Nissan Rogue Insurance Rates
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UPDATED: Jun 6, 2023
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
The average auto insurance rates for a Nissan Rogue are $1,380 annually with full coverage. Comprehensive insurance costs on average $240 each year, collision insurance costs $474, and liability costs $486. A liability-only policy costs as little as $548 a year, and high-risk insurance costs $2,996 or more. 16-year-old drivers cost the most to insure at up to $5,354 a year.
Average premium for full coverage: $1,380
Policy rates by type of insurance:
These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Rogue models.
Price Range Variability
For a 40-year-old driver, Nissan Rogue insurance rates range from as cheap as $548 for just liability insurance to a high rate of $2,996 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Your location can make a big difference on auto insurance rates. Rural areas are shown to have fewer collision claims than congested cities. The graphic below illustrates how your location can change car insurance rates.
The examples above demonstrate why all drivers should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Nissan Rogue insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $802
- Drivers who choose higher $1,000 deductibles will pay around $162 annually
- The estimated rate for a good driver age 40 with $500 deductibles is $1,380
- Buying low deductibles for comprehensive and collision insurance costs an additional $316 annually
- Drivers with multiple tickets or accidents could pay upwards of $2,996
- Policy cost with full coverage for a 16-year-old driver may cost $5,354 a year
Car insurance rates for a Nissan Rogue also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.
More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $5,300 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can cost from 43% to 137% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $480 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $438 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Nissan Rogue insurance prices. A 40-year-old driver could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or at least $1,860 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,244 | -$136 | -9.9% |
| Alaska | $1,058 | -$322 | -23.3% |
| Arizona | $1,144 | -$236 | -17.1% |
| Arkansas | $1,380 | -$0 | 0.0% |
| California | $1,568 | $188 | 13.6% |
| Colorado | $1,314 | -$66 | -4.8% |
| Connecticut | $1,414 | $34 | 2.5% |
| Delaware | $1,558 | $178 | 12.9% |
| Florida | $1,722 | $342 | 24.8% |
| Georgia | $1,272 | -$108 | -7.8% |
| Hawaii | $988 | -$392 | -28.4% |
| Idaho | $934 | -$446 | -32.3% |
| Illinois | $1,026 | -$354 | -25.7% |
| Indiana | $1,040 | -$340 | -24.6% |
| Iowa | $930 | -$450 | -32.6% |
| Kansas | $1,308 | -$72 | -5.2% |
| Kentucky | $1,878 | $498 | 36.1% |
| Louisiana | $2,040 | $660 | 47.8% |
| Maine | $852 | -$528 | -38.3% |
| Maryland | $1,138 | -$242 | -17.5% |
| Massachusetts | $1,100 | -$280 | -20.3% |
| Michigan | $2,392 | $1,012 | 73.3% |
| Minnesota | $1,152 | -$228 | -16.5% |
| Mississippi | $1,652 | $272 | 19.7% |
| Missouri | $1,220 | -$160 | -11.6% |
| Montana | $1,482 | $102 | 7.4% |
| Nebraska | $1,086 | -$294 | -21.3% |
| Nevada | $1,652 | $272 | 19.7% |
| New Hampshire | $994 | -$386 | -28.0% |
| New Jersey | $1,542 | $162 | 11.7% |
| New Mexico | $1,220 | -$160 | -11.6% |
| New York | $1,450 | $70 | 5.1% |
| North Carolina | $794 | -$586 | -42.5% |
| North Dakota | $1,130 | -$250 | -18.1% |
| Ohio | $952 | -$428 | -31.0% |
| Oklahoma | $1,414 | $34 | 2.5% |
| Oregon | $1,262 | -$118 | -8.6% |
| Pennsylvania | $1,312 | -$68 | -4.9% |
| Rhode Island | $1,836 | $456 | 33.0% |
| South Carolina | $1,250 | -$130 | -9.4% |
| South Dakota | $1,164 | -$216 | -15.7% |
| Tennessee | $1,204 | -$176 | -12.8% |
| Texas | $1,658 | $278 | 20.1% |
| Utah | $1,016 | -$364 | -26.4% |
| Vermont | $944 | -$436 | -31.6% |
| Virginia | $824 | -$556 | -40.3% |
| Washington | $1,062 | -$318 | -23.0% |
| West Virginia | $1,262 | -$118 | -8.6% |
| Wisconsin | $954 | -$426 | -30.9% |
| Wyoming | $1,226 | -$154 | -11.2% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,380 | $115 |
| Nissan Rogue S AWD | $1,380 | $115 |
| Nissan Rogue SL 2WD | $1,380 | $115 |
| Nissan Rogue SL AWD | $1,418 | $118 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2018 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2017 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2016 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2015 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2013 Nissan Rogue | $180 | $310 | $524 | $1,194 |
| 2012 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2011 Nissan Rogue | $164 | $268 | $534 | $1,146 |
| 2010 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2009 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2008 Nissan Rogue | $140 | $202 | $534 | $1,056 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Nissan Rogue Insurance
Finding cheaper rates on insurance for a Nissan Rogue not only requires avoiding accidents and violations, but also having a good credit score, not filing small claims, and possibly raising deductibles. Invest the time to shop around at least once a year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The list below is a brief summary of the primary concepts that were illustrated above.
- You may be able to save as much as $160 per year just by quoting online in advance
- Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,620 more each year for car insurance
- Increasing comprehensive and collision deductibles could save up to $475 each year
- Teenagers are expensive to insure, as much as $446 each month if comprehensive and collision insurance is included
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,354 |
| 20 | $3,208 |
| 30 | $1,422 |
| 40 | $1,380 |
| 50 | $1,264 |
| 60 | $1,238 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,696 |
| $250 | $1,548 |
| $500 | $1,380 |
| $1,000 | $1,218 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,380 |
| 50/100 | $1,515 |
| 100/300 | $1,637 |
| 250/500 | $1,953 |
| 100 CSL | $1,564 |
| 300 CSL | $1,831 |
| 500 CSL | $2,026 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,608 |
| 20 | $5,112 |
| 30 | $3,046 |
| 40 | $2,996 |
| 50 | $2,864 |
| 60 | $2,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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