Acura RDX 2WD Insurance Rates

The average insurance rates for an Acura RDX 2WD are $1,252 a year for full coverage. Comprehensive costs on average $298, collision costs $508, and liability coverage costs $310. Liability-only insurance costs as little as $370 a year, with high-risk driver insurance costing around $2,690. Teen drivers cost the most to insure at $4,534 a year or more.

Annual premium for full coverage: $1,252

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Acura RDX Trim Level

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have lower incidents of accident claims than larger metro areas.

The price range example below illustrates the effect of geographic area on car insurance rates.

These price differences show why anyone shopping for car insurance should compare rates based on a specific location, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for an Acura RDX 2WD also range considerably based on the model year, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,500 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance can cost around 44% to 134% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $4,500 a year. View Rates by Age

Your home state makes a big difference in Acura RDX 2WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $540 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $279 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to know exactly what you will pay is to compare prices and see how they stack up. Every company uses a different rate calculation, and quoted rates will be varied.

View Chart as Image

Chart shows Acura RDX 2WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $721. Drivers who choose higher $1,000 deductibles will pay $1,070. The average price for a 40-year-old male driver using $500 deductibles is $1,252. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,608. High risk drivers could be charged around $2,690. The price for full coverage insurance for a teen driver is $4,534.

View Chart as Image