Honda CR-V Insurance Rates
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UPDATED: Jun 6, 2023
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What is the cost of a Honda CR-V? How much does it cost to insure a Honda CR-V? The average Honda CR-V insurance rates are $95 per month or $1,140 annually.
Is a Honda CR-V expensive to insure compared to similar vehicles? While the price will vary depending on whether you are looking for the Honda CR-V 2018 insurance rates or the the cost of a Honda CR-V in 2017, the average price to insure a Honda CR-V is lower than other vehicles in the same car class.
To save on your car insurance rates, read through our comprehensive breakdown of Honda CR-V insurance. You’ll learn how your Honda CR-V rates are calculated and we’ll show you how you can easily secure cheap car insurance premiums.
Ready to jump right into finding Honda CR-V insurance quotes? Simply enter your five-digit ZIP code into our FREE online quote tool above to receive competitive rates from insurance providers near you.
U.S. average insurance rates for a Honda CR-V are $1,116 a year for full coverage. Comprehensive costs on average $248, collision insurance costs $378, and liability costs $354. A policy with just liability insurance costs as little as $406 a year, and coverage for high-risk drivers costs around $2,394. Teens pay the highest rates at up to $4,162 a year.
Average premium for full coverage: $1,116
Price estimates by individual coverage:
Rates are based on $500 deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all CR-V models.
Price Range from Low to High
Using a 40-year-old driver as an example, Honda CR-V insurance prices range from the low end price of $406 for just liability coverage to the much higher price of $2,394 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects car insurance rates.
The ranges above show why everyone should compare rates based on a specific location, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Honda CR-V insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $655
- Drivers who choose higher $1,000 deductibles will pay around $142 a year
- The estimated price for the average middle-age driver with $500 deductibles is $1,116
- Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,390
- Higher-risk drivers with serious driving violations could pay upwards of $2,394
- The price that insures a teen driver for full coverage may cost $4,162 a year
Insurance prices for a Honda CR-V are also quite variable based on the model of your CR-V, how you drive, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you could be paying at a minimum $1,300 to $1,800 extra each year, depending on your age. Honda CR-V insurance for high-risk drivers can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,100 a year. View Rates by Age
The state you live in makes a big difference in Honda CR-V insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,590 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,008 | -$108 | -9.7% |
| Alaska | $856 | -$260 | -23.3% |
| Arizona | $926 | -$190 | -17.0% |
| Arkansas | $1,116 | -$0 | 0.0% |
| California | $1,272 | $156 | 14.0% |
| Colorado | $1,064 | -$52 | -4.7% |
| Connecticut | $1,146 | $30 | 2.7% |
| Delaware | $1,260 | $144 | 12.9% |
| Florida | $1,394 | $278 | 24.9% |
| Georgia | $1,030 | -$86 | -7.7% |
| Hawaii | $802 | -$314 | -28.1% |
| Idaho | $756 | -$360 | -32.3% |
| Illinois | $830 | -$286 | -25.6% |
| Indiana | $840 | -$276 | -24.7% |
| Iowa | $752 | -$364 | -32.6% |
| Kansas | $1,060 | -$56 | -5.0% |
| Kentucky | $1,520 | $404 | 36.2% |
| Louisiana | $1,652 | $536 | 48.0% |
| Maine | $688 | -$428 | -38.4% |
| Maryland | $920 | -$196 | -17.6% |
| Massachusetts | $888 | -$228 | -20.4% |
| Michigan | $1,936 | $820 | 73.5% |
| Minnesota | $934 | -$182 | -16.3% |
| Mississippi | $1,336 | $220 | 19.7% |
| Missouri | $990 | -$126 | -11.3% |
| Montana | $1,196 | $80 | 7.2% |
| Nebraska | $878 | -$238 | -21.3% |
| Nevada | $1,338 | $222 | 19.9% |
| New Hampshire | $802 | -$314 | -28.1% |
| New Jersey | $1,248 | $132 | 11.8% |
| New Mexico | $988 | -$128 | -11.5% |
| New York | $1,172 | $56 | 5.0% |
| North Carolina | $642 | -$474 | -42.5% |
| North Dakota | $914 | -$202 | -18.1% |
| Ohio | $770 | -$346 | -31.0% |
| Oklahoma | $1,142 | $26 | 2.3% |
| Oregon | $1,022 | -$94 | -8.4% |
| Pennsylvania | $1,064 | -$52 | -4.7% |
| Rhode Island | $1,486 | $370 | 33.2% |
| South Carolina | $1,010 | -$106 | -9.5% |
| South Dakota | $942 | -$174 | -15.6% |
| Tennessee | $976 | -$140 | -12.5% |
| Texas | $1,344 | $228 | 20.4% |
| Utah | $826 | -$290 | -26.0% |
| Vermont | $762 | -$354 | -31.7% |
| Virginia | $668 | -$448 | -40.1% |
| Washington | $862 | -$254 | -22.8% |
| West Virginia | $1,024 | -$92 | -8.2% |
| Wisconsin | $770 | -$346 | -31.0% |
| Wyoming | $992 | -$124 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could save up to $420 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $318 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Honda CR-V LX 2WD | $1,064 | $89 |
| Honda CR-V EX 2WD | $1,104 | $92 |
| Honda CR-V LX 4WD | $1,104 | $92 |
| Honda CR-V EX 4WD | $1,146 | $96 |
| Honda CR-V EX-L 2WD | $1,158 | $97 |
| Honda CR-V EX-L 4WD | $1,158 | $97 |
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Honda CR-V | $248 | $378 | $354 | $1,116 |
| 2019 Honda CR-V | $240 | $362 | $364 | $1,102 |
| 2018 Honda CR-V | $226 | $350 | $376 | $1,088 |
| 2017 Honda CR-V | $218 | $326 | $384 | $1,064 |
| 2016 Honda CR-V | $208 | $306 | $388 | $1,038 |
| 2015 Honda CR-V | $200 | $274 | $390 | $1,000 |
| 2014 Honda CR-V | $188 | $252 | $390 | $966 |
| 2013 Honda CR-V | $180 | $236 | $394 | $946 |
| 2012 Honda CR-V | $176 | $220 | $402 | $934 |
| 2011 Honda CR-V | $164 | $206 | $402 | $908 |
| 2010 Honda CR-V | $158 | $186 | $406 | $886 |
| 2008 Honda CR-V | $140 | $154 | $402 | $832 |
| 2007 Honda CR-V | $134 | $138 | $398 | $806 |
| 2006 Honda CR-V | $132 | $136 | $390 | $794 |
| 2005 Honda CR-V | $130 | $130 | $384 | $780 |
| 2004 Honda CR-V | $120 | $124 | $380 | $760 |
| 2003 Honda CR-V | $116 | $116 | $376 | $744 |
Rates are averaged for all Honda CR-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Honda CR-V Insurance
Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Compare rates every other policy renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.
The following is a quick review of the ideas that were raised in the charts and tables above.
- Teens pay the highest prices, with premiums as much as $347 a month if full coverage is included
- Higher risk drivers with a DUI or reckless driving violation may pay on average $1,280 more each year for CR-V insurance
- Increasing physical damage deductibles can save approximately $425 each year
- Drivers can save as much as $130 per year just by quoting online well ahead of the renewal date
Wondering how much you should pay for a 2020 Honda CR-V? The starting market price is at $26,550. Is the Honda CR-V a good car? It’s a great compact SUV. But how many miles will a Honda CR-V last you? With consistent maintenance and care, it should last over 200K miles.
Following the tips above will help you lower the insurance costs for a Honda CR-V, whether it’s a new Honda CR-V or an old model.
You can easily secure affordable Honda CR-V car insurance by getting quotes from multiple different companies. This will help you find out how much a Honda CR-V costs to insure, whether it’s for the 2018 Honda CR-V insurance costs, or the cheapest Honda CR-V 2015 insurance rates, or even a 2003 Honda CR-V price range.
Whatever the model year of your Honda CR-V, get quotes to reduce your rates. Use our free tool below to get started on finding Honda car insurance. You can even compare Honda CR-V 2013 insurance rates to Honda CR-v 2017 insurance rates.
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What are the safety ratings of the Honda CR-V?
Honda car insurance can be expensive if a vehicle has poor safety standards. The Honda CR-V has decent safety features, such as multiple airbags, brake assist, traction control, and lane departure warning and assist.
The Insurance Institute for Highway Safety (IIHS) also gave the 2020 Honda CR-V a 2020 Top Safety Pick award. See the IIHS test results below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
‘Good’ is the highest possible score given by the IIHS. Your car insurance rates will already reflect these nearly perfect safety ratings.
Just keep in mind that different Honda CR-V model years will receive different safety ratings and crash test results. Therefore, we always recommend looking up the details about your specific vehicle model year and trim level for the most accuracy.
Just like safety ratings, your car insurance rates will also be impacted by the Honda CR-V crash test results.
In the table below, compare the different Honda CR-V crash test ratings over the years as performed by the National Highway Traffic Safety Administration (NHTSA).
Vehicle Tested Overall Frontal Side Rollover
2021 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2021 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2021 Honda CR-V HYBRID SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V HYBRID SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2015 Honda CR-V SUV FWD 4 stars 4 stars 5 stars 4 stars
2015 Honda CR-V SUV AWD 4 stars 4 stars 5 stars 4 stars
2014 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2014 Honda CR-V SUV 4WD 5 stars 5 stars 5 stars 4 stars
2013 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2013 Honda CR-V SUV 4WD 5 stars 5 stars 5 stars 4 stars
2012 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2012 Honda CR-V SUV 4WD 5 stars 5 stars 5 stars 4 stars
2011 Honda CR-V SUV FWD 4 stars 4 stars 4 stars 4 stars
2011 Honda CR-V SUV AWD 4 stars 4 stars 4 stars 4 stars
A 5-star rating is the highest possible score given by the NHTSA. Overall, the Honda CR-V received stellar crash test ratings over the years. These results will help keep your car insurance rates on the lower side.
Should you compare the Honda CR-V to other vehicles in the same class?
Are Honda CR-Vs expensive to insure with liability coverage? While this depends on factors like a driver’s age or the car model, as Honda Civic insurance for a 17-year-old will be pricier than insurance for a 60-year-old, liability rates mostly depend on the liability insurance losses of a vehicle.
The Honda CR-V is considered a small SUV, and the IIHS rated the Honda CR-V’s liability losses as substantially better than average. See more of the Honda CR-V insurance loss probability details in the table below.
Insurance Coverage Category Loss Rate
Collision -34%
Property Damage -37%
Comprehensive -23%
Personal Injury -14%
Medical Payment -19%
Bodily Injury -40%
Keep in mind that the lower the percentage, the better the insurance loss ratio. Fortunately, the Honda CR-V is average or substantially better than average in every category.
If you want to see how Honda CR-V’s rates compare to other small SUVs, take a look at the cars below.
Shopping around to find good 2014 Honda CR-V car insurance quotes will be the best way to save on rates, whether you are looking for the insurance premium for a new Honda CR-V or the average CR-V prices paid for a model in 2017.
You are now ready to buy Honda CR-V car insurance. Always compare multiple quotes before you buy Honda CR-V car insurance. Remember, the best Honda CR-V car insurance company will provide you with competitive rates without compromising your coverage levels.
Find the best and cheapest Honda CR-V car insurance rates right now, just by using our free online quote tool. Simply enter your ZIP code into our FREE quote tool to immediately receive quotes from multiple Honda CR-V car insurance companies.
References:
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,162 |
| 20 | $2,544 |
| 30 | $1,160 |
| 40 | $1,116 |
| 50 | $1,020 |
| 60 | $1,000 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,390 |
| $250 | $1,264 |
| $500 | $1,116 |
| $1,000 | $974 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,116 |
| 50/100 | $1,229 |
| 100/300 | $1,317 |
| 250/500 | $1,547 |
| 100 CSL | $1,264 |
| 300 CSL | $1,459 |
| 500 CSL | $1,601 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,922 |
| 20 | $4,040 |
| 30 | $2,442 |
| 40 | $2,394 |
| 50 | $2,280 |
| 60 | $2,258 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $59 |
| Multi-vehicle | $57 |
| Homeowner | $17 |
| 5-yr Accident Free | $78 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $48 |
| Advance Quote | $53 |
| Online Quote | $78 |
| Total Discounts | $461 |
Discounts are estimated and may not be available from every company or in every state.
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