BMW X6 M AWD Insurance Rates

The average insurance prices for a BMW X6 M AWD are $2,026 every 12 months including full coverage. Comprehensive insurance costs approximately $522, collision costs $982, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $4,388 or more. Teen drivers cost the most to insure at $7,094 a year or more.

Annual premium for full coverage: $2,026

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this BMW X6 Trim Level

These price differences highlight why anyone shopping for car insurance should compare rates using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a BMW X6 M AWD also range considerably based on liability limits and deductibles, your driving characteristics, and the replacement cost of your X6.

Choosing high deductibles could save up to $1,010 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,900 per year on average, or $158 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $7,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $2,400 to $3,200 in extra premium every year, depending on your age. High-risk driver insurance can cost anywhere from 45% to 133% more than average. View High Risk Driver Rates

Your home state makes a big difference in BMW X6 M AWD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from as many companies as possible. Every company uses a different rate calculation, and quoted rates will be varied.

View Chart as Image

The chart above shows average BMW X6 M AWD insurance rates for different coverage choices and risks. The lowest rate with discounts is $1,125. Drivers who choose higher $1,000 deductibles will pay $1,684. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $2,026. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,690. High risk drivers could be charged around $4,388. The price for full coverage for a teenager is $7,094.

View Chart as Image