Audi A5 2.0T Prestige S-Line 2-Dr Convertible Insurance Rates

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U.S. average insurance prices for an Audi A5 2.0T Prestige S-Line 2-Dr Convertible are $1,770 every 12 months with full coverage. Comprehensive insurance costs approximately $424 each year, collision insurance costs $824, and liability insurance costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs $3,840 or more. Teenage drivers pay the highest rates at up to $6,328 a year.

Annual premium for full coverage: $1,770

Price estimates by individual coverage:

Comprehensive $424
Collision $824
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A5 Trim Level

For the average driver, Audi A5 2.0T Prestige S-Line 2-Dr Convertible insurance prices range from the cheapest price of $430 for your basic liability-only policy to a high rate of $3,840 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,770
High Risk $3,840

These price ranges demonstrate why all drivers should compare prices using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Audi A5 2.0T Prestige S-Line 2-Dr Convertible Insurance Rates

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Car insurance rates for an Audi A5 2.0T Prestige S-Line 2-Dr Convertible are also quite variable based on deductibles and policy limits, your driving record, and the replacement cost of your A5.

Using high physical damage deductibles could cut rates by as much as $840 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,600 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $6,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $2,100 to $2,800 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Audi A5 2.0T Prestige S-Line 2-Dr Convertible insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to find out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes may be quite different.

View Chart as Image

Audi A5 2.0T Prestige S-Line 2-Dr Convertible insurance cost comparison chart
Column chart showing Audi A5 2.0T Prestige S-Line 2-Dr Convertible insurance prices range from $989 to $6,328 for full coverage

The chart above shows Audi A5 2.0T Prestige S-Line 2-Dr Convertible insurance rates for various coverage choices and risks. The lowest rate with discounts is $989. Drivers who use higher $1,000 deductibles will pay $1,488. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,770. Using lower $100 deductibles for comp and collision coverage could cost up to $2,322. Drivers with multiple violations and accidents could be charged at least $3,840. The policy rate for full coverage for a teenager can be as high as $6,328.

Audi A5 2.0T Prestige S-Line 2-Dr Convertible Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,602 -$168 -9.5%
Alaska $1,356 -$414 -23.4%
Arizona $1,470 -$300 -16.9%
Arkansas $1,770 -$0 0.0%
California $2,018 $248 14.0%
Colorado $1,692 -$78 -4.4%
Connecticut $1,822 $52 2.9%
Delaware $2,004 $234 13.2%
Florida $2,214 $444 25.1%
Georgia $1,636 -$134 -7.6%
Hawaii $1,272 -$498 -28.1%
Idaho $1,198 -$572 -32.3%
Illinois $1,318 -$452 -25.5%
Indiana $1,334 -$436 -24.6%
Iowa $1,196 -$574 -32.4%
Kansas $1,684 -$86 -4.9%
Kentucky $2,416 $646 36.5%
Louisiana $2,622 $852 48.1%
Maine $1,092 -$678 -38.3%
Maryland $1,460 -$310 -17.5%
Massachusetts $1,416 -$354 -20.0%
Michigan $3,076 $1,306 73.8%
Minnesota $1,480 -$290 -16.4%
Mississippi $2,122 $352 19.9%
Missouri $1,570 -$200 -11.3%
Montana $1,902 $132 7.5%
Nebraska $1,396 -$374 -21.1%
Nevada $2,122 $352 19.9%
New Hampshire $1,276 -$494 -27.9%
New Jersey $1,980 $210 11.9%
New Mexico $1,568 -$202 -11.4%
New York $1,864 $94 5.3%
North Carolina $1,020 -$750 -42.4%
North Dakota $1,450 -$320 -18.1%
Ohio $1,222 -$548 -31.0%
Oklahoma $1,818 $48 2.7%
Oregon $1,622 -$148 -8.4%
Pennsylvania $1,688 -$82 -4.6%
Rhode Island $2,362 $592 33.4%
South Carolina $1,604 -$166 -9.4%
South Dakota $1,494 -$276 -15.6%
Tennessee $1,550 -$220 -12.4%
Texas $2,134 $364 20.6%
Utah $1,312 -$458 -25.9%
Vermont $1,212 -$558 -31.5%
Virginia $1,060 -$710 -40.1%
Washington $1,368 -$402 -22.7%
West Virginia $1,622 -$148 -8.4%
Wisconsin $1,226 -$544 -30.7%
Wyoming $1,578 -$192 -10.8%

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Audi A5 2.0T Prestige S-Line 2-Dr Convertible insurance rates by U.S. city

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Rates by Driver Age

Audi A5 2.0T Prestige S-Line 2-Dr Convertible Insurance Rates by Driver Age
Driver Age Premium
16 $6,328
20 $4,098
30 $1,868
40 $1,770
50 $1,612
60 $1,582

Full coverage, $500 deductibles

Rates by Deductible

Audi A5 2.0T Prestige S-Line 2-Dr Convertible Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,322
$250 $2,066
$500 $1,770
$1,000 $1,488

Full coverage, driver age 40

Rates by Liability Limit

Audi A5 2.0T Prestige S-Line 2-Dr Convertible Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,770
50/100 $1,843
100/300 $1,934
250/500 $2,170
100 CSL $1,879
300 CSL $2,079
500 CSL $2,225

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A5 2.0T Prestige S-Line 2-Dr Convertible Insurance Rates for High Risk Drivers
Age Premium
16 $9,098
20 $6,520
30 $3,950
40 $3,840
50 $3,662
60 $3,630

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $251

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $97
Multi-vehicle $91
Homeowner $23
5-yr Accident Free $142
5-yr Claim Free $116
Paid in Full/EFT $90
Advance Quote $93
Online Quote $129
Total Discounts $781
Rate after discounts $989

Discounts are estimated and may not be available from every company or in every state.

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