190 20.7%
Utah $682 -$238 -25.9%
Vermont $630 -$290 -31.5%
Virginia $552 -$368 -40.0%
Washington $714 -$206 -22.4%
West Virginia $842 -$78 -8.5%
Wisconsin $638 -$282 -30.7%
Wyoming $820 -$100 -10.9%

View Chart as Image

Volkswagen E-Golf insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $210 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

Volkswagen E-Golf Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Volkswagen E-Golf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Volkswagen E-Golf Insurance

Saving money on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, not filing small claims, and possibly raising deductibles. Comparison shop every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The following is a review of the ideas that were covered in the above illustrations.

  • Teens are expensive to insure, as much as $311 per month if full coverage is included
  • Higher risk drivers who have several accidents or serious violations will likely pay on average $1,050 more per year for E-Golf insurance
  • Increasing deductibles can save approximately $200 each year
  • You may be able to save around $100 per year just by quoting online in advance

Rates by Driver Age

Volkswagen E-Golf Insurance Rates by Driver Age
Driver Age Premium
16 $3,734
20 $2,094
30 $934
40 $920
50 $846
60 $828

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen E-Golf Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,056
$250 $996
$500 $920
$1,000 $846

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen E-Golf Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $920
50/100 $1,008
100/300 $1,119
250/500 $1,406
100 CSL $1,053
300 CSL $1,296
500 CSL $1,473

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen E-Golf Insurance Rates for High Risk Drivers
Age Premium
16 $5,240
20 $3,330
30 $1,980
40 $1,968
50 $1,882
60 $1,862

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $351
Rate after discounts $569

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption