Who Has the Cheapest Car Insurance for Drivers Under 21 in Idaho?
Enter your Idaho zip code below to view companies that have cheap auto insurance rates.
UPDATED: Nov 12, 2019
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When shopping for the cheapest car insurance for minors, one of the many things that impact the price you pay for insurance is where you call home in Idaho. Cities with larger populations like Moscow, Lewiston, and Blackfoot tend to have more expensive car insurance rates, whereas areas with less congestion have the luxury of the cheapest auto insurance for drivers under 21 in Idaho.
The illustration below ranks the more expensive cities in Idaho for drivers under 21 to purchase a policy in.
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Information shown are comparative as the specific area where the vehicle is garaged can decrease or increase rates significantly.
Deciphering which company offers the lowest-priced car insurance rates for drivers under 21 calls for a tad more effort than just picking a company at random.
Each auto insurer uses a slightly different approach to set policy rates, so let’s look at the rankings for the car insurance companies that tend to have lower prices in Idaho.
|Rank||Company||Cost Per Year|
|2||Farm Bureau of ID Group||$544|
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American National may have some of the cheapest car insurance rates in Idaho at around $240 annually. Farm Bureau of ID Group, USAA, Oregon Mutual, and Travelers would also make the list of some of the cheaper Idaho insurance companies.
In the rate table above, if you have coverage with Oregon Mutual and switched to American National, you could see an annual savings of around $432. Idaho drivers with Travelers might save as much as $467 a year, and Auto-Owners customers might cut rates by $480 a year.
To find the cheapest auto insurance for drivers under 21 in Idaho, click here to get quotes or visit several of the following companies.
Enter your zip code below to view companies that have cheap auto insurance rates.
Understand that those policy prices are averages for all drivers and vehicles in Idaho and and are not calculated with a price surcharge for drivers under 21. So the auto insurance company that fits you best may not even be included in the company chart above. That point stresses why you need to quote rates from many companies using your own specific driver information and vehicle.
The type of vehicle driven is a significant factor in finding the cheapest auto insurance for drivers under 21 in Idaho. Vehicles with lots of horsepower, poor passenger safety features, or a high likelihood of having liability claims will cost significantly more to insure than more economical and safe models. The information below illustrates auto insurance premiums for a selection of the more affordable automobiles to insure.
|Make and Model||Estimated Cost for Full Coverage|
|Ford Escape XLS 2WD||$1,017|
|Honda Accord EX 4-Dr Sedan||$1,022|
|Honda CR-V EX-L 4WD||$1,032|
|Chevrolet Traverse LT 2WD||$1,048|
|Hyundai Elantra SE Touring Station Wagon||$1,107|
|Honda Odyssey LX||$1,117|
|Jeep Wrangler Sahara 4WD 2-Dr||$1,132|
|Dodge Grand Caravan SE||$1,140|
|Ford F-150 STX Super Cab 4WD||$1,148|
|Hyundai Santa Fe GLS 2WD||$1,192|
|Chevrolet Equinox LS AWD||$1,207|
|Volkswagen Jetta S 4-Dr Sedan||$1,214|
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Table data assumes single male driver age 20, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Idaho minimum liability limits. Discounts applied include claim-free, and safe-driver. Premium amounts do not factor in specific location which can modify rates significantly.
Based on these rates, makes and models like the Ford Escape, Honda Accord, Honda CR-V, Chevrolet Traverse, and Hyundai Elantra should be some of the cheaper vehicles to insure for minors. The price for car insurance will be higher anyway just because there is more claim exposure for drivers under 21, but in general those particular vehicles will most likely have the lowest insurance rates possible.
Idaho car insurance companies
Insuring your vehicle with a good quality auto insurance company can be rather challenging considering how many choices there are in Idaho. The ranking data displayed below may help you select which providers you want to consider comparing price quotes from. These ratings are only comprised of companies who write in the majority of U.S. states, so companies that only write business in Idaho or surrounding areas are not included in this list.
|Company||Value||Customer Service||Claims||Customer Satisfaction||A.M Best Rating||Overall Score|
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Data Source: Insure.com Best Car Insurance Companies
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