Porsche 911 Carrera Targa 2-Dr Coupe Insurance Rates

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Estimated insurance prices for a Porsche 911 Carrera Targa 2-Dr Coupe are $2,090 every 12 months including full coverage. Comprehensive costs an estimated $522, collision costs $1,046, and liability coverage costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing around $4,544. Teen drivers pay the most at $7,340 a year or more.

Annual premium for full coverage: $2,090

Premium estimates broken down by type of insurance:

Comprehensive $522
Collision $1046
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche 911 Trim Level

For a driver in their 40's, insurance rates for a Porsche 911 Carrera Targa 2-Dr Coupe go from the cheapest price of $430 for just the minimum liability insurance to a much higher rate of $4,544 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $2,090
High Risk $4,544

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas.

The price range example below illustrates how location helps determine insurance prices.

Rural Areas $1,568
Small Cities $2,195
Large Cities $2,822

These rate differences highlight why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Porsche 911 Carrera Targa 2-Dr Coupe Insurance

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Auto insurance rates for a Porsche 911 Carrera Targa 2-Dr Coupe also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year.

Choosing high deductibles could cut rates by as much as $1,050 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,900 a year, or $158 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will have to pay at least $7,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $2,500 to $3,300 in extra premium annually, depending on your age. High-risk driver insurance can be around 45% to 134% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Porsche 911 Carrera Targa 2-Dr Coupe insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out who has the best auto insurance rates is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be substantially different.

View Chart as Image

Porsche 911 Carrera Targa 2-Dr Coupe insurance cost comparison chart
Column chart showing Porsche 911 Carrera Targa 2-Dr Coupe insurance prices range from $1,150 to $7,340 for full coverage

The chart above shows average Porsche 911 Carrera Targa 2-Dr Coupe insurance rates for different coverage choices and risks. The cheapest rate with discounts is $1,150. Drivers who choose higher $1,000 deductibles will pay $1,734. The average rate for a driver around age 40 using $500 deductibles is $2,090. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,784. High risk drivers could be charged up to $4,544. The price for full coverage insurance for a teenage driver can be as high as $7,340.

Porsche 911 Carrera Targa 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,890 -$200 -9.6%
Alaska $1,602 -$488 -23.3%
Arizona $1,734 -$356 -17.0%
Arkansas $2,090 -$0 0.0%
California $2,380 $290 13.9%
Colorado $1,998 -$92 -4.4%
Connecticut $2,148 $58 2.8%
Delaware $2,366 $276 13.2%
Florida $2,614 $524 25.1%
Georgia $1,930 -$160 -7.7%
Hawaii $1,502 -$588 -28.1%
Idaho $1,414 -$676 -32.3%
Illinois $1,556 -$534 -25.6%
Indiana $1,572 -$518 -24.8%
Iowa $1,410 -$680 -32.5%
Kansas $1,986 -$104 -5.0%
Kentucky $2,852 $762 36.5%
Louisiana $3,092 $1,002 47.9%
Maine $1,290 -$800 -38.3%
Maryland $1,724 -$366 -17.5%
Massachusetts $1,670 -$420 -20.1%
Michigan $3,630 $1,540 73.7%
Minnesota $1,748 -$342 -16.4%
Mississippi $2,504 $414 19.8%
Missouri $1,852 -$238 -11.4%
Montana $2,244 $154 7.4%
Nebraska $1,646 -$444 -21.2%
Nevada $2,506 $416 19.9%
New Hampshire $1,506 -$584 -27.9%
New Jersey $2,334 $244 11.7%
New Mexico $1,850 -$240 -11.5%
New York $2,200 $110 5.3%
North Carolina $1,204 -$886 -42.4%
North Dakota $1,710 -$380 -18.2%
Ohio $1,442 -$648 -31.0%
Oklahoma $2,146 $56 2.7%
Oregon $1,914 -$176 -8.4%
Pennsylvania $1,994 -$96 -4.6%
Rhode Island $2,788 $698 33.4%
South Carolina $1,894 -$196 -9.4%
South Dakota $1,762 -$328 -15.7%
Tennessee $1,830 -$260 -12.4%
Texas $2,518 $428 20.5%
Utah $1,548 -$542 -25.9%
Vermont $1,428 -$662 -31.7%
Virginia $1,252 -$838 -40.1%
Washington $1,614 -$476 -22.8%
West Virginia $1,916 -$174 -8.3%
Wisconsin $1,446 -$644 -30.8%
Wyoming $1,862 -$228 -10.9%

View Chart as Image

Porsche 911 Carrera Targa 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Porsche 911 Carrera Targa 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $7,340
20 $4,848
30 $2,216
40 $2,090
50 $1,898
60 $1,866

Full coverage, $500 deductibles

Rates by Deductible

Porsche 911 Carrera Targa 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,784
$250 $2,462
$500 $2,090
$1,000 $1,734

Full coverage, driver age 40

Rates by Liability Limit

Porsche 911 Carrera Targa 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,090
50/100 $2,163
100/300 $2,254
250/500 $2,490
100 CSL $2,199
300 CSL $2,399
500 CSL $2,545

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 911 Carrera Targa 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $10,594
20 $7,714
30 $4,686
40 $4,544
50 $4,330
60 $4,292

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $301

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $116
Multi-vehicle $108
Homeowner $27
5-yr Accident Free $173
5-yr Claim Free $139
Paid in Full/EFT $110
Advance Quote $112
Online Quote $155
Total Discounts $940
Rate after discounts $1,150

Discounts are estimated and may not be available from every company or in every state.

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