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Multiple Vehicles Car Insurance Discount

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 2, 2021

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Key Takeaways

  • You can save an average of 14 percent with a multiple vehicles car insurance discount
  • 21 different insurance companies offer a multiple vehicles car insurance discount
  • GEICO offers the largest multi-vehicle discount rate at 25 percent

The majority of American households own two vehicles. If you insure all of your cars under the same company, you might qualify for a multiple vehicles car insurance discount.

Discounts help you secure cheap car insurance. Below, see what companies offer the best multi-car insurance discounts and learn how to qualify.

Enter your ZIP code into our free tool above to receive multi-car insurance quotes from reputable providers near you.

What car insurance companies offer a multiple vehicles discount?

At least 21 national insurance companies provide affordable multiple vehicle car insurance discount rates to customers.

See specific details in the table below.

Multiple Vehicles Car Insurance Discount Offered by Company
CompaniesMultiple Vehicles Discount Offered
21st CenturyYes
AAAYes
American FamilyYes
AmeripriseYes
AmicaYes - 15%
Country FinancialYes - 15%
EsuranceYes
FarmersYes
GEICOYes - 25%
Liberty MutualYes - 10%
MetLifeYes
NationwideYes - 20%
ProgressiveYes - 10%
Safe AutoYes - 15%
SafecoYes - 15%
State FarmYes - 20%
The GeneralYes - 15%
The HanoverYes - 5%
The HartfordYes - 5%
TravelersYes - 8%
USAAYes
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The chances are good that you and your family will insure multiple vehicles at some point. According to DataUSA, the average number of cars per household is two.

When the time comes, consider insuring your vehicles under the same policy to earn a multi-car discount.

What is a multiple vehicles car insurance discount?

Your insurance providers want as much of your business as possible. That includes insuring all vehicles you and your family own.

As a customer loyalty benefit, most national providers reward you with a discounted rate if more than one car to a policy.

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How can I qualify for a multiple vehicles car insurance discount?

The requirements for qualifying for a multiple vehicle discount varies by company. Commonly, as long as you insure two or more vehicles under one policy, you can be eligible for the deal.

If you drive a Toyota Carolla and your spouse drives a Ford F-150, insuring them both tinder one policy can help you save.

However, you usually only get the discount one time. Meaning if you insure a third or fourth car, you don’t receive the discount again and again.

The savings are usually applied to your policy automatically and last for as long as all qualifying vehicles remain insured.

How much can I save with a multiple vehicles car insurance discount?

Expect to save an average of 14 percent with a multiple vehicles car insurance discount. If you have teen drivers on your policy, this discount can minimize the extra costs associated with high-risk car insurance.

To find the company most compatible with your needs, shop around online and seek out quotes from multiple companies.

Compare automobile insurance discounts from reputable providers near you right now by entering your ZIP code into our free quote tool below.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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