Audi A3 2.0T Premium Package Insurance Rates

Average auto insurance rates for an Audi A3 2.0T Premium Package are $1,424 annually with full coverage. Comprehensive insurance costs on average $298 each year, collision insurance costs $604, and liability coverage costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs $3,092 or more. Teen drivers receive the highest rates at up to $5,276 a year.

Annual premium for full coverage: $1,424

Rate estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A3 Trim Level

These differences demonstrate why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for an Audi A3 2.0T Premium Package can also vary considerably based on the model year of your A3, your driving record, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $610 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Audi A3 2.0T Premium Package insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and rates can be significantly different between companies.

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The chart above shows Audi A3 2.0T Premium Package insurance prices for various situations. The cheapest price with discounts is $812. Drivers who choose higher $1,000 deductibles will pay about $1,220. The average price for a 40-year-old male driver using $500 deductibles is $1,424. Using lower $100 deductibles for comp and collision coverage can cost as much as $1,824. High risk drivers could be charged as much as $3,092. The policy rate for full coverage for a teen driver is $5,276.

View Chart as Image