Cadillac CTS Sport Insurance Rates
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Estimated insurance prices for a Cadillac CTS Sport are $1,542 every 12 months including full coverage. Comprehensive costs on average $354, collision costs $666, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing around $3,338. Teenage drivers pay the most at $5,606 a year or more.
Annual premium for full coverage: $1,542
Premium estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Cadillac CTS Trim Level
For a driver in their 40's, insurance rates for a Cadillac CTS Sport go from the cheapest price of $430 for a discount liability-only rate to a much higher rate of $3,338 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.
The price range example below illustrates how location helps determine car insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Cadillac CTS Sport Insurance
Insurance rates for a Cadillac CTS Sport also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year of your CTS.
Using high physical damage deductibles could save up to $690 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $5,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,800 to $2,500 extra annually, depending on your age. High-risk driver insurance can cost as much as 45% to 130% more than a normal policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Cadillac CTS Sport insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
With such a large range of rates, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, so the rates will be substantially different.
The chart above shows average Cadillac CTS Sport insurance rates for different coverage choices and risks. The best rate after discounts is $875. Drivers who use higher $1,000 deductibles will pay $1,312. The average rate for a 40-year-old male driver using $500 deductibles is $1,542. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,994. Drivers with multiple violations and accidents could be charged up to $3,338. The price for full coverage insurance for a teen driver is $5,606.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$119|
|5-yr Claim Free||$100|
|Paid in Full/EFT||$75|
Discounts are estimated and may not be available from every company or in every state.
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