Porsche 911 Insurance Rates

U.S. average auto insurance rates for a Porsche 911 are $2,100 annually for full coverage. Comprehensive costs on average $502, collision costs $1,050, and liability coverage costs around $390. Liability-only coverage costs as low as $452 a year, with high-risk coverage costing around $4,586. Teenage drivers pay the highest rates at $7,452 a year or more.

Average premium for full coverage: $2,100

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for all 911 models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have fewer accident claims than densely populated cities.

The example below illustrates how location impacts car insurance rates.

The ranges above show why everyone should compare prices based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Porsche 911 insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,151
• Using higher $1,000 deductibles will save around $350 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $2,100
• Using pricier low deductibles for physical damage coverage will cost $2,790
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $4,586 or more
• The price with full coverage for a teenage driver for full coverage may cost $7,452 or more

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Auto insurance prices for a Porsche 911 are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,900 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $7,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $2,500 to $3,400 in extra premium each year, depending on your age. Porsche 911 insurance for high-risk drivers can be around 46% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $1,040 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $299 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Porsche 911 insurance rates. A driver around age 40 might see prices as low as $1,380 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $3,000 on average in Michigan, Louisiana, and New York.

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Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Porsche 911 Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Spend time shopping around at least every other year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below is a brief summary of the car insurance concepts touched on above.

• Drivers that tend to have accidents or serious violations may be required to pay an average of $2,490 more each year for auto insurance
• Drivers can save as much as $270 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $1,050 each year
• Consumers who require higher levels of liability will pay an extra $430 each year to increase from a low limit to higher 250/500 limits