Chevrolet Colorado LT Crew Cab 2WD Insurance Rates
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Average auto insurance rates for a Chevrolet Colorado LT Crew Cab 2WD are $1,288 annually for full coverage insurance. Comprehensive costs on average $258 each year, collision insurance costs $508, and liability coverage costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs around $2,790. Teen drivers receive the highest rates at up to $4,842 a year.
Annual premium for full coverage: $1,288
Rate estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Colorado Trim Level
Using a middle-aged driver as an example, prices range from as cheap as $430 for your basic liability-only policy to a high rate of $2,790 for a high-risk driver policy.
Price Range by Location
Your location has a large influence on insurance rates. Rural areas tend to have fewer physical damage claims than larger metro areas. The graphic below illustrates how where you live affects car insurance rates.
These differences illustrate why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Chevrolet Colorado LT Crew Cab 2WD Insurance
Insurance rates for a Chevrolet Colorado LT Crew Cab 2WD can also vary considerably based on the model year of your Colorado, your risk profile, and policy deductibles and limits.
More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $4,800 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers can cost around 43% to 130% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $520 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Chevrolet Colorado LT Crew Cab 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
With so much variability in prices, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so the rates can be significantly different between companies.
The chart estimates Chevrolet Colorado LT Crew Cab 2WD insurance prices for various situations. The cheapest price with discounts is $742. Drivers who choose higher $1,000 deductibles will pay about $1,114. The average price for a 40-year-old male driver using $500 deductibles is $1,288. Using lower $100 deductibles for physical damage coverage can cost as much as $1,626. High risk drivers could be charged as much as $2,790. The policy rate for full coverage insurance for a teen driver is $4,842.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$96|
|5-yr Claim Free||$83|
|Paid in Full/EFT||$59|
Discounts are estimated and may not be available from every company or in every state.
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