Insurance for Dodge Vehicles

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Jun 27, 2022

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The next table shows average insurance prices for some models of Dodge vehicles. Some additional models are displayed at the bottom of this page

Insurance Rates for Dodge Vehicles
Vehicle Model Annual Premium Monthly Premium
Dodge Avenger $1,502 $125
Dodge Caliber $1,296 $108
Dodge Challenger $1,692 $141
Dodge Charger $1,668 $139
Dodge Dakota $1,454 $121
Dodge Durango $1,440 $120
Dodge Journey $1,384 $115
Dodge Nitro $1,364 $114
Dodge Viper $2,194 $183
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Dodge vehicles
Column chart showing average insurance prices for Dodge vehicles range from $906 to $5,802 for full coverage

The prior chart utilizes the average rating data for all Dodge models in the table above to show how different rating information can have a huge impact on car insurance rates.

Insurance prices for a Dodge range considerably based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,800 to $2,500 additional every year, depending on your age. High-risk driver insurance can be as much as 43% to 128% more than a normal policy.

View Chart as Image

Dodge insurance by risk and age

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,800 a year.

Your home state has a huge impact on Dodge insurance prices. A driver around age 40 might see rates as low as $1,030 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,080 on average in Michigan, Montana, and California.

Dodge Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,422 -$152 -9.7%
Alaska $1,208 -$366 -23.3%
Arizona $1,308 -$266 -16.9%
Arkansas $1,574 -$0 0.0%
California $1,794 $220 14.0%
Colorado $1,502 -$72 -4.6%
Connecticut $1,616 $42 2.7%
Delaware $1,782 $208 13.2%
Florida $1,970 $396 25.2%
Georgia $1,454 -$120 -7.6%
Hawaii $1,128 -$446 -28.3%
Idaho $1,068 -$506 -32.1%
Illinois $1,172 -$402 -25.5%
Indiana $1,190 -$384 -24.4%
Iowa $1,062 -$512 -32.5%
Kansas $1,496 -$78 -5.0%
Kentucky $2,146 $572 36.3%
Louisiana $2,330 $756 48.0%
Maine $974 -$600 -38.1%
Maryland $1,300 -$274 -17.4%
Massachusetts $1,256 -$318 -20.2%
Michigan $2,732 $1,158 73.6%
Minnesota $1,318 -$256 -16.3%
Mississippi $1,886 $312 19.8%
Missouri $1,396 -$178 -11.3%
Montana $1,692 $118 7.5%
Nebraska $1,240 -$334 -21.2%
Nevada $1,888 $314 19.9%
New Hampshire $1,136 -$438 -27.8%
New Jersey $1,760 $186 11.8%
New Mexico $1,394 -$180 -11.4%
New York $1,658 $84 5.3%
North Carolina $906 -$668 -42.4%
North Dakota $1,290 -$284 -18.0%
Ohio $1,086 -$488 -31.0%
Oklahoma $1,616 $42 2.7%
Oregon $1,442 -$132 -8.4%
Pennsylvania $1,500 -$74 -4.7%
Rhode Island $2,102 $528 33.5%
South Carolina $1,428 -$146 -9.3%
South Dakota $1,330 -$244 -15.5%
Tennessee $1,378 -$196 -12.5%
Texas $1,894 $320 20.3%
Utah $1,164 -$410 -26.0%
Vermont $1,078 -$496 -31.5%
Virginia $942 -$632 -40.2%
Washington $1,214 -$360 -22.9%
West Virginia $1,444 -$130 -8.3%
Wisconsin $1,090 -$484 -30.7%
Wyoming $1,400 -$174 -11.1%

Using high physical damage deductibles could cut rates by as much as $650 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $378 more each year

View Chart as Image

Dodge insurance by deductible and liability limit

Because rates have so much variability, the only way to figure out your exact price is to compare rates and see which company has the best price. Each insurance company uses a different method to calculate rates, and rates will be varied.

Additional Dodge Vehicles


U.S. averages for full coverage Dodge vehicle insurance

Average Policy Cost $1,574
Comprehensive Premium $348
Collision Premium $626
Liability Premium $420

National average data is compiled from all 50 U.S. states for the Dodge models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Dodge Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,802
20 $3,626
30 $1,646
40 $1,574
50 $1,438
60 $1,410

Full coverage, $500 deductibles

Rates by Deductible

Dodge Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,004
$250 $1,806
$500 $1,574
$1,000 $1,354

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $8,288
20 $5,762
30 $3,476
40 $3,396
50 $3,238
60 $3,210

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $218

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $81
Homeowner $22
5-yr Accident Free $117
5-yr Claim Free $101
Paid in Full/EFT $73
Advance Quote $78
Online Quote $112
Total Discounts $668
Rate after discounts $906

Discounts are estimated and may not be available from every company or in every state.

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