Audi A3 2.0T Premium Plus Package Insurance Rates

U.S. average insurance prices for an Audi A3 2.0T Premium Plus Package are $1,438 every 12 months for full coverage insurance. Comprehensive insurance costs on average $312 each year, collision insurance costs $604, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs $3,114 or more. Teenage drivers pay the highest rates at up to $5,298 a year.

Annual premium for full coverage: $1,438

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A3 Trim Level

These price ranges illustrate why all drivers should compare prices based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Auto insurance rates for an Audi A3 2.0T Premium Plus Package are also quite variable based on deductibles and policy limits, your risk profile, and the model year of your A3.

Using high physical damage deductibles could cut rates by as much as $620 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 in extra premium each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Audi A3 2.0T Premium Plus Package insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates may be quite different.

View Chart as Image

The chart estimates Audi A3 2.0T Premium Plus Package insurance rates for various coverage choices and risks. The lowest rate with discounts is $819. Drivers who use higher $1,000 deductibles will pay $1,230. The average rate for a 40-year-old male driver using $500 deductibles is $1,438. Using lower $100 deductibles for physical damage coverage could cost up to $1,842. Drivers with multiple violations and accidents could be charged at least $3,114. The policy rate for full coverage for a teen driver can be as high as $5,298.

View Chart as Image