Audi A4 2.0T Premium Plus Turbo 4-Dr Sedan Insurance Rates

The average insurance rates for an Audi A4 2.0T Premium Plus Turbo 4-Dr Sedan are $1,556 a year for full coverage. Comprehensive insurance costs approximately $368 each year, collision costs $666, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $3,360 or more. Teenage drivers cost the most to insure at $5,628 a year or more.

Annual premium for full coverage: $1,556

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A4 Trim Level

These price differences show why all drivers should compare rates using their specific location, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for an Audi A4 2.0T Premium Plus Turbo 4-Dr Sedan also range considerably based on the actual cash value of your A4, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,800 to $2,500 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $5,600 a year. View Rates by Age

Your home state makes a big difference in Audi A4 2.0T Premium Plus Turbo 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $690 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and quoted rates will be varied.

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Chart shows Audi A4 2.0T Premium Plus Turbo 4-Dr Sedan insurance prices for different risks and coverage choices. The cheapest price with discounts is $886. Drivers who use higher $1,000 deductibles will pay $1,322. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,556. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $2,012. Drivers with multiple violations and accidents could be charged around $3,360. The policy rate for full coverage for a teenager is $5,628.

View Chart as Image