Volkswagen Routan Insurance Rates

U.S. average insurance prices for a Volkswagen Routan are $1,000 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $194 each year, collision costs $268, and liability coverage is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing $2,148 or more. Teenage drivers pay the highest rates at $3,878 a year or more.

Average premium for full coverage: $1,000

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Routan models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how rural and urban location affects insurance prices.

The ranges above illustrate why all drivers should get quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Volkswagen Routan insurance rates for other coverage scenarios.

• The best discount rate is $597
• Choosing higher $1,000 deductibles can save approximately $106 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,000
• Using low deductibles for comp and collision coverage costs an extra $202 each year
• Drivers who are prone to accidents and violations could pay up to $2,148 or more
• The price to insure a teenage driver can cost as much as $3,878 each year

View Chart as Image

Insurance prices for a Volkswagen Routan are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $310 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $3,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers ranges around 44% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Volkswagen Routan insurance rates. A good driver about age 40 could pay as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,350 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Volkswagen Routan Insurance

Getting lower rates on auto insurance takes being a low-risk driver, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to shop around every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a brief review of the material that was raised in the charts and tables above.

• Consumers who want more liability coverage will pay an extra $440 annually to raise limits from a low limit to a 250/500 level
• Teen drivers are charged the highest prices, as much as $323 a month if they have full coverage
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,150 more annually to insure their Routan
• Increasing physical damage deductibles could save as much as $300 each year