Nissan Rogue Insurance Rates

How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

The average auto insurance rates for a Nissan Rogue are $1,392 annually including full coverage. Comprehensive insurance costs an estimated $256 each year, collision costs $506, and liability coverage costs around $450. A liability-only policy costs as low as $518 a year, with high-risk insurance costing $3,024 or more. Teens cost the most to insure at $5,344 a year or more.

Average premium for full coverage: $1,392

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Rogue models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on insurance prices.

The examples above highlight why all drivers should compare prices for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Nissan Rogue insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $808
• Using higher $1,000 deductibles will save approximately $170 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,392
• Selecting low deductibles for physical damage coverage costs an additional $340 each year
• Higher-risk drivers with serious driving violations could pay up to $3,024 or more
• Policy cost with full coverage for a teenage driver can cost as much as $5,344 or more

View Chart as Image

Car insurance rates for a Nissan Rogue also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can be around 43% to 136% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $510 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $405 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Nissan Rogue insurance rates. A driver around age 40 might see rates as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,990 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each insurance company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Nissan Rogue Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Make time to compare rates once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a brief summary of the data that was touched on in this article.

• You may be able to save approximately $170 per year simply by quoting online in advance
• Consumers who want increased liability limits will pay approximately $500 per year to increase from a 30/60 limit to higher 250/500 limits
• Drivers under the age of 20 have the highest car insurance rates, with premiums being up to $445 each month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,630 more annually to insure a Nissan Rogue

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

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Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.