Cadillac Escalade Luxury Edition 2WD Insurance Rates

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The average insurance rates for a Cadillac Escalade Luxury Edition 2WD are $1,790 a year for full coverage insurance. Comprehensive insurance costs on average $438 a year, collision costs $698, and liability costs around $454. Liability-only coverage costs as low as $538 a year, with high-risk coverage costing $3,832 or more. Teenage drivers cost the most to insure at $6,474 a year or more.

Annual premium for full coverage: $1,790

Policy rates by individual coverage type:

Comprehensive $438
Collision $698
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade Trim Level

For a driver around age 40, Cadillac Escalade Luxury Edition 2WD insurance rates go from the low end price of $538 for liability-only coverage to a high of $3,832 for a high-risk insurance policy.

Liability Only $538
Full Coverage $1,790
High Risk $3,832

These price differences illustrate why it is important for drivers to compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Cadillac Escalade Luxury Edition 2WD Insurance

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Insurance prices for a Cadillac Escalade Luxury Edition 2WD also range considerably based on the model year of your Escalade, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $2,100 to $2,800 additional every year, depending on your age. A high-risk auto insurance policy can be from 43% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $6,400 a year. View Rates by Age

Your home state has a huge impact on Cadillac Escalade Luxury Edition 2WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $760 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $408 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, and rates will be varied.

View Chart as Image

Cadillac Escalade Luxury Edition 2WD insurance cost comparison chart
Column chart showing Cadillac Escalade Luxury Edition 2WD insurance prices range from $1,038 to $6,474 for full coverage

The chart estimates Cadillac Escalade Luxury Edition 2WD insurance prices for different risks and coverage choices. The cheapest discount price is $1,038. Drivers who use higher $1,000 deductibles will pay $1,530. The average price for a 40-year-old male driver using $500 deductibles is $1,790. Choosing low $100 deductibles for physical damage coverage could cost up to $2,288. Drivers with multiple violations and accidents could be charged around $3,832. The cost for full coverage for a teen driver can be as high as $6,474.

Cadillac Escalade Luxury Edition 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,616 -$174 -9.7%
Alaska $1,372 -$418 -23.4%
Arizona $1,486 -$304 -17.0%
Arkansas $1,790 -$0 0.0%
California $2,040 $250 14.0%
Colorado $1,708 -$82 -4.6%
Connecticut $1,838 $48 2.7%
Delaware $2,026 $236 13.2%
Florida $2,236 $446 24.9%
Georgia $1,650 -$140 -7.8%
Hawaii $1,284 -$506 -28.3%
Idaho $1,212 -$578 -32.3%
Illinois $1,332 -$458 -25.6%
Indiana $1,348 -$442 -24.7%
Iowa $1,210 -$580 -32.4%
Kansas $1,698 -$92 -5.1%
Kentucky $2,440 $650 36.3%
Louisiana $2,648 $858 47.9%
Maine $1,104 -$686 -38.3%
Maryland $1,476 -$314 -17.5%
Massachusetts $1,430 -$360 -20.1%
Michigan $3,106 $1,316 73.5%
Minnesota $1,496 -$294 -16.4%
Mississippi $2,142 $352 19.7%
Missouri $1,588 -$202 -11.3%
Montana $1,922 $132 7.4%
Nebraska $1,408 -$382 -21.3%
Nevada $2,146 $356 19.9%
New Hampshire $1,290 -$500 -27.9%
New Jersey $2,000 $210 11.7%
New Mexico $1,584 -$206 -11.5%
New York $1,880 $90 5.0%
North Carolina $1,030 -$760 -42.5%
North Dakota $1,466 -$324 -18.1%
Ohio $1,236 -$554 -30.9%
Oklahoma $1,836 $46 2.6%
Oregon $1,640 -$150 -8.4%
Pennsylvania $1,708 -$82 -4.6%
Rhode Island $2,386 $596 33.3%
South Carolina $1,620 -$170 -9.5%
South Dakota $1,512 -$278 -15.5%
Tennessee $1,566 -$224 -12.5%
Texas $2,156 $366 20.4%
Utah $1,324 -$466 -26.0%
Vermont $1,224 -$566 -31.6%
Virginia $1,070 -$720 -40.2%
Washington $1,380 -$410 -22.9%
West Virginia $1,640 -$150 -8.4%
Wisconsin $1,238 -$552 -30.8%
Wyoming $1,594 -$196 -10.9%

View Chart as Image

Cadillac Escalade Luxury Edition 2WD insurance rates by U.S. city

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Rates by Driver Age

Cadillac Escalade Luxury Edition 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $6,474
20 $4,076
30 $1,874
40 $1,790
50 $1,630
60 $1,596

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade Luxury Edition 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,288
$250 $2,058
$500 $1,790
$1,000 $1,530

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade Luxury Edition 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,790
50/100 $1,881
100/300 $1,994
250/500 $2,289
100 CSL $1,926
300 CSL $2,176
500 CSL $2,358

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade Luxury Edition 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $9,246
20 $6,466
30 $3,928
40 $3,832
50 $3,652
60 $3,614

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $241

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $95
Multi-vehicle $90
Homeowner $25
5-yr Accident Free $131
5-yr Claim Free $114
Paid in Full/EFT $83
Advance Quote $87
Online Quote $127
Total Discounts $752
Rate after discounts $1,038

Discounts are estimated and may not be available from every company or in every state.

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