Volkswagen Eos Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Estimated insurance rates for a Volkswagen Eos are $982 a year with full coverage. Comprehensive costs on average $166, collision costs $198, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,102. 16-year-old drivers pay the most at $3,948 a year or more.

Average premium for full coverage: $982

Premium estimates by type of coverage:

Comprehensive $166
Collision $198
Liability $460

Rates are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all Eos models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Volkswagen Eos go from the low end price of $510 for your basic liability-only policy to the much higher price of $2,102 for a high-risk insurance policy.

Liability Only $510
Full Coverage $982
High Risk $2,102

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than congested cities.

The example below illustrates how your location can change car insurance rates.

Rural Areas $737
Small Cities $1,031
Large Cities $1,326

These rate differences demonstrate why everyone should compare rates quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Volkswagen Eos insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $602
  • Raising to $1,000 deductibles will save around $84 annually
  • The estimated price for a 40-year-old good driver with $500 deductibles is $982
  • Buying pricier low deductibles bumps up the cost to $1,138
  • Drivers with multiple tickets or accidents could pay upwards of $2,102 or more
  • An auto insurance policy that insures a 16-year-old driver for full coverage may cost $3,948

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing full coverage Volkswagen Eos insurance rates range from $602 to $3,948

Auto insurance prices for a Volkswagen Eos also have a wide range based on the model of your Eos, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. Volkswagen Eos insurance for high-risk drivers is expensive and can cost from 43% to 136% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $3,900 a year. View Rates by Age

Where you choose to live also has a big influence on Volkswagen Eos insurance prices. A middle-age driver might find prices as low as $710 a year in states like New Hampshire, Ohio, and Utah, or at least $1,330 on average in Florida, Michigan, and New York.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $888 -$94 -9.6%
Alaska $752 -$230 -23.4%
Arizona $814 -$168 -17.1%
Arkansas $982 -$0 0.0%
California $1,118 $136 13.8%
Colorado $940 -$42 -4.3%
Connecticut $1,010 $28 2.9%
Delaware $1,110 $128 13.0%
Florida $1,228 $246 25.1%
Georgia $904 -$78 -7.9%
Hawaii $704 -$278 -28.3%
Idaho $664 -$318 -32.4%
Illinois $730 -$252 -25.7%
Indiana $738 -$244 -24.8%
Iowa $662 -$320 -32.6%
Kansas $932 -$50 -5.1%
Kentucky $1,340 $358 36.5%
Louisiana $1,452 $470 47.9%
Maine $606 -$376 -38.3%
Maryland $810 -$172 -17.5%
Massachusetts $786 -$196 -20.0%
Michigan $1,704 $722 73.5%
Minnesota $822 -$160 -16.3%
Mississippi $1,176 $194 19.8%
Missouri $870 -$112 -11.4%
Montana $1,054 $72 7.3%
Nebraska $774 -$208 -21.2%
Nevada $1,178 $196 20.0%
New Hampshire $706 -$276 -28.1%
New Jersey $1,098 $116 11.8%
New Mexico $870 -$112 -11.4%
New York $1,034 $52 5.3%
North Carolina $564 -$418 -42.6%
North Dakota $804 -$178 -18.1%
Ohio $678 -$304 -31.0%
Oklahoma $1,010 $28 2.9%
Oregon $900 -$82 -8.4%
Pennsylvania $936 -$46 -4.7%
Rhode Island $1,310 $328 33.4%
South Carolina $890 -$92 -9.4%
South Dakota $830 -$152 -15.5%
Tennessee $860 -$122 -12.4%
Texas $1,182 $200 20.4%
Utah $726 -$256 -26.1%
Vermont $672 -$310 -31.6%
Virginia $586 -$396 -40.3%
Washington $760 -$222 -22.6%
West Virginia $900 -$82 -8.4%
Wisconsin $680 -$302 -30.8%
Wyoming $874 -$108 -11.0%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $240 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Every auto insurance company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $964 $80
Volkswagen EOS Luxury Turbo 2-Dr Convertible $982 $82

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Volkswagen Eos $174 $226 $474 $1,032
2008 Volkswagen Eos $168 $202 $468 $996
2007 Volkswagen Eos $166 $198 $460 $982

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Volkswagen Eos Insurance

Finding better rates on insurance for a Volkswagen Eos consists of having a decent driving record, maintaining a good credit score, being claim-free, and taking advantage of discounts. Comparison shop at least every other year by obtaining price quotes from direct companies, and also from several local insurance agents.

The following items are a quick review of the car insurance concepts illustrated above.

  • Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,120 more each year than a driver with a clean driving record
  • You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save approximately $250 each year
  • Insureds who require additional liability coverage will pay around $510 every year to raise from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,948
20 $2,234
30 $998
40 $982
50 $900
60 $880

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,138
$250 $1,066
$500 $982
$1,000 $898

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $982
50/100 $1,074
100/300 $1,189
250/500 $1,488
100 CSL $1,120
300 CSL $1,373
500 CSL $1,557

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,554
20 $3,556
30 $2,120
40 $2,102
50 $2,012
60 $1,992

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $129

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $58
5-yr Claim Free $61
Paid in Full/EFT $35
Advance Quote $42
Online Quote $66
Total Discounts $380
Rate after discounts $602

Discounts are estimated and may not be available from every company or in every state.

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