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Pizza Ranch Car Insurance Rates (Save by Comparing Quotes)

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Aug 23, 2021

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Key Takeaways

  • Pizza Ranch delivery drivers are expected to use their own vehicles
  • A personal policy is not sufficient for pizza delivery driver car insurance; they will also need a commercial car insurance policy or delivery driver add-on
  • Drivers must show proof of insurance while applying

If you are considering starting a job as a Pizza Ranch delivery driver, there are a few things you should know.

You may be wondering if you can buy Pizza Ranch car insurance from them directly. If not, what are the Pizza Ranch car insurance requirements? How expensive are pizza delivery car insurance rates?

Before we dive into our look at Pizza Ranch car insurance, type your ZIP code into our free and helpful tool above. With it, you’ll find the most affordable car insurance quotes in your area.

Does Pizza Ranch offer car insurance?

Like most other delivery jobs, Pizza Ranch does not provide its delivery drivers with coverage. Essentially, because Pizza Ranch drivers are expected to use their own vehicles for work, a personal policy is needed.

This is extra important considering, according to Crosley Law, delivery driving is amongst some of the highest-fatality jobs in the United States.

Here is a list of other delivery companies and whether or not they offer their drivers a policy.

Delivery Companies Auto Insurance Coverage for Drivers
Delivery CompanyAuto Insurance Coverage
Amazon FlexYes
Liability: $1 million
Uninsured/Underinsured: $1 million
Comprehensive and Collision: $50,000
(if you have your own comprehensive and collision coverage)
Amazon Prime NowYes
Liability: $1 million
Uninsured/Underinsured: $1 million
Comprehensive and Collision: $50,000
(if you have your own comprehensive and collision coverage)
AmazonFreshYes
Liability: $1 million
Uninsured/Underinsured: $1 million
Comprehensive and Collision: $50,000
(if you have your own comprehensive and collision coverage)
BitesquadNo
BringMeThatNo
CaviarYes
Up to $1 million per accident for medical expenses
$100,000 accidental death benefit and $100,000 survivor's benefits (eligible dependents)
Accidental Disability benefit up to $500 per week
Delivery.comNo
Domino'sNo
DoorDashYes
Liability: $1 million (you have to exhaust your own coverage first)
EatStreetNo
FoodlerNo
FreshDirectYes
Drivers use a company truck for deliveries
Google ExpressYes
Drivers use a company truck for deliveries
GrubHubNo
InstacartNo
Jimmy John'sNo
Olive GardenNo
OrderUpNo
PaneraNo
Papa John'sNo
PeachNo
PeaPodYes
Drivers use climate control company trucks to deliver groceries
Pizza HutNo
PostmatesYes
Liability: $1 million (you have to exhaust your own coverage first)
PublixNo
Provides delivery through Instacart
Round Table PizzaNo
SeamlessNo
ShiptNo
UberEATSYes
Liability: $1 million
In between trips: $50,000 per person/accident
$100,000 per accident
$25,000 for property damage
VonsYes
Drivers use a company car for deliveries
WalMartNo
Wedgy'sNo
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As you can see, there are options for delivery jobs with an included policy. However, like Pizza Ranch, most do not. Find affordable Pizza Ranch car insurance in the form of a commercial car insurance policy or a delivery driver add-on before beginning work.

Are there Pizza Ranch car insurance requirements?

Food delivery car insurance requirements are dependent upon a few factors outside of what company you work for (i.e. state of residence). But what does Pizza Ranch need from you?

  • Be age 18 or over
  • Have a valid, current driver’s license
  • Provide proof of active insurance
  • No significant blemishes on your driving record

Since you have to show proof of insurance, how much does Pizza Ranch need to see? With most delivery jobs, requirements are just your particular state of residence’s minimum requirements.

However, while a personal policy is required to drive legally, it’s not all you will need. A commercial auto insurance policy is a form of coverage with the purpose of covering a vehicle used for work.

Let’s now take a look at a table that will show how much you can expect to pay for commercial coverage. This information is also based on the type of vehicle used for work.

Average Monthly Commercial Car Insurance Rates Based on Vehicle Type
Vehicle TypeMinimum Monthly Commercial Auto Insurance RatesMaximum Monthly Commercial Auto Insurance Rates
Cab$416$833
Car$50$273
Delivery Van$275$516
Limousine$333$500
Semi-truck$667$1,041
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As you can see, commercial coverage can prove expensive (especially considering the insurer is adding it to existing coverage). To counteract this, many purchase a delivery driver add-on instead.

Here are some companies that offer delivery driver add-ons:

  • GEICO
  • Progressive
  • State Farm
  • International Property & Casualty

Just make sure to get rates from more than one company. Though you can’t find Pizza Ranch car insurance quotes, quotes for commercial coverage should be simple to find. Our easy-to-use and helpful tool can help simplify that process for you.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Pizza Ranch Car Insurance: The Bottom Line

We now know that Pizza Ranch does not give its drivers coverage, but we also know what you’ll need to get started. Just be sure that you have the coverage needed to drive legally while using your vehicle as a business.

Now that we’ve finished our look at Pizza Ranch car insurance, type your ZIP code into our free and helpful tool below. With it, you will find the most affordable car insurance rates in your area.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

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