Cadillac STS V6 AWD 4-Dr Sedan Insurance Rates

Average auto insurance rates for a Cadillac STS V6 AWD 4-Dr Sedan are $1,618 annually including full coverage. Comprehensive insurance costs around $410, collision insurance costs $762, and liability costs around $310. Just liability insurance costs as low as $370 a year, and coverage for high-risk drivers costs $3,494 or more. Teenage drivers receive the highest rates at up to $5,690 a year.

Annual premium for full coverage: $1,618

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac STS Trim Level

These differences highlight why everyone should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance prices for a Cadillac STS V6 AWD 4-Dr Sedan can also vary considerably based on the model year of your STS, your driving characteristics, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,500 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $5,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,900 to $2,500 additional per year, depending on your age. Cadillac STS V6 AWD 4-Dr Sedan insurance for high-risk drivers can be from 44% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $790 annually, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $279 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Cadillac STS V6 AWD 4-Dr Sedan insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to figure out your exact price is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and rates can be significantly different between companies.

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The chart above shows average Cadillac STS V6 AWD 4-Dr Sedan insurance prices for various situations. The cheapest discount price is $903. Drivers who use higher $1,000 deductibles will pay about $1,352. The average price for a driver age 40 with no violations using $500 deductibles is $1,618. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,134. Drivers with multiple violations and accidents could be charged as much as $3,494. The rate for full coverage for a 16-year-old driver can be as high as $5,690.

View Chart as Image