Nissan Rogue Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Nissan Rogue insurance
How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

The average insurance prices for a Nissan Rogue are $1,364 every 12 months including full coverage. Comprehensive costs on average $226, collision costs $458, and liability costs around $500. Liability-only insurance costs as low as $560 a year, with high-risk driver insurance costing around $2,968. 16-year-old drivers cost the most to insure at $5,340 a year or more.

Average premium for full coverage: $1,364

Policy rates by type of insurance:

Comprehensive $226
Collision $458
Liability $500

Price estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Rogue trim levels.

Price Range Variability

For a driver in their 40's, Nissan Rogue insurance rates go from the cheapest price of $560 for a discount liability-only rate to a much higher rate of $2,968 for a driver required to buy high-risk insurance.

Liability Only $560
Full Coverage $1,364
High Risk $2,968

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than congested cities.

The price range example below illustrates how location helps determine car insurance rates.

Rural Areas $1,023
Small Cities $1,432
Large Cities $1,841

The examples above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Nissan Rogue insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $794
  • Using higher $1,000 deductibles will save around $156 every year
  • The average price for a good driver age 40 with $500 deductibles is $1,364
  • Buying more expensive low deductibles for physical damage coverage increases the price to $1,668
  • Drivers with multiple tickets or accidents could pay upwards of $2,968 or more
  • Policy cost to insure a teen driver with full coverage may cost $5,340 or more

View Chart as Image

Nissan Rogue insurance cost comparison chart
Column chart showing full coverage Nissan Rogue insurance rates range from $794 to $5,340

Auto insurance rates for a Nissan Rogue also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Rogue.

Opting for high physical damage deductibles could cut rates by as much as $460 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $450 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay upwards of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance can be as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Nissan Rogue insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,940 on average in Michigan, New York, and Louisiana.

Nissan Rogue Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,232 -$132 -9.7%
Alaska $1,046 -$318 -23.3%
Arizona $1,132 -$232 -17.0%
Arkansas $1,364 -$0 0.0%
California $1,554 $190 13.9%
Colorado $1,300 -$64 -4.7%
Connecticut $1,400 $36 2.6%
Delaware $1,544 $180 13.2%
Florida $1,704 $340 24.9%
Georgia $1,258 -$106 -7.8%
Hawaii $976 -$388 -28.4%
Idaho $924 -$440 -32.3%
Illinois $1,012 -$352 -25.8%
Indiana $1,026 -$338 -24.8%
Iowa $918 -$446 -32.7%
Kansas $1,292 -$72 -5.3%
Kentucky $1,858 $494 36.2%
Louisiana $2,018 $654 47.9%
Maine $842 -$522 -38.3%
Maryland $1,124 -$240 -17.6%
Massachusetts $1,088 -$276 -20.2%
Michigan $2,364 $1,000 73.3%
Minnesota $1,140 -$224 -16.4%
Mississippi $1,632 $268 19.6%
Missouri $1,208 -$156 -11.4%
Montana $1,466 $102 7.5%
Nebraska $1,074 -$290 -21.3%
Nevada $1,636 $272 19.9%
New Hampshire $982 -$382 -28.0%
New Jersey $1,524 $160 11.7%
New Mexico $1,206 -$158 -11.6%
New York $1,436 $72 5.3%
North Carolina $786 -$578 -42.4%
North Dakota $1,118 -$246 -18.0%
Ohio $940 -$424 -31.1%
Oklahoma $1,398 $34 2.5%
Oregon $1,250 -$114 -8.4%
Pennsylvania $1,298 -$66 -4.8%
Rhode Island $1,818 $454 33.3%
South Carolina $1,234 -$130 -9.5%
South Dakota $1,150 -$214 -15.7%
Tennessee $1,192 -$172 -12.6%
Texas $1,642 $278 20.4%
Utah $1,008 -$356 -26.1%
Vermont $932 -$432 -31.7%
Virginia $816 -$548 -40.2%
Washington $1,052 -$312 -22.9%
West Virginia $1,250 -$114 -8.4%
Wisconsin $942 -$422 -30.9%
Wyoming $1,216 -$148 -10.9%

View Chart as Image

Nissan Rogue insurance rates by U.S. city

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company utilizes a different rate formula, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Nissan Rogue Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Rogue S 2WD $1,364 $114
Nissan Rogue S AWD $1,364 $114
Nissan Rogue SL 2WD $1,364 $114
Nissan Rogue SL AWD $1,402 $117

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Rogue Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Rogue $226 $458 $500 $1,364
2018 Nissan Rogue $218 $424 $510 $1,332
2017 Nissan Rogue $208 $400 $514 $1,302
2016 Nissan Rogue $200 $358 $520 $1,258
2015 Nissan Rogue $188 $330 $520 $1,218
2013 Nissan Rogue $176 $288 $534 $1,178
2012 Nissan Rogue $164 $268 $534 $1,146
2011 Nissan Rogue $158 $244 $540 $1,122
2010 Nissan Rogue $148 $222 $534 $1,084
2009 Nissan Rogue $140 $202 $534 $1,056
2008 Nissan Rogue $134 $182 $530 $1,026

Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Nissan Rogue Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Invest time comparing rates at every policy renewal by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The items below are a condensed summary of the data covered in the charts and tables above.

  • Policyholders who require more liability coverage will pay around $550 per year to increase from a 30/60 limit to a 250/500 level
  • You may be able to save as much as $160 per year simply by shopping early and online
  • Increasing comprehensive and collision deductibles could save as much as $450 each year
  • Teen drivers are charged the highest rates, with premiums being up to $445 each month if comprehensive and collision insurance is included

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

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What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Acceptable
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.

 

Rates by Driver Age

Nissan Rogue Insurance Rates by Driver Age
Driver Age Premium
16 $5,340
20 $3,178
30 $1,406
40 $1,364
50 $1,250
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

Nissan Rogue Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,668
$250 $1,526
$500 $1,364
$1,000 $1,208

Full coverage, driver age 40

Rates by Liability Limit

Nissan Rogue Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,364
50/100 $1,502
100/300 $1,627
250/500 $1,952
100 CSL $1,552
300 CSL $1,827
500 CSL $2,027

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Rogue Insurance Rates for High Risk Drivers
Age Premium
16 $7,582
20 $5,070
30 $3,016
40 $2,968
50 $2,838
60 $2,816

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $96
5-yr Claim Free $88
Paid in Full/EFT $58
Advance Quote $66
Online Quote $95
Total Discounts $570
Rate after discounts $794

Discounts are estimated and may not be available from every company or in every state.

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