Insurance for Ford Vehicles
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 5, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The next table shows average insurance prices for Ford vehicles. More models are linked at the bottom of this page
|Vehicle Model||Annual Premium||Monthly Premium|
|Get Rates for Your Model Go|
Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
The prior chart uses the average vehicle rating data for all Ford models in the table above to demonstrate how different rating information can influence auto insurance prices.
Insurance prices for a Ford range considerably based on liability limits and deductibles, your driving record, and the model of your Taurus.
Using high physical damage deductibles can save as much as $560 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 more each year
An older driver with no violations or accidents and higher deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year.
If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance ranges from 44% to 131% more than a normal policy.
Your home state plays a big part in determining prices for Ford insurance prices. A good driver about age 40 could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,800 on average in Montana, Michigan, and New Jersey.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Because rates have so much variability, the best way to find out which company is cheapest is to compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, and rates will be varied.
Additional Ford Vehicles
- Ford 90 Insurance
- Ford Aerostar Insurance
- Ford Aspire Insurance
- Ford Bronco Insurance
- Ford C-Max-Hybrid Insurance
- Ford Contour Insurance
- Ford Crown-Victoria Insurance
- Ford E-150 Insurance
- Ford E-350 Insurance
- Ford Econoline-Cargo Insurance
- Ford Econoline-Wagon Insurance
- Ford Escort Insurance
- Ford Excursion Insurance
- Ford F-250 Insurance
- Ford F-350 Insurance
- Ford F-450-Super-Duty Insurance
- Ford Festiva Insurance
- Ford Five-Hundred Insurance
- Ford Freestar Insurance
- Ford Freestyle Insurance
- Ford GT Insurance
- Ford Probe Insurance
- Ford Shelby-GT350 Insurance
- Ford Shelby-GT500 Insurance
- Ford Thunderbird Insurance
- Ford Transit-Connect Insurance
- Ford Windstar Insurance
U.S. averages for full coverage Ford vehicle insurance
National average data is compiled from all 50 U.S. states for the Ford models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$101|
|5-yr Claim Free||$88|
|Paid in Full/EFT||$63|
Discounts are estimated and may not be available from every company or in every state.