Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan Insurance Rates

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Average insurance rates for an Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan are $1,510 a year for full coverage insurance. Comprehensive insurance costs approximately $354, collision insurance costs $634, and liability coverage costs around $364. Only liability insurance costs as low as $430 a year, and high-risk insurance costs $3,260 or more. Teen drivers receive the highest rates at up to $5,482 a year.

Annual premium for full coverage: $1,510

Rate estimates by type of insurance:

Comprehensive $354
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A4 Trim Level

For the normal driver, prices range from as low as $430 for minimum levels of liability insurance to a much higher rate of $3,260 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,510
High Risk $3,260

These differences illustrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

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Cheapest Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan Insurance Rates

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Insurance rates for an Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan can also vary considerably based on your driver profile, the model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may only pay around $1,400 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,400 a year. View Rates by Age

Where you live has a huge impact on Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $660 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,800 to $2,400 extra per year, depending on your age. High-risk driver insurance can be around 44% to 133% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, so the rates can be significantly different from one company to the next.

View Chart as Image

Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan insurance cost comparison chart
Column chart showing Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan insurance prices range from $862 to $5,482 for full coverage

The chart estimates Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $862. Drivers who choose higher $1,000 deductibles will pay around $1,288. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,510. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,948. High risk drivers could be charged as much as $3,260. The price for full coverage for a teenager can be as high as $5,482.

Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,366 -$144 -9.5%
Alaska $1,158 -$352 -23.3%
Arizona $1,254 -$256 -17.0%
Arkansas $1,510 -$0 0.0%
California $1,722 $212 14.0%
Colorado $1,444 -$66 -4.4%
Connecticut $1,554 $44 2.9%
Delaware $1,710 $200 13.2%
Florida $1,890 $380 25.2%
Georgia $1,396 -$114 -7.5%
Hawaii $1,086 -$424 -28.1%
Idaho $1,022 -$488 -32.3%
Illinois $1,126 -$384 -25.4%
Indiana $1,138 -$372 -24.6%
Iowa $1,020 -$490 -32.5%
Kansas $1,436 -$74 -4.9%
Kentucky $2,062 $552 36.6%
Louisiana $2,236 $726 48.1%
Maine $932 -$578 -38.3%
Maryland $1,246 -$264 -17.5%
Massachusetts $1,210 -$300 -19.9%
Michigan $2,626 $1,116 73.9%
Minnesota $1,264 -$246 -16.3%
Mississippi $1,810 $300 19.9%
Missouri $1,340 -$170 -11.3%
Montana $1,622 $112 7.4%
Nebraska $1,192 -$318 -21.1%
Nevada $1,812 $302 20.0%
New Hampshire $1,090 -$420 -27.8%
New Jersey $1,690 $180 11.9%
New Mexico $1,338 -$172 -11.4%
New York $1,592 $82 5.4%
North Carolina $872 -$638 -42.3%
North Dakota $1,238 -$272 -18.0%
Ohio $1,042 -$468 -31.0%
Oklahoma $1,554 $44 2.9%
Oregon $1,384 -$126 -8.3%
Pennsylvania $1,442 -$68 -4.5%
Rhode Island $2,014 $504 33.4%
South Carolina $1,368 -$142 -9.4%
South Dakota $1,276 -$234 -15.5%
Tennessee $1,324 -$186 -12.3%
Texas $1,820 $310 20.5%
Utah $1,120 -$390 -25.8%
Vermont $1,034 -$476 -31.5%
Virginia $904 -$606 -40.1%
Washington $1,168 -$342 -22.6%
West Virginia $1,384 -$126 -8.3%
Wisconsin $1,048 -$462 -30.6%
Wyoming $1,348 -$162 -10.7%

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Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,482
20 $3,478
30 $1,586
40 $1,510
50 $1,376
60 $1,350

Full coverage, $500 deductibles

Rates by Deductible

Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,948
$250 $1,746
$500 $1,510
$1,000 $1,288

Full coverage, driver age 40

Rates by Liability Limit

Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,510
50/100 $1,583
100/300 $1,674
250/500 $1,910
100 CSL $1,619
300 CSL $1,819
500 CSL $1,965

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,846
20 $5,524
30 $3,344
40 $3,260
50 $3,110
60 $3,080

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $115
5-yr Claim Free $98
Paid in Full/EFT $72
Advance Quote $76
Online Quote $108
Total Discounts $648
Rate after discounts $862

Discounts are estimated and may not be available from every company or in every state.

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