Buick Enclave XL 2WD Insurance Rates

The average insurance prices for a Buick Enclave XL 2WD are $1,480 every 12 months including full coverage. Comprehensive insurance costs an estimated $354 a year, collision costs $604, and liability insurance costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing $3,184 or more. Teen drivers cost the most to insure at $5,360 a year or more.

Annual premium for full coverage: $1,480

Policy rates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Buick Enclave Trim Level

These price differences highlight why it is important for drivers to compare prices for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Buick Enclave XL 2WD also range considerably based on liability limits and deductibles, your driving characteristics, and the model year.

Choosing high deductibles could cut rates by as much as $640 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,700 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 129% more than average. View High Risk Driver Rates

Your home state has a huge impact on Buick Enclave XL 2WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes will be varied.

View Chart as Image

The chart above shows average Buick Enclave XL 2WD insurance rates for different coverage choices and risks. The lowest rate with discounts is $849. Drivers who choose higher $1,000 deductibles will pay $1,262. The average rate for a driver around age 40 using $500 deductibles is $1,480. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,900. High risk drivers could be charged around $3,184. The cost for full coverage for a teenage driver can be as high as $5,360.

View Chart as Image