Chevrolet Cobalt XFE 4-Dr Sedan Insurance Rates

U.S. average insurance prices for a Chevrolet Cobalt XFE 4-Dr Sedan are $1,432 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $270 a year, collision costs $572, and liability insurance costs around $410. Buying just liability costs as low as $486 a year, with insurance for high-risk drivers costing $3,114 or more. Teen drivers pay the highest rates at $5,430 a year or more.

Annual premium for full coverage: $1,432

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Cobalt Trim Level

These price ranges illustrate why it is important for drivers to compare prices using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Cobalt XFE 4-Dr Sedan are also quite variable based on deductibles and policy limits, your risk profile, and the replacement cost of your Cobalt.

Choosing high deductibles could cut rates by as much as $570 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $369 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 a year for full coverage. Rates are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,400 additional each year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 132% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Chevrolet Cobalt XFE 4-Dr Sedan insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and rates may be quite different.

View Chart as Image

The chart estimates Chevrolet Cobalt XFE 4-Dr Sedan insurance rates for different coverage choices and risks. The lowest rate with discounts is $823. Drivers who choose higher $1,000 deductibles will pay $1,242. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,432. Choosing low $100 deductibles for physical damage coverage could cost up to $1,808. High risk drivers could be charged at least $3,114. The cost for full coverage for a teenager can be as high as $5,430.

View Chart as Image