Who Has Cheap Insurance for a Chevrolet Silverado in Nevada?

When writing about shopping for car insurance, the word “cheap” shouldn’t be used anywhere to describe car insurance prices. Nonetheless, cheap auto insurance for a Chevy Silverado does not exist. Don’t let that bother you, though, because we are going to show you some ways you can quote coverage that won’t break the bank.

The likelihood of finding the best cheap auto insurance for a Chevy Silverado in Nevada depends on a lot of rating factors such as the safety rating of your vehicle, if you are currently insured, and if you have a clean driving record. Nevada drivers on average pay around $880 per year to insure a Silverado, but that rate is a valuation using rating data for a 50-year-old single male who needs full coverage including both comprehensive and collision and $1,000 deductibles.

More than likely, you are not a 50-year-old male, possibly married instead of single, or maybe you just want to insure for liability only. This demonstrates why the best method for finding the most affordable coverage for your Chevrolet is to regularly compare rates at renewal. Rate quotes are easy and you will receive price comparisons from some of the most affordable companies that sell coverage in Nevada.

Vehicle trim level has an effect on the yearly cost, so the rate you will pay to insure a Silverado LS Regular Cab 2WD will be $124 less than the insurance cost for the more well-appointed Silverado Crew Cab Hybrid 4WD trim level, as shown in the prices below.

Premium data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nevada minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Estimates do not factor in specific location which can change premium rates considerably.

Finding good, budget auto insurance is tough enough, and deciding which company quotes the cheapest insurance rates for a Chevy Silverado takes a bit more work.

Every insurance provider uses their own method for setting prices, so let’s rank the most affordable insurance companies in Nevada. It’s important that readers know that Nevada insurance rates are based on many factors that control the cost of having a policy. That is why Nevada drivers need to compare many different companies when trying to get the most affordable car insurance rates for a Chevy Silverado. Prices are made up of many different factors and change substantially, so the most economical company three years ago may now be an over-priced policy.

Allied may offer some of the cheapest car insurance rates in Nevada at around $911 annually. Travelers, Capital, Oregon Mutual, and American Family would also be considered some of the cheaper Nevada insurance companies.

In this example, if you buy coverage from Oregon Mutual and switched to Travelers, you might achieve an annual premium reduction of approximately $219. Insureds with American Family could save as much as $243 a year, and Progressive customers might cut rates by $251 a year.

It’s important to note that these estimates are averages for all drivers and vehicles in Nevada and and are not calculated with a specific rate factor for a Chevy Silverado. So the auto insurance company that is most affordable for your situation may not even be featured in the company chart above. That illustrates why you need to get auto insurance quotes using your own driver information and specific vehicle type.

Get discounts on Nevada car insurance

Car insurance companies that sell cheap insurance for a Chevy Silverado in Nevada may also give you price discounts that could reduce prices by as much as 35% if you meet the requirements. A few popular companies and some of the premium reductions they offer can be found below.

• State Farm offers discounts for good driver, multiple policy, good student, multiple autos, and passive restraint.
• GEICO offers premium reductions for seat belt use, multi-policy, five-year accident-free, membership and employees, and daytime running lights.
• Progressive may include discounts for online quote discount, good student, online signing, continuous coverage, and homeowner.
• 21st Century may have discounts that include homeowners, theft prevention, anti-lock brakes, defensive driver, and air bags.
• American Family offers discounts including good driver, bundled insurance, accident-free, air bags, TimeAway discount, good student, and defensive driver.
• The Hartford includes discounts for defensive driver, good student, driver training, anti-theft, bundle, and vehicle fuel type.
• AAA has savings for multi-car, education and occupation, good driver, multi-policy, AAA membership discount, anti-theft, and pay-in-full.

The diagram below compares auto insurance rates with and without discounts applied to the rates. The data assumes a male driver, no violations or claims, Nevada state minimum liability limits, full coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with safe-driver, accident-free, multiple vehicle, anti-theft, marriage, and homeowner discounts applied. When drivers take advantage of discounts, the average yearly reduction on insurance for a Chevy Silverado is 28% or $489.

State Farm, Allstate, Progressive, or Geico: Who is best?

When comparing car insurance, the first places to look would be State Farm, Allstate, Progressive, and Geico. All offer your standard physical damage and liability coverages, but each one has a little bit different set of discounts and options that may affect your buying decision. The data below illustrates price, claims, and customer service ratings, as well as some optional coverages that may be available in your state.