Audi A8 4.2L Quattro 4-Dr Sedan Insurance Rates
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U.S. average insurance rates for an Audi A8 4.2L Quattro 4-Dr Sedan are $1,968 a year including full coverage. Comprehensive costs on average $494 a year, collision costs $952, and liability insurance costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing around $4,264. Teen drivers pay the highest rates at $6,928 a year or more.
Annual premium for full coverage: $1,968
Price estimates by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Audi A8 Trim Level
For a 40-year-old driver, Audi A8 4.2L Quattro 4-Dr Sedan insurance prices go from the low end price of $430 for a discount liability-only rate to a high of $4,264 for high-risk insurance.
Geographic Price Range
Your location has a significant impact on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than larger metro areas.
The diagram below illustrates how your location can change car insurance rates.
These price ranges highlight why it is important for drivers to compare rates based on a specific location, rather than relying on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Audi A8 4.2L Quattro 4-Dr Sedan Insurance
Insurance rates for an Audi A8 4.2L Quattro 4-Dr Sedan are also quite variable based on the model year of your A8, your driving record and age, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are likely paying at a minimum $2,300 to $3,100 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 131% more than average. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,800 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $6,900 a year. View Rates by Age
The state you live in makes a big difference in Audi A8 4.2L Quattro 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $970 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, so the rates may be quite different.
The chart above shows average Audi A8 4.2L Quattro 4-Dr Sedan insurance prices for different risks and coverage choices. The lowest price with discounts is $1,092. Drivers who choose higher $1,000 deductibles will pay $1,640. The average price for a 40-year-old male driver using $500 deductibles is $1,968. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $2,606. High risk drivers could be charged at least $4,264. The cost for full coverage insurance for a teen driver is $6,928.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$160|
|5-yr Claim Free||$130|
|Paid in Full/EFT||$102|
Discounts are estimated and may not be available from every company or in every state.
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