Audi A3 2.0T Quattro Insurance Rates

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Average insurance rates for an Audi A3 2.0T Quattro are $1,482 a year with full coverage. Comprehensive insurance costs approximately $326 each year, collision costs $634, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing $3,214 or more. Teenage drivers receive the highest rates at $5,440 a year or more.

Annual premium for full coverage: $1,482

Rate estimates by individual coverage:

Comprehensive $326
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A3 Trim Level

Using a middle-aged driver as an example, prices go from as low as $430 for just the minimum liability insurance to a high rate of $3,214 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,482
High Risk $3,214

These differences demonstrate why all drivers should compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for an Audi A3 2.0T Quattro can also vary considerably based on your driver profile, the actual cash value of your A3, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $5,400 a year. View Rates by Age

Where you live has a huge impact on Audi A3 2.0T Quattro insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $650 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,800 to $2,400 in extra premium per year, depending on your age. Insurance for high-risk drivers can be around 44% to 136% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

View Chart as Image

Audi A3 2.0T Quattro insurance cost comparison chart
Column chart showing Audi A3 2.0T Quattro insurance prices range from $843 to $5,440 for full coverage

The chart above shows Audi A3 2.0T Quattro insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $843. Drivers who use higher $1,000 deductibles will pay around $1,266. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,482. Using lower $100 deductibles for comp and collision coverage could cost up to $1,910. Drivers with multiple violations and accidents could be charged as much as $3,214. The policy rate for full coverage for a teenager can be as high as $5,440.

Audi A3 2.0T Quattro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,342 -$140 -9.4%
Alaska $1,136 -$346 -23.3%
Arizona $1,230 -$252 -17.0%
Arkansas $1,482 -$0 0.0%
California $1,690 $208 14.0%
Colorado $1,418 -$64 -4.3%
Connecticut $1,526 $44 3.0%
Delaware $1,680 $198 13.4%
Florida $1,856 $374 25.2%
Georgia $1,370 -$112 -7.6%
Hawaii $1,066 -$416 -28.1%
Idaho $1,004 -$478 -32.3%
Illinois $1,106 -$376 -25.4%
Indiana $1,116 -$366 -24.7%
Iowa $1,000 -$482 -32.5%
Kansas $1,410 -$72 -4.9%
Kentucky $2,024 $542 36.6%
Louisiana $2,196 $714 48.2%
Maine $916 -$566 -38.2%
Maryland $1,224 -$258 -17.4%
Massachusetts $1,186 -$296 -20.0%
Michigan $2,578 $1,096 74.0%
Minnesota $1,242 -$240 -16.2%
Mississippi $1,778 $296 20.0%
Missouri $1,316 -$166 -11.2%
Montana $1,592 $110 7.4%
Nebraska $1,170 -$312 -21.1%
Nevada $1,780 $298 20.1%
New Hampshire $1,070 -$412 -27.8%
New Jersey $1,658 $176 11.9%
New Mexico $1,314 -$168 -11.3%
New York $1,562 $80 5.4%
North Carolina $856 -$626 -42.2%
North Dakota $1,216 -$266 -17.9%
Ohio $1,024 -$458 -30.9%
Oklahoma $1,526 $44 3.0%
Oregon $1,360 -$122 -8.2%
Pennsylvania $1,416 -$66 -4.5%
Rhode Island $1,978 $496 33.5%
South Carolina $1,344 -$138 -9.3%
South Dakota $1,252 -$230 -15.5%
Tennessee $1,300 -$182 -12.3%
Texas $1,788 $306 20.6%
Utah $1,100 -$382 -25.8%
Vermont $1,016 -$466 -31.4%
Virginia $888 -$594 -40.1%
Washington $1,146 -$336 -22.7%
West Virginia $1,360 -$122 -8.2%
Wisconsin $1,028 -$454 -30.6%
Wyoming $1,322 -$160 -10.8%

View Chart as Image

Audi A3 2.0T Quattro insurance rates by U.S. city

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Rates by Driver Age

Audi A3 2.0T Quattro Insurance Rates by Driver Age
Driver Age Premium
16 $5,440
20 $3,440
30 $1,554
40 $1,482
50 $1,352
60 $1,328

Full coverage, $500 deductibles

Rates by Deductible

Audi A3 2.0T Quattro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,910
$250 $1,712
$500 $1,482
$1,000 $1,266

Full coverage, driver age 40

Rates by Liability Limit

Audi A3 2.0T Quattro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,482
50/100 $1,555
100/300 $1,646
250/500 $1,882
100 CSL $1,591
300 CSL $1,791
500 CSL $1,937

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A3 2.0T Quattro Insurance Rates for High Risk Drivers
Age Premium
16 $7,784
20 $5,468
30 $3,296
40 $3,214
50 $3,068
60 $3,040

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $208

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $114
5-yr Claim Free $96
Paid in Full/EFT $71
Advance Quote $75
Online Quote $106
Total Discounts $639
Rate after discounts $843

Discounts are estimated and may not be available from every company or in every state.

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