Chevrolet HHR LS Insurance Rates

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Estimated auto insurance rates for a Chevrolet HHR LS are $1,388 annually for full coverage. Comprehensive costs around $326, collision insurance costs $540, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $2,982. Teen drivers pay the most at up to $5,070 a year.

Annual premium for full coverage: $1,388

Premium estimates for type of insurance:

Comprehensive $326
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet HHR Trim Level

For a driver around age 40, insurance rates for a Chevrolet HHR LS range from as cheap as $430 for a discount liability-only rate to a much higher rate of $2,982 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,388
High Risk $2,982

Insurance Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,041
Small Cities $1,457
Large Cities $1,874

These rate differences show why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Chevrolet HHR LS also have a wide range based on the replacement cost of your HHR, your driver profile, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can cost around 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $580 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Chevrolet HHR LS insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to know your exact price is to compare prices and see how they stack up. Every company uses a different rate calculation, so the rates will be substantially different between companies.

View Chart as Image

Chevrolet HHR LS insurance cost comparison chart
Column chart showing Chevrolet HHR LS insurance prices range from $803 to $5,070 for full coverage

Chart shows Chevrolet HHR LS insurance prices for various situations. The cheapest price with discounts is $803. Drivers who choose higher $1,000 deductibles will pay about $1,192. The average price for a driver age 40 with no violations using $500 deductibles is $1,388. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,770. High risk drivers could be charged up to $2,982. The price for full coverage insurance for a 16-year-old driver is $5,070.

Chevrolet HHR LS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,256 -$132 -9.5%
Alaska $1,064 -$324 -23.3%
Arizona $1,152 -$236 -17.0%
Arkansas $1,388 -$0 0.0%
California $1,582 $194 14.0%
Colorado $1,328 -$60 -4.3%
Connecticut $1,428 $40 2.9%
Delaware $1,572 $184 13.3%
Florida $1,736 $348 25.1%
Georgia $1,282 -$106 -7.6%
Hawaii $998 -$390 -28.1%
Idaho $940 -$448 -32.3%
Illinois $1,034 -$354 -25.5%
Indiana $1,046 -$342 -24.6%
Iowa $936 -$452 -32.6%
Kansas $1,320 -$68 -4.9%
Kentucky $1,894 $506 36.5%
Louisiana $2,056 $668 48.1%
Maine $858 -$530 -38.2%
Maryland $1,146 -$242 -17.4%
Massachusetts $1,110 -$278 -20.0%
Michigan $2,414 $1,026 73.9%
Minnesota $1,162 -$226 -16.3%
Mississippi $1,664 $276 19.9%
Missouri $1,232 -$156 -11.2%
Montana $1,490 $102 7.3%
Nebraska $1,096 -$292 -21.0%
Nevada $1,666 $278 20.0%
New Hampshire $1,002 -$386 -27.8%
New Jersey $1,552 $164 11.8%
New Mexico $1,230 -$158 -11.4%
New York $1,462 $74 5.3%
North Carolina $800 -$588 -42.4%
North Dakota $1,138 -$250 -18.0%
Ohio $958 -$430 -31.0%
Oklahoma $1,428 $40 2.9%
Oregon $1,272 -$116 -8.4%
Pennsylvania $1,324 -$64 -4.6%
Rhode Island $1,852 $464 33.4%
South Carolina $1,258 -$130 -9.4%
South Dakota $1,172 -$216 -15.6%
Tennessee $1,216 -$172 -12.4%
Texas $1,674 $286 20.6%
Utah $1,030 -$358 -25.8%
Vermont $950 -$438 -31.6%
Virginia $832 -$556 -40.1%
Washington $1,072 -$316 -22.8%
West Virginia $1,274 -$114 -8.2%
Wisconsin $962 -$426 -30.7%
Wyoming $1,236 -$152 -11.0%

View Chart as Image

Chevrolet HHR LS insurance rates by U.S. city

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Rates by Driver Age

Chevrolet HHR LS Insurance Rates by Driver Age
Driver Age Premium
16 $5,070
20 $3,176
30 $1,450
40 $1,388
50 $1,264
60 $1,240

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet HHR LS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,770
$250 $1,594
$500 $1,388
$1,000 $1,192

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet HHR LS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,388
50/100 $1,461
100/300 $1,552
250/500 $1,788
100 CSL $1,497
300 CSL $1,697
500 CSL $1,843

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet HHR LS Insurance Rates for High Risk Drivers
Age Premium
16 $7,236
20 $5,042
30 $3,054
40 $2,982
50 $2,842
60 $2,814

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $68
Online Quote $98
Total Discounts $585
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

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