Cadillac CTS Performance AWD Insurance Rates
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Estimated insurance rates for a Cadillac CTS Performance AWD are $1,542 a year for full coverage. Comprehensive costs on average $354 each year, collision costs $666, and liability costs $364. A policy with only liability insurance costs as little as $430 a year, with a high-risk policy costing around $3,338. Teenage drivers pay the most at $5,606 a year or more.
Annual premium for full coverage: $1,542
Premium estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Cadillac CTS Trim Level
For the average 40-year-old driver, insurance rates for a Cadillac CTS Performance AWD go from the low end price of $430 for a discount liability-only rate to a high rate of $3,338 for coverage for higher-risk drivers.
Insurance Price Range by Location
Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than densely populated cities.
The graphic below illustrates the difference location can make on car insurance rates.
These rate differences show why all drivers should compare rates based on a specific location, instead of making a decision based on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Cadillac CTS Performance AWD Insurance
Car insurance rates for a Cadillac CTS Performance AWD also have a wide range based on the actual cash value of your CTS, how you drive, and policy deductibles and limits.
If you have a few violations or you caused an accident, you could be paying at a minimum $1,800 to $2,500 extra annually, depending on your age. Insurance for high-risk drivers can cost from 45% to 130% more than a normal policy. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $5,600 a year. View Rates by Age
Where you choose to live makes a big difference in Cadillac CTS Performance AWD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Using high physical damage deductibles could save up to $690 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit
With such a large range of prices, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so rate quotes will be substantially different.
Chart shows Cadillac CTS Performance AWD insurance prices for different risks and coverage choices. The cheapest discount price is $875. Drivers who use higher $1,000 deductibles will pay $1,312. The average price for a 40-year-old male driver using $500 deductibles is $1,542. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,994. Drivers with multiple violations and accidents could be charged up to $3,338. The policy rate for full coverage insurance for a teen driver is $5,606.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$119|
|5-yr Claim Free||$100|
|Paid in Full/EFT||$75|
Discounts are estimated and may not be available from every company or in every state.
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