Audi A6 3.2 Premium 4-Dr Sedan Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Average insurance prices for an Audi A6 3.2 Premium 4-Dr Sedan are $1,694 every 12 months for full coverage. Comprehensive costs around $410, collision insurance costs $762, and liability coverage costs around $364. Only liability insurance costs as low as $430 a year, and high-risk insurance costs around $3,662. Teen drivers receive the highest rates at up to $6,062 a year.

Annual premium for full coverage: $1,694

Rate estimates for type of insurance:

Comprehensive $410
Collision $762
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A6 Trim Level

For the average driver, prices range from the cheapest price of $430 for minimum levels of liability insurance to a much higher rate of $3,662 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,694
High Risk $3,662

Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than larger metro areas. The price range example below illustrates how location impacts auto insurance rates.

Rural Areas $1,271
Small Cities $1,779
Large Cities $2,287

These differences show why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Audi A6 3.2 Premium 4-Dr Sedan Insurance

Searching Companies

Insurance rates for an Audi A6 3.2 Premium 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your driver profile, and the actual cash value of your A6.

Choosing high deductibles could cut rates by as much as $790 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,600 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $6,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $2,000 to $2,700 extra per year, depending on your age. High-risk driver insurance can be around 45% to 132% more than average. View High Risk Driver Rates

Where you live has a huge impact on Audi A6 3.2 Premium 4-Dr Sedan insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know your exact price is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, so the rates can be significantly different.

View Chart as Image

Audi A6 3.2 Premium 4-Dr Sedan insurance cost comparison chart
Column chart showing Audi A6 3.2 Premium 4-Dr Sedan insurance prices range from $954 to $6,062 for full coverage

Chart shows Audi A6 3.2 Premium 4-Dr Sedan insurance rates for various coverage choices and risks. The cheapest rate with discounts is $954. Drivers who choose higher $1,000 deductibles will pay $1,428. The average rate for a driver age 40 with no violations using $500 deductibles is $1,694. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,210. High risk drivers could be charged as much as $3,662. The price for full coverage insurance for a 16-year-old driver can be as high as $6,062.

Audi A6 3.2 Premium 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,530 -$164 -9.7%
Alaska $1,298 -$396 -23.4%
Arizona $1,406 -$288 -17.0%
Arkansas $1,694 -$0 0.0%
California $1,930 $236 13.9%
Colorado $1,620 -$74 -4.4%
Connecticut $1,742 $48 2.8%
Delaware $1,918 $224 13.2%
Florida $2,118 $424 25.0%
Georgia $1,564 -$130 -7.7%
Hawaii $1,216 -$478 -28.2%
Idaho $1,146 -$548 -32.3%
Illinois $1,262 -$432 -25.5%
Indiana $1,276 -$418 -24.7%
Iowa $1,142 -$552 -32.6%
Kansas $1,612 -$82 -4.8%
Kentucky $2,310 $616 36.4%
Louisiana $2,508 $814 48.1%
Maine $1,044 -$650 -38.4%
Maryland $1,396 -$298 -17.6%
Massachusetts $1,354 -$340 -20.1%
Michigan $2,942 $1,248 73.7%
Minnesota $1,418 -$276 -16.3%
Mississippi $2,030 $336 19.8%
Missouri $1,502 -$192 -11.3%
Montana $1,818 $124 7.3%
Nebraska $1,336 -$358 -21.1%
Nevada $2,032 $338 20.0%
New Hampshire $1,220 -$474 -28.0%
New Jersey $1,892 $198 11.7%
New Mexico $1,500 -$194 -11.5%
New York $1,784 $90 5.3%
North Carolina $976 -$718 -42.4%
North Dakota $1,388 -$306 -18.1%
Ohio $1,168 -$526 -31.1%
Oklahoma $1,740 $46 2.7%
Oregon $1,552 -$142 -8.4%
Pennsylvania $1,614 -$80 -4.7%
Rhode Island $2,258 $564 33.3%
South Carolina $1,536 -$158 -9.3%
South Dakota $1,428 -$266 -15.7%
Tennessee $1,482 -$212 -12.5%
Texas $2,042 $348 20.5%
Utah $1,256 -$438 -25.9%
Vermont $1,158 -$536 -31.6%
Virginia $1,014 -$680 -40.1%
Washington $1,308 -$386 -22.8%
West Virginia $1,552 -$142 -8.4%
Wisconsin $1,172 -$522 -30.8%
Wyoming $1,510 -$184 -10.9%

View Chart as Image

Audi A6 3.2 Premium 4-Dr Sedan insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Audi A6 3.2 Premium 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $6,062
20 $3,906
30 $1,784
40 $1,694
50 $1,542
60 $1,514

Full coverage, $500 deductibles

Rates by Deductible

Audi A6 3.2 Premium 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,210
$250 $1,970
$500 $1,694
$1,000 $1,428

Full coverage, driver age 40

Rates by Liability Limit

Audi A6 3.2 Premium 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,694
50/100 $1,767
100/300 $1,858
250/500 $2,094
100 CSL $1,803
300 CSL $2,003
500 CSL $2,149

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A6 3.2 Premium 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $8,700
20 $6,206
30 $3,764
40 $3,662
50 $3,492
60 $3,460

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $238

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $92
Multi-vehicle $87
Homeowner $23
5-yr Accident Free $133
5-yr Claim Free $111
Paid in Full/EFT $84
Advance Quote $87
Online Quote $123
Total Discounts $740
Rate after discounts $954

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption