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Online Shopper Car Insurance Discount

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 2, 2021

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Key Takeaways

  • An online shopper car insurance discount is a discount for people who shop online. It doesn’t seem like a popular discount offered by car insurance companies
  • Car insurance companies often offer policy-based discounts, car safety feature discounts, driver safety discounts, and other types of discounts
  • The average savings from a car insurance discount is 10 percent

Many shoppers look for opportunities to qualify for car insurance discounts to reduce their premiums and find cheap car insurance. One possible discount is an online shopper car insurance discount.

What is an online shopper car insurance discount, and what can you save if you qualify for it? We’ll discuss some car insurance discount basics below.

Enter your ZIP code into our free quote comparison tool above to find the best car insurance for you today. Always do your research before you buy car insurance.car insurance company

What is an online shopper car insurance discount?

An online shopper car insurance discount is exactly what it sounds like. It is a car insurance discount for people who shop online.

Unfortunately, it doesn’t seem like a very popular discount, and there isn’t much information about it available. For example, depending on the company, they could just be referring to shopping online for insurance, or they could be referring to shopping online with specific retailers.

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What other car insurance discounts are available?

There is a multitude of car insurance discounts available through many of the top car insurance companies. Car insurance discounts are typically broken up into the following categories:

  • Policy-based discounts
  • Car safety feature discounts
  • Driver safety discounts
  • Other types of discounts

Policy-based discounts include continuous coverage discounts (for staying with the same insurer), early signing discounts (for renewing before the deadline), full payment discounts (for paying in advance), and homeowner discounts (for owning your home).

Car safety feature discounts include anti-theft device discounts (for having anti-theft devices or systems), anti-lock brake discounts (for having anti-lock brakes), green vehicle discounts (for having a hybrid, electric, or alternative-fuel vehicle), and new car discounts (for having a new car).

Driver safety discounts include safe driver discounts (for using safe driving habits), defensive driving course discounts (for taking a defensive driving course), accident-free discounts (for driving without accidents), and low mileage discounts (for regularly driving a low amount of miles).

How much can I save with car insurance discounts?

Each car insurance company will have its own discount amounts. However, the average amount you can save with car insurance discounts is 10 percent. Esurance reports up to 11 percent savings with their online shopper car insurance discount.

Let’s look at the average savings for some common car insurance discounts:

Common Car Insurance Discounts
Discount TypeDetails
Good DriverGet up to 10% off your monthly bill for going a specific length of time with no traffic violations or accidents.
Defensive DrivingGet up to 15% off your monthly bill with a valid defensive driving course certificate.
Low MileageGet up to 20% off your monthly bill with a low-mileage vehicle.
Good StudentGet up to 25% off your monthly bill with proof of excellent grades.
Daytime Running LightsGet a small discount if your vehicle has daytime running lights.
Anti-lock BrakesGet up to 10% off for having a vehicle with anti-lock brakes.
Anti-theft SystemGet up to 15% off for having a vehicle with an anti-theft system.
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Which car insurance company is cheapest? The best way to find out is to compare carinsurance quotes from multiple companies. For help finding affordable car insurance, enter your ZIP code into our free quote comparison tool below.

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Enter your zip code below to view companies that have cheap auto insurance rates.

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