Porsche 911 Carrera 4 2-Dr Coupe Insurance Rates

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The average insurance rates for a Porsche 911 Carrera 4 2-Dr Coupe are $1,998 a year with full coverage. Comprehensive costs an estimated $494 each year, collision insurance costs $982, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $4,342. Teen drivers cost the most to insure at up to $7,052 a year.

Annual premium for full coverage: $1,998

Policy rates broken down by individual coverage:

Comprehensive $494
Collision $982
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche 911 Trim Level

For an average driver, Porsche 911 Carrera 4 2-Dr Coupe insurance rates range from the low end price of $430 for the bare minimum liability coverage to a high rate of $4,342 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,998
High Risk $4,342

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,499
Small Cities $2,098
Large Cities $2,697

These price differences demonstrate why all drivers should compare rates for a targeted area, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Porsche 911 Carrera 4 2-Dr Coupe also range considerably based on the actual cash value of your 911, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $2,400 to $3,200 additional every year, depending on your age. Insurance for high-risk drivers can cost around 45% to 134% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,800 per year on average, or $150 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $7,000 a year. View Rates by Age

Your home state makes a big difference in Porsche 911 Carrera 4 2-Dr Coupe insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $990 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and rates will be varied.

View Chart as Image

Porsche 911 Carrera 4 2-Dr Coupe insurance cost comparison chart
Column chart showing Porsche 911 Carrera 4 2-Dr Coupe insurance prices range from $1,105 to $7,052 for full coverage

The chart above shows Porsche 911 Carrera 4 2-Dr Coupe insurance prices for various risks and coverage choices. The cheapest price with discounts is $1,105. Drivers who choose higher $1,000 deductibles will pay $1,664. The average price for a driver around age 40 using $500 deductibles is $1,998. Using lower $100 deductibles for comp and collision coverage can cost as much as $2,652. High risk drivers could be charged around $4,342. The policy rate for full coverage insurance for a teenage driver is $7,052.

Porsche 911 Carrera 4 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,806 -$192 -9.6%
Alaska $1,532 -$466 -23.3%
Arizona $1,660 -$338 -16.9%
Arkansas $1,998 -$0 0.0%
California $2,276 $278 13.9%
Colorado $1,910 -$88 -4.4%
Connecticut $2,054 $56 2.8%
Delaware $2,262 $264 13.2%
Florida $2,498 $500 25.0%
Georgia $1,846 -$152 -7.6%
Hawaii $1,436 -$562 -28.1%
Idaho $1,352 -$646 -32.3%
Illinois $1,488 -$510 -25.5%
Indiana $1,506 -$492 -24.6%
Iowa $1,350 -$648 -32.4%
Kansas $1,900 -$98 -4.9%
Kentucky $2,726 $728 36.4%
Louisiana $2,958 $960 48.0%
Maine $1,232 -$766 -38.3%
Maryland $1,650 -$348 -17.4%
Massachusetts $1,598 -$400 -20.0%
Michigan $3,474 $1,476 73.9%
Minnesota $1,672 -$326 -16.3%
Mississippi $2,396 $398 19.9%
Missouri $1,772 -$226 -11.3%
Montana $2,146 $148 7.4%
Nebraska $1,574 -$424 -21.2%
Nevada $2,396 $398 19.9%
New Hampshire $1,440 -$558 -27.9%
New Jersey $2,234 $236 11.8%
New Mexico $1,770 -$228 -11.4%
New York $2,104 $106 5.3%
North Carolina $1,152 -$846 -42.3%
North Dakota $1,636 -$362 -18.1%
Ohio $1,378 -$620 -31.0%
Oklahoma $2,052 $54 2.7%
Oregon $1,830 -$168 -8.4%
Pennsylvania $1,906 -$92 -4.6%
Rhode Island $2,664 $666 33.3%
South Carolina $1,810 -$188 -9.4%
South Dakota $1,686 -$312 -15.6%
Tennessee $1,750 -$248 -12.4%
Texas $2,408 $410 20.5%
Utah $1,482 -$516 -25.8%
Vermont $1,368 -$630 -31.5%
Virginia $1,198 -$800 -40.0%
Washington $1,542 -$456 -22.8%
West Virginia $1,832 -$166 -8.3%
Wisconsin $1,384 -$614 -30.7%
Wyoming $1,782 -$216 -10.8%

View Chart as Image

Porsche 911 Carrera 4 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Porsche 911 Carrera 4 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $7,052
20 $4,632
30 $2,116
40 $1,998
50 $1,816
60 $1,786

Full coverage, $500 deductibles

Rates by Deductible

Porsche 911 Carrera 4 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,652
$250 $2,346
$500 $1,998
$1,000 $1,664

Full coverage, driver age 40

Rates by Liability Limit

Porsche 911 Carrera 4 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,998
50/100 $2,071
100/300 $2,162
250/500 $2,398
100 CSL $2,107
300 CSL $2,307
500 CSL $2,453

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 911 Carrera 4 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $10,166
20 $7,372
30 $4,476
40 $4,342
50 $4,140
60 $4,104

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $103
Homeowner $26
5-yr Accident Free $164
5-yr Claim Free $132
Paid in Full/EFT $104
Advance Quote $107
Online Quote $147
Total Discounts $893
Rate after discounts $1,105

Discounts are estimated and may not be available from every company or in every state.

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