Chevrolet Colorado LT Crew Cab 4WD Insurance Rates

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The average auto insurance rates for a Chevrolet Colorado LT Crew Cab 4WD are $1,220 annually for full coverage. Comprehensive insurance costs an estimated $298, collision insurance costs $476, and liability coverage costs $310. Buying just liability costs as little as $370 a year, and insurance for high-risk drivers costs $2,612 or more. Teenage drivers cost the most to insure at up to $4,410 a year.

Annual premium for full coverage: $1,220

Policy rates broken down by type of coverage:

Comprehensive $298
Collision $476
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Colorado Trim Level

For an average driver, Chevrolet Colorado LT Crew Cab 4WD insurance rates range from as cheap as $370 for just liability coverage to the much higher price of $2,612 for a driver required to buy high-risk insurance.

Liability Only $370
Full Coverage $1,220
High Risk $2,612

These price differences show why everyone should compare rates for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Chevrolet Colorado LT Crew Cab 4WD Insurance

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Insurance rates for a Chevrolet Colorado LT Crew Cab 4WD also range considerably based on the model year, your driver profile, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,400 to $1,900 extra every year, depending on your age. Chevrolet Colorado LT Crew Cab 4WD insurance for high-risk drivers can cost around 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $520 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Colorado LT Crew Cab 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, so the rates will be varied between companies.

View Chart as Image

Chevrolet Colorado LT Crew Cab 4WD insurance cost comparison chart
Column chart showing Chevrolet Colorado LT Crew Cab 4WD insurance prices range from $707 to $4,410 for full coverage

Chart shows Chevrolet Colorado LT Crew Cab 4WD insurance prices for various situations. The cheapest price with discounts is $707. Drivers who use higher $1,000 deductibles will pay about $1,046. The average price for a driver around age 40 using $500 deductibles is $1,220. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,562. Drivers with multiple violations and accidents could be charged around $2,612. The rate for full coverage for a teenage driver is $4,410.

Chevrolet Colorado LT Crew Cab 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$118 -9.7%
Alaska $936 -$284 -23.3%
Arizona $1,012 -$208 -17.0%
Arkansas $1,220 -$0 0.0%
California $1,390 $170 13.9%
Colorado $1,166 -$54 -4.4%
Connecticut $1,252 $32 2.6%
Delaware $1,380 $160 13.1%
Florida $1,524 $304 24.9%
Georgia $1,128 -$92 -7.5%
Hawaii $876 -$344 -28.2%
Idaho $826 -$394 -32.3%
Illinois $908 -$312 -25.6%
Indiana $920 -$300 -24.6%
Iowa $822 -$398 -32.6%
Kansas $1,158 -$62 -5.1%
Kentucky $1,664 $444 36.4%
Louisiana $1,806 $586 48.0%
Maine $752 -$468 -38.4%
Maryland $1,006 -$214 -17.5%
Massachusetts $970 -$250 -20.5%
Michigan $2,116 $896 73.4%
Minnesota $1,022 -$198 -16.2%
Mississippi $1,460 $240 19.7%
Missouri $1,084 -$136 -11.1%
Montana $1,310 $90 7.4%
Nebraska $962 -$258 -21.1%
Nevada $1,462 $242 19.8%
New Hampshire $880 -$340 -27.9%
New Jersey $1,364 $144 11.8%
New Mexico $1,078 -$142 -11.6%
New York $1,284 $64 5.2%
North Carolina $702 -$518 -42.5%
North Dakota $998 -$222 -18.2%
Ohio $840 -$380 -31.1%
Oklahoma $1,252 $32 2.6%
Oregon $1,118 -$102 -8.4%
Pennsylvania $1,160 -$60 -4.9%
Rhode Island $1,626 $406 33.3%
South Carolina $1,106 -$114 -9.3%
South Dakota $1,028 -$192 -15.7%
Tennessee $1,068 -$152 -12.5%
Texas $1,470 $250 20.5%
Utah $902 -$318 -26.1%
Vermont $834 -$386 -31.6%
Virginia $732 -$488 -40.0%
Washington $940 -$280 -23.0%
West Virginia $1,120 -$100 -8.2%
Wisconsin $842 -$378 -31.0%
Wyoming $1,086 -$134 -11.0%

View Chart as Image

Chevrolet Colorado LT Crew Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Colorado LT Crew Cab 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,410
20 $2,780
30 $1,278
40 $1,220
50 $1,112
60 $1,090

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Colorado LT Crew Cab 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,562
$250 $1,406
$500 $1,220
$1,000 $1,046

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Colorado LT Crew Cab 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,220
50/100 $1,282
100/300 $1,360
250/500 $1,561
100 CSL $1,313
300 CSL $1,484
500 CSL $1,608

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Colorado LT Crew Cab 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,300
20 $4,406
30 $2,678
40 $2,612
50 $2,488
60 $2,462

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $89
5-yr Claim Free $78
Paid in Full/EFT $56
Advance Quote $60
Online Quote $87
Total Discounts $513
Rate after discounts $707

Discounts are estimated and may not be available from every company or in every state.

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