BMW M6 2-Dr Coupe Insurance Rates

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Average insurance rates for a BMW M6 2-Dr Coupe are $2,246 a year with full coverage. Comprehensive costs around $564, collision costs $1,236, and liability insurance costs $310. Buying just liability costs as little as $370 a year, with insurance for high-risk drivers costing around $4,910. Teen drivers receive the highest rates at $7,772 a year or more.

Annual premium for full coverage: $2,246

Rate estimates for type of coverage:

Comprehensive $564
Collision $1236
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this BMW M6 Trim Level

For the normal driver, prices go from the low end price of $370 for just liability coverage to the much higher price of $4,910 for a driver who requires high-risk insurance.

Liability Only $370
Full Coverage $2,246
High Risk $4,910

Price Range by Location

Your location has a significant impact on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than larger metro areas.

The example below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,685
Small Cities $2,358
Large Cities $3,032

These differences demonstrate why everyone should compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a BMW M6 2-Dr Coupe can also vary considerably based on the replacement cost of your M6, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $2,700 to $3,600 in extra premium per year, depending on your age. BMW M6 2-Dr Coupe insurance for high-risk drivers can cost anywhere from 46% to 134% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $2,100 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will have to pay as much as $7,700 a year. View Rates by Age

Where you live makes a big difference in BMW M6 2-Dr Coupe insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $1,210 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $279 extra every year. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to find out your exact price is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

BMW M6 2-Dr Coupe insurance cost comparison chart
Column chart showing BMW M6 2-Dr Coupe insurance prices range from $1,207 to $7,772 for full coverage

The chart above shows BMW M6 2-Dr Coupe insurance prices for different risks and coverage choices. The lowest price with discounts is $1,207. Drivers who choose higher $1,000 deductibles will pay $1,838. The average price for a driver age 40 with no violations using $500 deductibles is $2,246. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $3,048. High risk drivers could be charged as much as $4,910. The rate for full coverage insurance for a 16-year-old driver is $7,772.

BMW M6 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $2,026 -$220 -9.8%
Alaska $1,720 -$526 -23.4%
Arizona $1,862 -$384 -17.1%
Arkansas $2,246 -$0 0.0%
California $2,556 $310 13.8%
Colorado $2,142 -$104 -4.6%
Connecticut $2,304 $58 2.6%
Delaware $2,536 $290 12.9%
Florida $2,802 $556 24.8%
Georgia $2,074 -$172 -7.7%
Hawaii $1,612 -$634 -28.2%
Idaho $1,522 -$724 -32.2%
Illinois $1,672 -$574 -25.6%
Indiana $1,690 -$556 -24.8%
Iowa $1,512 -$734 -32.7%
Kansas $2,130 -$116 -5.2%
Kentucky $3,060 $814 36.2%
Louisiana $3,322 $1,076 47.9%
Maine $1,384 -$862 -38.4%
Maryland $1,850 -$396 -17.6%
Massachusetts $1,790 -$456 -20.3%
Michigan $3,894 $1,648 73.4%
Minnesota $1,878 -$368 -16.4%
Mississippi $2,686 $440 19.6%
Missouri $1,992 -$254 -11.3%
Montana $2,410 $164 7.3%
Nebraska $1,768 -$478 -21.3%
Nevada $2,690 $444 19.8%
New Hampshire $1,616 -$630 -28.0%
New Jersey $2,508 $262 11.7%
New Mexico $1,984 -$262 -11.7%
New York $2,362 $116 5.2%
North Carolina $1,292 -$954 -42.5%
North Dakota $1,836 -$410 -18.3%
Ohio $1,546 -$700 -31.2%
Oklahoma $2,302 $56 2.5%
Oregon $2,056 -$190 -8.5%
Pennsylvania $2,136 -$110 -4.9%
Rhode Island $2,990 $744 33.1%
South Carolina $2,034 -$212 -9.4%
South Dakota $1,892 -$354 -15.8%
Tennessee $1,962 -$284 -12.6%
Texas $2,702 $456 20.3%
Utah $1,658 -$588 -26.2%
Vermont $1,532 -$714 -31.8%
Virginia $1,346 -$900 -40.1%
Washington $1,730 -$516 -23.0%
West Virginia $2,058 -$188 -8.4%
Wisconsin $1,552 -$694 -30.9%
Wyoming $1,998 -$248 -11.0%

View Chart as Image

BMW M6 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

BMW M6 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $7,772
20 $5,246
30 $2,394
40 $2,246
50 $2,040
60 $2,008

Full coverage, $500 deductibles

Rates by Deductible

BMW M6 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $3,048
$250 $2,670
$500 $2,246
$1,000 $1,838

Full coverage, driver age 40

Rates by Liability Limit

BMW M6 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,246
50/100 $2,308
100/300 $2,386
250/500 $2,587
100 CSL $2,339
300 CSL $2,510
500 CSL $2,634

Full coverage, driver age 40

Rates for High Risk Drivers

BMW M6 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $11,274
20 $8,358
30 $5,082
40 $4,910
50 $4,678
60 $4,640

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $332

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $127
Multi-vehicle $117
Homeowner $27
5-yr Accident Free $196
5-yr Claim Free $152
Paid in Full/EFT $125
Advance Quote $126
Online Quote $169
Total Discounts $1,039
Rate after discounts $1,207

Discounts are estimated and may not be available from every company or in every state.

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