Insurance for Mazda Vehicles
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2024
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The table below shows estimated insurance rates for some of the more popular Mazda vehicles. More models are linked at the bottom of the page
| Vehicle Model | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda 2 | $1,204 | $100 |
| Mazda 3 | $1,400 | $117 |
| Mazda 5 | $1,202 | $100 |
| Mazda 6 | $1,414 | $118 |
| Mazda CX-3 | $1,338 | $112 |
| Mazda CX-30 | $1,446 | $121 |
| Mazda CX-5 | $1,384 | $115 |
| Mazda CX-50 | $1,492 | $124 |
| Mazda CX-7 | $1,428 | $119 |
| Mazda CX-9 | $1,440 | $120 |
| Mazda CX-90 | $1,594 | $133 |
| Mazda 3 | $1,400 | $117 |
| Mazda 6 | $1,414 | $118 |
| Mazda MX-5 Miata | $1,202 | $100 |
| Mazda RX-8 | $1,562 | $130 |
| Mazda Tribute | $1,264 | $105 |
| Get Rates for Your Model Go | ||
Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
The chart above averages rate data from all Mazda vehicles listed in the table above to demonstrate how different scenarios can influence auto insurance prices.
Insurance rates for a Mazda can vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.
Older drivers with a clean driving record and high deductibles may pay as low as $1,300 annually on average for full coverage. Prices are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,100 a year.
Where you live plays a big part in determining prices for Mazda insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or at least $1,860 on average in Montana, Michigan, and New Jersey.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,278 | -$136 | -9.6% |
| Alaska | $1,086 | -$328 | -23.2% |
| Arizona | $1,174 | -$240 | -17.0% |
| Arkansas | $1,414 | -$0 | 0.0% |
| California | $1,612 | $198 | 14.0% |
| Colorado | $1,354 | -$60 | -4.2% |
| Connecticut | $1,454 | $40 | 2.8% |
| Delaware | $1,602 | $188 | 13.3% |
| Florida | $1,772 | $358 | 25.3% |
| Georgia | $1,308 | -$106 | -7.5% |
| Hawaii | $1,016 | -$398 | -28.1% |
| Idaho | $958 | -$456 | -32.2% |
| Illinois | $1,056 | -$358 | -25.3% |
| Indiana | $1,064 | -$350 | -24.8% |
| Iowa | $956 | -$458 | -32.4% |
| Kansas | $1,346 | -$68 | -4.8% |
| Kentucky | $1,930 | $516 | 36.5% |
| Louisiana | $2,096 | $682 | 48.2% |
| Maine | $874 | -$540 | -38.2% |
| Maryland | $1,168 | -$246 | -17.4% |
| Massachusetts | $1,134 | -$280 | -19.8% |
| Michigan | $2,458 | $1,044 | 73.8% |
| Minnesota | $1,186 | -$228 | -16.1% |
| Mississippi | $1,696 | $282 | 19.9% |
| Missouri | $1,256 | -$158 | -11.2% |
| Montana | $1,520 | $106 | 7.5% |
| Nebraska | $1,118 | -$296 | -20.9% |
| Nevada | $1,696 | $282 | 19.9% |
| New Hampshire | $1,020 | -$394 | -27.9% |
| New Jersey | $1,582 | $168 | 11.9% |
| New Mexico | $1,252 | -$162 | -11.5% |
| New York | $1,490 | $76 | 5.4% |
| North Carolina | $816 | -$598 | -42.3% |
| North Dakota | $1,158 | -$256 | -18.1% |
| Ohio | $976 | -$438 | -31.0% |
| Oklahoma | $1,454 | $40 | 2.8% |
| Oregon | $1,296 | -$118 | -8.3% |
| Pennsylvania | $1,350 | -$64 | -4.5% |
| Rhode Island | $1,886 | $472 | 33.4% |
| South Carolina | $1,284 | -$130 | -9.2% |
| South Dakota | $1,194 | -$220 | -15.6% |
| Tennessee | $1,240 | -$174 | -12.3% |
| Texas | $1,706 | $292 | 20.7% |
| Utah | $1,048 | -$366 | -25.9% |
| Vermont | $968 | -$446 | -31.5% |
| Virginia | $848 | -$566 | -40.0% |
| Washington | $1,094 | -$320 | -22.6% |
| West Virginia | $1,296 | -$118 | -8.3% |
| Wisconsin | $980 | -$434 | -30.7% |
| Wyoming | $1,262 | -$152 | -10.7% |
Opting for high physical damage deductibles can save as much as $590 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $335 more per year
If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 134% more than the average rate.
With so much variability in rates, the best way to find out which company is cheapest is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, so the rates can be significantly different from one company to the next.
Additional Mazda Vehicles
- Mazda 90 Insurance
- Mazda A3 Insurance
- Mazda A6 Insurance
- Mazda B-Series Insurance
- Mazda Mazdaspeed-3 Insurance
- Mazda Mazdaspeed-Protege Insurance
- Mazda Mazdaspeed3 Insurance
- Mazda MPV Insurance
- Mazda MX-3 Insurance
- Mazda MX-5 Miata RF Insurance
- Mazda MX-5-Miata Insurance
- Mazda Protege Insurance
- Mazda Protege5 Insurance
- Mazda RX-7 Insurance
U.S. averages for full coverage Mazda vehicle insurance
National average data is compiled from all 50 U.S. states for the Mazda models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,196 |
| 20 | $3,256 |
| 30 | $1,482 |
| 40 | $1,414 |
| 50 | $1,292 |
| 60 | $1,266 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,804 |
| $250 | $1,624 |
| $500 | $1,414 |
| $1,000 | $1,214 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,418 |
| 20 | $5,170 |
| 30 | $3,122 |
| 40 | $3,052 |
| 50 | $2,910 |
| 60 | $2,882 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $105 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $66 |
| Advance Quote | $70 |
| Online Quote | $100 |
| Total Discounts | $599 |
Discounts are estimated and may not be available from every company or in every state.
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