Nissan Rogue Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Nissan Rogue insurance
How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

Average insurance rates for a Nissan Rogue are $1,364 a year including full coverage. Comprehensive costs approximately $226, collision insurance costs $458, and liability is $500. Liability-only coverage costs around $560 a year, and high-risk coverage costs around $2,968. Teenage drivers receive the highest rates at up to $5,340 a year.

Average premium for full coverage: $1,364

Rate estimates by individual coverage type:

Comprehensive $226
Collision $458
Liability $500

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Rogue models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the low end price of $560 for just liability insurance to the much higher price of $2,968 for a driver who has had serious violations or accidents.

Liability Only $560
Full Coverage $1,364
High Risk $2,968

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.

Rural Areas $1,023
Small Cities $1,432
Large Cities $1,841

These examples highlight why everyone should compare rates quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Nissan Rogue insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $794
  • Raising to $1,000 deductibles will save $156 every year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,364
  • Using pricier low deductibles bumps up the cost to $1,668
  • Drivers who are prone to accidents and violations could pay around $2,968
  • The cost that insures a 16-year-old driver for full coverage can cost $5,340

View Chart as Image

Nissan Rogue insurance cost comparison chart
Column chart showing Nissan Rogue insurance rates range from $794 to $5,340 for full coverage

Car insurance rates for a Nissan Rogue can also vary considerably based on the model of your Rogue, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,600 to $2,300 extra per year, depending on your age. Nissan Rogue insurance for high-risk drivers is expensive and can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,300 a year. View Rates by Age

Where you live also has a big influence on Nissan Rogue insurance prices. A middle-age driver might find rates as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,940 on average in Louisiana, New York, and Michigan.

Nissan Rogue Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,232 -$132 -9.7%
Alaska $1,046 -$318 -23.3%
Arizona $1,132 -$232 -17.0%
Arkansas $1,364 -$0 0.0%
California $1,554 $190 13.9%
Colorado $1,300 -$64 -4.7%
Connecticut $1,400 $36 2.6%
Delaware $1,544 $180 13.2%
Florida $1,704 $340 24.9%
Georgia $1,258 -$106 -7.8%
Hawaii $976 -$388 -28.4%
Idaho $924 -$440 -32.3%
Illinois $1,012 -$352 -25.8%
Indiana $1,026 -$338 -24.8%
Iowa $918 -$446 -32.7%
Kansas $1,292 -$72 -5.3%
Kentucky $1,858 $494 36.2%
Louisiana $2,018 $654 47.9%
Maine $842 -$522 -38.3%
Maryland $1,124 -$240 -17.6%
Massachusetts $1,088 -$276 -20.2%
Michigan $2,364 $1,000 73.3%
Minnesota $1,140 -$224 -16.4%
Mississippi $1,632 $268 19.6%
Missouri $1,208 -$156 -11.4%
Montana $1,466 $102 7.5%
Nebraska $1,074 -$290 -21.3%
Nevada $1,636 $272 19.9%
New Hampshire $982 -$382 -28.0%
New Jersey $1,524 $160 11.7%
New Mexico $1,206 -$158 -11.6%
New York $1,436 $72 5.3%
North Carolina $786 -$578 -42.4%
North Dakota $1,118 -$246 -18.0%
Ohio $940 -$424 -31.1%
Oklahoma $1,398 $34 2.5%
Oregon $1,250 -$114 -8.4%
Pennsylvania $1,298 -$66 -4.8%
Rhode Island $1,818 $454 33.3%
South Carolina $1,234 -$130 -9.5%
South Dakota $1,150 -$214 -15.7%
Tennessee $1,192 -$172 -12.6%
Texas $1,642 $278 20.4%
Utah $1,008 -$356 -26.1%
Vermont $932 -$432 -31.7%
Virginia $816 -$548 -40.2%
Washington $1,052 -$312 -22.9%
West Virginia $1,250 -$114 -8.4%
Wisconsin $942 -$422 -30.9%
Wyoming $1,216 -$148 -10.9%

View Chart as Image

Nissan Rogue insurance rates by U.S. city

Using high physical damage deductibles can reduce rates by up to $460 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $450 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Nissan Rogue Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Rogue S 2WD $1,364 $114
Nissan Rogue S AWD $1,364 $114
Nissan Rogue SL 2WD $1,364 $114
Nissan Rogue SL AWD $1,402 $117

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Rogue Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Rogue $226 $458 $500 $1,364
2018 Nissan Rogue $218 $424 $510 $1,332
2017 Nissan Rogue $208 $400 $514 $1,302
2016 Nissan Rogue $200 $358 $520 $1,258
2015 Nissan Rogue $188 $330 $520 $1,218
2013 Nissan Rogue $176 $288 $534 $1,178
2012 Nissan Rogue $164 $268 $534 $1,146
2011 Nissan Rogue $158 $244 $540 $1,122
2010 Nissan Rogue $148 $222 $534 $1,084
2009 Nissan Rogue $140 $202 $534 $1,056
2008 Nissan Rogue $134 $182 $530 $1,026

Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Nissan Rogue Insurance

Saving money on insurance for a Nissan Rogue consists of avoiding accidents and claims, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Compare prices every other policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The points below are a recap of the ideas that were touched on in the above illustrations.

  • Drivers under the age of 20 pay the highest auto insurance rates, as much as $445 per month if full coverage is purchased
  • Drivers considered higher risk that have major violations or accidents will likely pay on average $1,600 more per year to insure a Nissan Rogue
  • Increasing deductibles can save approximately $450 each year
  • You may be able to save around $160 per year just by quoting online well ahead of the renewal date

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

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What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Acceptable
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.

 

Rates by Driver Age

Nissan Rogue Insurance Rates by Driver Age
Driver Age Premium
16 $5,340
20 $3,178
30 $1,406
40 $1,364
50 $1,250
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

Nissan Rogue Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,668
$250 $1,526
$500 $1,364
$1,000 $1,208

Full coverage, driver age 40

Rates by Liability Limit

Nissan Rogue Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,364
50/100 $1,502
100/300 $1,627
250/500 $1,952
100 CSL $1,552
300 CSL $1,827
500 CSL $2,027

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Rogue Insurance Rates for High Risk Drivers
Age Premium
16 $7,582
20 $5,070
30 $3,016
40 $2,968
50 $2,838
60 $2,816

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $96
5-yr Claim Free $88
Paid in Full/EFT $58
Advance Quote $66
Online Quote $95
Total Discounts $570
Rate after discounts $794

Discounts are estimated and may not be available from every company or in every state.

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